Cedar Springs
Solid value in a growing area
11 homes for sale·Median $323K·Walkability 4.5/10·Schools 4.6/10
What surprises people about Cedar Springs is how much life happens in such a compact place. This is Red Flannel Country—literally. The town built its identity around the Red Flannel Festival, which has been running since 1939 and now draws over 35,000 visitors every October for the parade, the Keystone Kops in their antique fire truck, and the whole genuine hometown celebration that actually feels genuine. It's the kind of thing that could seem kitschy, but instead it just works because the community genuinely shows up for it. The population hovers around 3,670, but walk down Main Street and you're steps from 65 restaurants and 10 grocers within a mile—plus coffee, shopping, and everything else you'd expect from a town that actually functions.
Why people love it here
$57K median household income
- $323K median · 92 sales in last 12mo
Park-rich area
- 25 parks within 1 mile
- White Pine Trail: 4 min walk
- Morley Park: 6 min walk
Notable nearby
Conventional Mortgage Calculator
Median home price in Cedar Springs
Estimated Monthly Payment
$2,189/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
92 homes sold in Cedar Springs this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Riggle Park
0.3 mi
Parks Nearby
25
within 1 mile
Walkability
Fair
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Save-A-Lot
Hungry Howie's Pizza
+1 more
The Rustic Roof
+1 more
Cedar Pub
+1 more
Morley Park
Unnamed playground
Waller Lake
+1 more
Unnamed beach
North Country Trail
dog_park
White Pine Trail
Rogue River Launch (A-41-102)
MAX Fitness
Meijer - Cedar Springs
Cedar library #1
Kent Theater
Based on 5 rated schools nearby
Range: 1/10 to 7/10
School District: Creative Technologies Academy
Crime in Cedar Springs is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Kent County.
Kent County crime & safety stats →To buy a median-priced Cedar Springs home (around $322,500) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $53k/year in household income to qualify — an estimated monthly payment of $2,004 (principal, interest, property tax, and insurance).
The typical Cedar Springs household earns $56,711 — above what the median home requires. At that income, a buyer can afford roughly $345,000 with 20% down.
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,004/mo | $53,440 |
| 10% (+PMI) | $2,329/mo | $62,095 |
| 5% (+PMI) | $2,437/mo | $64,989 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Who actually lends in Cedar Springs, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government
City of Cedar Springs
Source: cityofcedarsprings.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$903/yr in electricity from a typical rooftop solar system
Produces ~6,318 kWh/yr · offsets ~60% of a typical home's use
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Investor-owned utility.
Confirm by addressKent County Sheriff (Cedar Springs Unit)
City contracts policing to Kent County Sheriff (since 2014); dedicated deputies, 24hr.
City FD serves Cedar Springs + portion of Nelson Twp (16-19 Mile Rd, city limits east to Keller Ave).
Source: cityofcedarsprings.org
Utility, solar, and service details for Cedar Springs are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Median Income
$57K
Home Value (Census)
$203K
🍕 Restaurants(11)
Hungry Howie's Pizza
Restaurant
Fast Food
Tacos El Cuñado Cedar Springs
Restaurant
Jasmine Thai restaurant
Restaurant
+6 more within 5 miles
☕ Coffee(7)
The Rustic Roof
Café
Quickwater Coffee Roasters | Cedar Springs
Café
Biggby Coffee
Café
+4 more within 5 miles
🍺 Bars(4)
Cedar Pub
Bar
Cedar Springs Brewing Company
Bar
St. Julian Winery & Distillery Tasting Room
Bar
+1 more within 5 miles
🏫 Schools(7)
Creative Technologies Academy
White Creek School
Nelson Center School
Christian Hill School
+2 more within 5 miles
💪 Gyms(1)
Fitness Center
🐕 Dog Parks(2)
🚴 Trails(4)
White Pine Trail
Bike Path
Cycleway from Northland Dr to S Northland Dr
Bike Path
Bike Path
Bike Path
+1 more within 5 miles
⛵ Boat Launches(2)
Boat Launch
Boat Launch
🚌 Transit(1)
Transit Stop
Frequently asked about Cedar Springs
- What do homes cost in Cedar Springs?
- The median home value in Cedar Springs is about $322,500. Individual prices vary by street, size, and condition.
- How active is the Cedar Springs housing market?
- there are 11 homes for sale in Cedar Springs right now, and 92 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Cedar Springs?
- Cedar Springs is served by Creative Technologies Academy. Its highest-rated assigned school is Cedar View Elementary School (7/10).
- Is Cedar Springs walkable?
- Cedar Springs scores 4.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
