Muskegon
Surrounded by nature
The quick answer
Muskegon is a partly walkable city, part of Muskegon Covenant Academy. Homes here typically sell for around $180,000.
208 homes for sale·Median $180K·Walkability 5.9/10·Schools 3.3/10
What surprises people about Muskegon is that it's a working city, not just a summer postcard—yes, there are 26 miles of Lake Michigan beaches and sailing regattas that earned it the nickname "Riviera of the Midwest," but the real backbone here is manufacturing, healthcare, and a port that's been moving cargo since the lumber days when 32 sawmills once cut over 665 million board feet a year. The Winter Sports Complex sits right here too, one of only three luge tracks in the nation, which means people are actually doing winter things instead of hibernating. Downtown has ninety restaurants within a mile, a sprawling farmer's market—the largest open air one in West Michigan—and enough galleries and cultural spaces (the Frauenthal Center, maritime museums including the USS Silversides Submarine Museum) that you're never stuck wondering what to do. Homes here run around $272K, and you're about twenty minutes from Grand Haven's beaches if you want a different stretch of sand; downtown Grand Rapids is under an hour away. The historic Hackley Park district still has its Victorian bones, philanthropist Charles Hackley left an outsized mark on the place, and Lake Express runs a high-speed ferry straight across Lake Michigan to Milwaukee if you're feeling restless. It's the kind of place where you can walk to groceries, coffee, and dinner without much fuss, and there are fourteen parks within a mile—McLaughlin Park is literally a two-minute walk—so the city has actual breathing room despite being compact enough to feel knowable.
Why people love it here
Lake life
- Muskegon Lake within walking distance
- 70 parks within 1 mile
- St. Joseph Park: 8 min walk
- Heritage Memorial Garden: 10 min walk
$46K median household income
- $180K median · 463 sales in last 12mo
Walkable for daily errands
- Playground in Southern Ave & 7th St Area: 2 min walk
- 9 places within a 10 min walk
Conventional Mortgage Calculator
Median home price in Muskegon
Estimated Monthly Payment
$1,222/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
463 homes sold in Muskegon this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
McLaughlin Park
0.1 mi
Parks Nearby
70
within 1 mile
Nearest Lake
Muskegon Lake
0.2 mi
Median Income
$46K
Household
Median Sale · Houses
$179K
432 sales in last 12mo
Median Sale · Condos
$350K
31 sales in last 12mo
Expected Rent
$1,225/mo
$1,125 – $1,300 · estimated range
Parcels
12,939
11209 residential
Walkability
Fair
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Valy Vietnamese Oriental Food, Gifts & Market
+1 more
Hamburger Mikey
+1 more
Drip Drop Drink
+1 more
Tippsy Toad
+1 more
St. Joseph Park
+1 more
Playground in Southern Ave & 7th St Area
Ruddiman Lagoon
Beach at Mona Lake
Veterans Memorial Park Walkway
Lakeshore Trail
Waters Edge Fitness
Walgreens
Hackley Public Library
Jumpstart
Getty Drive-In
Based on 6 rated schools nearby
Range: 2/10 to 6/10
School District: Muskegon Covenant Academy
In 2024, the most common reported offenses in Muskegon were larceny / theft (1,972 per 100,000 residents) and aggravated assault (818 per 100,000 residents), per FBI Uniform Crime Reporting — with a comparison to similar-size Michigan cities below.
