Ferrysburg
Lake life, small town feel
34 homes for sale·Median $360K·Walkability 4.6/10·Schools 4.9/10
Most people assume a lakeside town this small means isolation, but Ferrysburg sits right where the Grand River spills into Lake Michigan, which means you're sandwiched between Sand dunes and nature preserves—Coast Guard Park and the Kitchel/Lindquist Dunes Preserve with their hiking trails—and a functioning downtown where the grocery is steps away, along with 228 restaurants within a mile. The city was founded in the 1830s and incorporated in 1963, and it's held onto a quiet, suburban-rural character; homes here run around $359K, and most residents own theirs. You can hit Grand Haven's beach in about five minutes or drive to downtown Grand Rapids in under 45 minutes, but the real draw is the water itself—Lake Michigan and Spring Lake shoreline, North Beach Park for swimming, and boat launches nearby if you're serious about it. West MI Academy of Arts and Academics serves the schools here. The population hovers around 2,300, which means you're not dealing with the noise or sprawl of a bigger city, but you're not actually cut off from it either. Cost of living runs notably below the national average. One long-time resident summed it up plainly: "Near everything, in between two cities"—and that's the honest selling point. It's a place where you can have sand dunes and hiking trails in your backyard, reasonable housing costs, and access to the amenities of a much larger region without living in one.
Why people love it here
Lake life
- Spring Lake within walking distance
- 55 parks within 1 mile
- Fire Barn Park: 0 min walk
- Unnamed bike path: 2 min walk
$62K median household income
- $360K median · 55 sales in last 12mo
Notable nearby
Conventional Mortgage Calculator
Median home price in Ferrysburg
Estimated Monthly Payment
$2,444/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
55 homes sold in Ferrysburg this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Unnamed park
0.4 mi
Parks Nearby
55
within 1 mile
Nearest Lake
Spring Lake
0.5 mi
Walkability
Fair
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Leppinks
+1 more
Greek Tony's Pizza & Sub
+1 more
Biggby
+1 more
Stan's Bar
+1 more
Fire Barn Park
Fire Barn Park Playground
Smith Bayou
+1 more
Lakeside Beach
Poplar Ridge
dog_park
Unnamed bike path
Mill Point Park Launch
+1 more
gym
Walgreens
Spring Lake District Library
Grand Haven 9
Based on 8 rated schools nearby
Range: 2/10 to 8/10
School District: West MI Academy of Arts and Academics
Crime in Ferrysburg is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.
Ottawa County crime & safety stats →To buy a median-priced Ferrysburg home (around $360,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $58k/year in household income to qualify — an estimated monthly payment of $2,171 (principal, interest, property tax, and insurance).
The typical Ferrysburg household earns $62,096 — above what the median home requires. At that income, a buyer can afford roughly $389,000 with 20% down.
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,171/mo | $57,899 |
| 10% (+PMI) | $2,534/mo | $67,561 |
| 5% (+PMI) | $2,655/mo | $70,791 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
3 parcels
Active / pending
Typical Land Value
$154K/acre
Median asking
Median Price
$500K
Per listing
Who actually lends in Ferrysburg, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$891/yr in electricity from a typical rooftop solar system
Produces ~6,497 kWh/yr · offsets ~62% of a typical home's use
Private hauler (resident-arranged)
No municipal trash noted
Consumers Energy Co · ~13.7¢/kWh
GHBLP serves Ferrysburg per its service area
Confirm by addressSource: ferrysburg.org
Utility, solar, and service details for Ferrysburg are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Median Income
$62K
Home Value (Census)
$225K
🛒 Grocery(12)
Grocery Store
Orchard Markets
Grocery Store
+9 more within 5 miles
🍕 Restaurants(9)
Pine Street Cafe
Restaurant
Pizza Hut
Restaurant
Restaurant
Hamburger Mikey’s
Restaurant
Beefy's Burger Shack
Restaurant
+4 more within 5 miles
☕ Coffee(19)
+16 more within 5 miles
🍺 Bars(16)
+13 more within 5 miles
🏫 Schools(18)
Holmes School
Elliott School
Central School
Ferry School
Christian Junior High School
School
+13 more within 5 miles
💪 Gyms(3)
🌳 Parks(6)
+3 more within 5 miles
🐕 Dog Parks(5)
Dog Park in Gluecks Sub Area
Dog Park
Eastern Park Dog Park
Dog Park
Dog Park in South Holiday Hills Area
Dog Park
+2 more within 5 miles
🚴 Trails(6)
+3 more within 5 miles
⛵ Boat Launches(6)
Boat Launch
Boat Launch
Boat Launch
+3 more within 5 miles
💊 Pharmacies(4)
+1 more within 5 miles
🏥 Hospitals(1)
Hospital
📚 Libraries(3)
Frequently asked about Ferrysburg
- What do homes cost in Ferrysburg?
- The median home value in Ferrysburg is about $360,000. Individual prices vary by street, size, and condition.
- How active is the Ferrysburg housing market?
- there are 34 homes for sale in Ferrysburg right now, and 55 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Ferrysburg?
- Ferrysburg is served by West MI Academy of Arts and Academics. Its highest-rated assigned school is Grand Haven High School (8/10).
- Is Ferrysburg walkable?
- Ferrysburg scores 4.6/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
