Whitehall
Surrounded by nature
12 homes for sale·Median $275K·Walkability 3.2/10·Schools 5.3/10
The White River Light Station, built in 1875, sits at the heart of what makes this place distinct—a working lighthouse that's also a museum, perched where the White River meets White Lake, about five miles from Lake Michigan. That geographic position shapes everything: you're genuinely close to two bodies of water without being swallowed by either one. The 48-foot-tall World's Largest Working Weathervane dominates the skyline, a ship replica spinning above downtown, and the whole downtown core stays compact enough that a grocery store, coffee shop, and restaurants sit within steps of each other. There's a Playhouse at White Lake, a 105-year-old theater that pulled off a $4 million renovation and still hosts performances. Fetch Brewing Company operates within walking distance of the main drag. The Caboose Museum documents the area's railroad and lumber past without turning the whole place into a heritage museum—it's just there, if you want it. Homes here run around $497K, and the city operates with no municipal debt, which is genuinely unusual. You're 56 miles northwest of Grand Rapids and 35 minutes or so from Grand Haven's beaches. Five parks sit within a mile, including Funnell Field right next door, and the lot sizes average 0.39 acres—small enough to feel connected, large enough to breathe. Whitehall District Schools serves the area. This is a place where the architecture and the waterfront actually matter to how people move through it, and nothing here feels borrowed from somewhere else.
Why people love it here
Lake life
- White Lake within walking distance
- 25 parks within 1 mile
- White Lake Pathway: 10 min walk
- Svensson Park: 6 min bike
$59K median household income
- $275K median · 40 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Whitehall
Estimated Monthly Payment
$1,867/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
40 homes sold in Whitehall this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Funnell Field
0.1 mi
Parks Nearby
25
within 1 mile
Nearest Lake
White Lake
0.5 mi
Median Income
$59K
Household
Median Sale · Houses
$275K
35 sales in last 12mo
Median Sale · Condos
$460K
5 sales in last 12mo
Parcels
367
294 residential
Based on 3 rated schools nearby
Range: 4/10 to 7/10
School District: Whitehall District Schools
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Montague Foods
Pekadill's Garden Restaurant
+1 more
Biggby Coffee
The Chamber Bar & Grill
Svensson Park
+1 more
Playground in Warner St & Obell St Area
Hiscuit Lake
Sylvan Beach Kids Beach
Bridge #2
Fetch Brewing Co.
White Lake Pathway
America's Fitness Center
White Lake Community Library
Northstar Cinema
In 2024, the most common reported offenses in Whitehall were larceny / theft (915 per 100,000 residents) and aggravated assault (95 per 100,000 residents), per FBI Uniform Crime Reporting — with a comparison to similar-size Michigan cities below.
No homicides were reported in 2024.
| Offense type | Per 100k residents |
|---|---|
| Larceny / theft | 915 |
| Aggravated assault | 95 |
| Burglary | 95 |
| Motor-vehicle theft | 63 |
| Rape | 32 |
| Arson | 32 |
| Homicide | 0 |
| Robbery | 0 |
How Whitehall compares to similar-size Michigan cities
| City | Population | Violent /100k | Property /100k |
|---|---|---|---|
| Portland | 3,791 | 53 | 396 |
| Plainwell | 3,734 | 268 | 1,232 |
| Whitehall | 3,169 | 126 | 1,104 |
| Newaygo | 2,564 | 390 | 2,106 |
| Reed City | 2,532 | 474 | 1,659 |
Reported offenses per 100,000 residents, Whitehall Police Department, FBI Uniform Crime Reporting (2024). Comparison cities are the nearest in population, ordered by size — not ranked by crime. Crime is reported at the jurisdiction level and varies block to block within any community.
To buy a median-priced Whitehall home (around $275,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $46k/year in household income to qualify — an estimated monthly payment of $1,707 (principal, interest, property tax, and insurance).
The typical Whitehall household earns $58,750 — above what the median home requires. At that income, a buyer can afford roughly $367,000 with 20% down.
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,707/mo | $45,521 |
| 10% (+PMI) | $1,984/mo | $52,901 |
| 5% (+PMI) | $2,076/mo | $55,369 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Who actually lends in Whitehall, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$918/yr in electricity from a typical rooftop solar system
Produces ~6,425 kWh/yr · offsets ~61% of a typical home's use
Republic Services (area hauler)
Curbside via contracted hauler
Republic Services (area hauler)
Area recycling
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Regional IOU
Confirm by addressAuthority serves Whitehall, Whitehall Twp, Fruitland Twp; 115 S Baldwin St
Source: cityofwhitehall.org
Utility, solar, and service details for Whitehall are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Median Income
$59K
Home Value (Census)
$206K
🛒 Grocery(2)
Montague Foods
Grocery Store
Grocery Store
🍕 Restaurants(7)
The Homestead Restaurant & Bakery
Restaurant
Pizza Joint
Restaurant
Restaurant
Restaurant
+2 more within 5 miles
☕ Coffee(3)
🍺 Bars(6)
+3 more within 5 miles
🏫 Schools(12)
White Lake Community Center
School
School
+7 more within 5 miles
💪 Gyms(1)
America's Fitness Center
Fitness Center
🐕 Dog Parks(2)
🚴 Trails(1)
White Lake Pathway
Bike Path
⚡ EV Charging(1)
Unnamed ev_charging
EV Charging
Frequently asked about Whitehall
- What do homes cost in Whitehall?
- The median home value in Whitehall is about $275,000. Individual prices vary by street, size, and condition.
- How active is the Whitehall housing market?
- there are 12 homes for sale in Whitehall right now, and 40 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Whitehall?
- Whitehall is served by Whitehall District Schools. Its highest-rated assigned school is Whitehall Senior High School (7/10).
- Is Whitehall walkable?
- Whitehall scores 3.2/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
