Lake St & Mears Ave Area
Surrounded by nature
5 homes for sale·Median $527K·Walkability 2.3/10·Schools 5.3/10
You're looking at a place where water views come with space to breathe. The White Lake community here feels like a well-kept secret — close enough to civilization but far enough away that you actually know your neighbors. Most homes sit on generous lots with mature trees, and if you're lucky enough to snag one of the lakefront properties, you'll wake up to water views that change with the seasons. The terraced gardens and organic plots you'll see around here reflect the care invested in these properties.
Why people love it here
Lake life
- White Lake within walking distance
- 40 parks within 1 mile
- White Lake Pathway: 6 min walk
- Unnamed bike_path: 6 min walk
$527K median
- 6 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Lake St & Mears Ave Area
Estimated Monthly Payment
$3,578/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
6 homes sold in Lake St & Mears Ave Area this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Svensson Park
0.1 mi
Parks Nearby
40
within 1 mile
Nearest Lake
White Lake
0.5 mi
Based on 3 rated schools nearby
Range: 4/10 to 7/10
School District: Montague Area Public Schools
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Montague Foods
Pekadill's Garden Restaurant
+1 more
The Book Nook & Java Shop
Pub 111
Svensson Park
+1 more
Playground in Warner St & Obell St Area
White Lake
Sylvan Beach Kids Beach
Red Loop
Fetch Brewing Co.
White Lake Pathway
America's Fitness Center
White Lake Community Library
Northstar Cinema
Crime in Lake St & Mears Ave Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Whitehall.
Whitehall crime & safety stats →To buy a median-priced Lake St & Mears Ave Area home (around $527,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $93k/year in household income to qualify — an estimated monthly payment of $3,505 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $3,505/mo | $93,473 |
| 10% (+PMI) | $4,036/mo | $107,616 |
| 5% (+PMI) | $4,213/mo | $112,346 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Local Government · area-wide
City of Whitehall
Source: cityofwhitehall.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$918/yr in electricity from a typical rooftop solar system
Produces ~6,425 kWh/yr · offsets ~61% of a typical home's use
Republic Services (area hauler)
Curbside via contracted hauler
Republic Services (area hauler)
Area recycling
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Regional IOU
Confirm by addressAuthority serves Whitehall, Whitehall Twp, Fruitland Twp; 115 S Baldwin St
Services for Whitehall · Source: cityofwhitehall.org
Utility, solar, and service details for Lake St & Mears Ave Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(3)
Montague Foods
Grocery Store
Grocery Store
White Duck Country Market
Grocery Store
🍕 Restaurants(6)
Fast Food
Big John's Pizza
Restaurant
Restaurant
Chen's Chinese & Thai
Restaurant
+1 more within 5 miles
☕ Coffee(3)
🍺 Bars(6)
+3 more within 5 miles
🏫 Schools(12)
School
School
White Lake Community Center
School
+7 more within 5 miles
💪 Gyms(1)
America's Fitness Center
Fitness Center
🐕 Dog Parks(2)
🚴 Trails(3)
⚡ EV Charging(1)
Unnamed ev_charging
EV Charging
Frequently asked about Lake St & Mears Ave Area
- What do homes cost in Lake St & Mears Ave Area?
- The median home value in Lake St & Mears Ave Area is about $527,000. Individual prices vary by street, size, and condition.
- How active is the Lake St & Mears Ave Area housing market?
- there are 5 homes for sale in Lake St & Mears Ave Area right now, and 6 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Lake St & Mears Ave Area?
- Lake St & Mears Ave Area is served by Montague Area Public Schools. Its highest-rated assigned school is Whitehall Senior High School (7/10).
- Is Lake St & Mears Ave Area walkable?
- Lake St & Mears Ave Area scores 2.3/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.