Muskegon County
Surrounded by nature
Median $249K·Walkability 1.1/10·Schools 6.0/10
—so you've got this whole stretch of West Michigan where water's woven into everything, and Muskegon County is where things actually feel lived-in rather than polished. The county spans over 426,000 acres, so there's real space to move around in, and you're never far from what you need—groceries, coffee, dinner are all steps away, with 161 restaurants scattered within a mile and 22 grocery stores within two miles depending on where you land. Homes run around $214K median, which means you're getting actual room to breathe without the coastal premium you'd pay 33 minutes south toward Grand Haven. The scale here is deceptive; it feels big because it *is* big, but the services cluster tight enough that you're not driving forever for basics. Whether you're looking at the lakeshore side or the inland parts, there's a working quality to the place—not trying too hard, just steady and accessible.
Why people love it here
Lake life
- Muskegon Lake within walking distance
- Twin Lake Park: 8 min drive
- Beach in Riley Thompson Rd & Ironwood St Area: 8 min drive
$63K median household income
- $249K median · 1666 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Muskegon County
Estimated Monthly Payment
$1,692/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
1666 homes sold in Muskegon County this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Twin Lake Park
1.7 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Muskegon Lake
0.0 mi
Based on 1 rated school nearby
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Overboard Inn
Effin Bar & Grille
Twin Lake Park
Playground in Holton Rd & Norwik Rd Area
Twin Lakes
Beach in Riley Thompson Rd & Ironwood St Area
LP19 Snowmobile Trail
In 2024, the most common reported offenses in Muskegon County were larceny / theft (274 per 100,000 residents) and burglary (80 per 100,000 residents), per FBI Uniform Crime Reporting.
For perspective, homicide — the most serious crime — was reported at about 0.002% of the population, roughly 1 in 50,000 residents.
| Offense type | Per 100k residents |
|---|---|
| Larceny / theft | 274 |
| Burglary | 80 |
| Aggravated assault | 45 |
| Motor-vehicle theft | 35 |
| Rape | 22 |
| Arson | 7 |
| Homicide | 2 |
| Robbery | 2 |
Reported offenses per 100,000 residents, Muskegon County Sheriff's Office, FBI Uniform Crime Reporting (2024). Comparison cities are the nearest in population, ordered by size — not ranked by crime. Crime is reported at the jurisdiction level and varies block to block within any community.
To buy a median-priced Muskegon County home (around $249,250) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $41k/year in household income to qualify — an estimated monthly payment of $1,536 (principal, interest, property tax, and insurance).
The typical Muskegon County household earns $63,495 — above what the median home requires. At that income, a buyer can afford roughly $406,000 with 20% down.
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,536/mo | $40,967 |
| 10% (+PMI) | $1,787/mo | $47,656 |
| 5% (+PMI) | $1,871/mo | $49,893 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
218 parcels
Active / pending
Typical Land Value
$23K/acre
Median asking
Median Price
$105K
Per listing
Multifamily for sale
Listings
29 buildings
Active / pending
Median Price
$185K
Per building
Price Per Unit
$83K
Median
Who actually lends in Muskegon County, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Solar potential
~$892/yr in electricity from a typical rooftop solar system
Produces ~6,503 kWh/yr · offsets ~62% of a typical home's use
Utility, solar, and service details for Muskegon County are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Median Income
$63K
Home Value (Census)
$181K
🍕 Restaurants(4)
🍺 Bars(1)
Effin Bar & Grille
Bar
🏫 Schools(4)
School
Dalson School
Ryerson School
Evans School
Frequently asked about Muskegon County
- What do homes cost in Muskegon County?
- The median home value in Muskegon County is about $249,250. Individual prices vary by street, size, and condition.
- How active is the Muskegon County housing market?
- there are 608 homes for sale in Muskegon County right now, and 1666 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- Is Muskegon County walkable?
- Muskegon County scores 1.1/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