For perspective, homicide — the most serious crime — was reported at about 0.06% of the population, roughly 1 in 1,600 residents.
| Offense type | Per 100k residents |
|---|---|
| Larceny / theft | 1,972 |
| Aggravated assault | 818 |
| Motor-vehicle theft | 460 |
| Burglary | 337 |
| Robbery | 123 |
| Arson | 112 |
| Rape | 72 |
| Homicide | 61 |
How Muskegon compares to similar-size Michigan cities
| City | Population | Violent /100k | Property /100k |
|---|---|---|---|
| East Grand Rapids | 11,442 | 61 | 1,084 |
| Grand Haven | 10,997 | 209 | 946 |
| Cadillac | 10,449 | 469 | 2,488 |
| Muskegon | 9,785 | 1,073 | 2,882 |
| Greenville | 9,047 | 442 | 2,509 |
Reported offenses per 100,000 residents, Muskegon Heights Police Department, FBI Uniform Crime Reporting (2024). Comparison cities are the nearest in population, ordered by size — not ranked by crime. Crime is reported at the jurisdiction level and varies block to block within any community.
To buy a median-priced Muskegon home (around $180,000) at today's 6.66% 30-year fixed rate with 20% down, you'd need roughly $30k/year in household income to qualify — an estimated monthly payment of $1,111 (principal, interest, property tax, and insurance).
The typical Muskegon household earns $46,342 — above what the median home requires. At that income, a buyer can afford roughly $294,000 with 20% down.
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,111/mo | $29,635 |
| 10% (+PMI) | $1,294/mo | $34,519 |
| 5% (+PMI) | $1,356/mo | $36,162 |
Estimates use a 6.66% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
40 parcels
Active / pending
Typical Land Value
$119K/acre
Median asking
Median Price
$140K
Per listing
Multifamily for sale
Listings
20 buildings
Active / pending
Median Price
$202K
Per building
Price Per Unit
$88K
Median
Who actually lends in Muskegon, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$899/yr in electricity from a typical rooftop solar system
Produces ~6,560 kWh/yr · offsets ~62% of a typical home's use
City of Muskegon Department of Public Works
City operates water filtration/distribution; wholesales to neighboring communities
City of Muskegon Department of Public Works
City sewage collection; treatment via Muskegon County wastewater system
Source: muskegon-mi.gov
Utility, solar, and service details for Muskegon are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Median Income
$46K
Home Value (Census)
$122K
Expected Rent
$1,225/mo
$1,125 – $1,300 · estimated range
🛒 Grocery(11)
Valy Vietnamese Oriental Food, Gifts & Market
Grocery Store
Save-A-Lot
Grocery Store
Aldi
Grocery Store
+8 more within 5 miles
🍕 Restaurants(5)
☕ Coffee(7)
+4 more within 5 miles
🍺 Bars(5)
+2 more within 5 miles
🏫 Schools(30)
+25 more within 5 miles
💪 Gyms(1)
Waters Edge Fitness
Fitness Center
🚴 Trails(5)
Laketon Trail
Bike Path
Cycleway loop off Terrace St
Bike Path
Bike Path
Bike Path
+2 more within 5 miles
💊 Pharmacies(9)
+6 more within 5 miles
👶 Childcare(1)
Jumpstart
Childcare Center
🏥 Hospitals(2)
Hospital
Hospital
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Muskegon? Our team can help with availability, schools, and what it's really like to live here.
Living in Muskegon: the details
Is Muskegon a good place to live?
If you're after green space nearby, Muskegon is worth a close look — here is what the data shows. Day to day, some shops, cafés and parks are within walking distance, but most errands mean a short drive. This city is part of Muskegon Covenant Academy. Expect prices centered around $180,000.
What does it cost to live in Muskegon?
Homes range from around $179,000 for single-family houses to $350,000 for condos. That spread reflects the mix of housing here rather than a single going rate. There are 208 homes for sale here right now and 463 homes sold here in the past year.
Frequently asked about Muskegon
- What do homes cost in Muskegon?
- The median home value in Muskegon is about $180,000. Individual prices vary by street, size, and condition.
- How active is the Muskegon housing market?
- there are 208 homes for sale in Muskegon right now, and 463 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Muskegon?
- Muskegon is served by Muskegon Covenant Academy. Its highest-rated assigned school is Orchard View High School (6/10).
- Is Muskegon walkable?
- Muskegon scores 5.9/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
