What do homes cost in Muskegon?

The median home value in Muskegon is about $180,000. Individual prices vary by street, size, and condition.

How active is the Muskegon housing market?

there are 206 homes for sale in Muskegon right now, and 462 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.

What schools serve Muskegon?

Muskegon is served by Muskegon Covenant Academy. Its highest-rated assigned school is Orchard View High School (6/10).

Is Muskegon walkable?

Muskegon scores 5.9/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.

City11646.8 acres

Muskegon

Surrounded by nature

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206 homes for sale·Median $180K·Walkability 5.9/10·Schools 3.3/10

🏙️35 mito Downtown GR(~1h 10m drive)

🏞️11 mito Lake Michigan(~23 min drive)

What surprises people about Muskegon is that it's a working city, not just a summer postcard—yes, there are 26 miles of Lake Michigan beaches and sailing regattas that earned it the nickname "Riviera of the Midwest," but the real backbone here is manufacturing, healthcare, and a port that's been moving cargo since the lumber days when 32 sawmills once cut over 665 million board feet a year. The Winter Sports Complex sits right here too, one of only three luge tracks in the nation, which means people are actually doing winter things instead of hibernating. Downtown has ninety restaurants within a mile, a sprawling farmer's market—the largest open air one in West Michigan—and enough galleries and cultural spaces (the Frauenthal Center, maritime museums including the USS Silversides Submarine Museum) that you're never stuck wondering what to do. Homes here run around $272K, and you're about twenty minutes from Grand Haven's beaches if you want a different stretch of sand; downtown Grand Rapids is under an hour away. The historic Hackley Park district still has its Victorian bones, philanthropist Charles Hackley left an outsized mark on the place, and Lake Express runs a high-speed ferry straight across Lake Michigan to Milwaukee if you're feeling restless. It's the kind of place where you can walk to groceries, coffee, and dinner without much fuss, and there are fourteen parks within a mile—McLaughlin Park is literally a two-minute walk—so the city has actual breathing room despite being compact enough to feel knowable.

View all homes for sale in Muskegon, MI →

Why people love it here

🌊Nature & Outdoors

Lake life

Muskegon Lake within walking distance
70 parks within 1 mile
St. Joseph Park: 8 min walk
Heritage Memorial Garden: 10 min walk

💰Home Values

$46K median household income

$180K median · 462 sales in last 12mo

🚶Walkability

Walkable for daily errands

Playground in Southern Ave & 7th St Area: 2 min walk
9 places within a 10 min walk

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Conventional Mortgage Calculator

Median home price in Muskegon

Estimated Monthly Payment

$1,222/mo

Home Price

Down Payment$36,000

20%

Interest Rate

Loan Term

Principal & Interest $93476%

Property Tax (est.)

18%

Insurance (est.)

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

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Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

462 homes sold in Muskegon this year. Thinking of selling?

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Flood Risk

None

Not in flood zone

Nearest Park

McLaughlin Park

0.1 mi

Parks Nearby

within 1 mile

Nearest Lake

Muskegon Lake

0.2 mi

Median Income

$46K

Household

Median Sale · Houses

$178K

431 sales in last 12mo

Median Sale · Condos

$364K

31 sales in last 12mo

Parcels

12,939

11209 residential

Walkability

5.9

Fair

Overall walkability score out of 10

🛒Daily Errands— Grocery, pharmacy

5.4

🍽️Dining— Restaurants, cafes, bars

7.6

🌳Nature— Parks, trails

3.3

🚌Transit— Bus stops, stations

0.0

💪Fitness— Gyms, recreation

6.5

Based on actual walk/bike/drive times to nearby amenities via Mapbox

In 2024, the most common reported offenses in Muskegon were larceny / theft (1,972 per 100,000 residents) and aggravated assault (818 per 100,000 residents), per FBI Uniform Crime Reporting — with a comparison to similar-size Michigan cities below.

For perspective, homicide — the most serious crime — was reported at about 0.06% of the population, roughly 1 in 1,600 residents.

Offense type	Per 100k residents
Larceny / theft	1,972
Aggravated assault	818
Motor-vehicle theft	460
Burglary	337
Robbery	123
Arson	112
Rape	72
Homicide	61

How Muskegon compares to similar-size Michigan cities

City	Population	Violent /100k	Property /100k
East Grand Rapids	11,442	61	1,084
Grand Haven	10,997	209	946
Cadillac	10,449	469	2,488
Muskegon	9,785	1,073	2,882
Greenville	9,047	442	2,509

Reported offenses per 100,000 residents, Muskegon Heights Police Department, FBI Uniform Crime Reporting (2024). Comparison cities are the nearest in population, ordered by size — not ranked by crime. Crime is reported at the jurisdiction level and varies block to block within any community.

Full Muskegon crime & safety report →

To buy a median-priced Muskegon home (around $180,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $29k/year in household income to qualify — an estimated monthly payment of $1,095 (principal, interest, property tax, and insurance).

The typical Muskegon household earns $46,342 — above what the median home requires. At that income, a buyer can afford roughly $299,000 with 20% down.

Down payment	Monthly payment	Income needed
20%	$1,095/mo	$29,204
10% (+PMI)	$1,276/mo	$34,035
5% (+PMI)	$1,337/mo	$35,650

Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Muskegon cost-of-living breakdown →

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Muskegon? Our team can help with availability, schools, and what it's really like to live here.

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Frequently asked about Muskegon

What do homes cost in Muskegon?: The median home value in Muskegon is about $180,000. Individual prices vary by street, size, and condition.
How active is the Muskegon housing market?: there are 206 homes for sale in Muskegon right now, and 462 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
What schools serve Muskegon?: Muskegon is served by Muskegon Covenant Academy. Its highest-rated assigned school is Orchard View High School (6/10).
Is Muskegon walkable?: Muskegon scores 5.9/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.