Warner St & Obell St Area
Surrounded by nature
8 homes for sale·Median $275K·Walkability 2.4/10·Schools 5.3/10
Bordered by White Lake to the east and Whitehall's downtown core just steps away, Warner St & Obell St sits in a quietly walkable pocket where lakeside living meets small-town convenience. The neighborhood sprawls across 1,471 acres with three parks within a mile—including Howmet Park, a 12-minute walk away—and coffee shops and restaurants at your doorstep, with 18 more dining spots within a mile. A grocery store is a quick 12-minute walk, while the Lake Michigan shoreline at Grand Haven runs about 33 minutes south by car. Homes here run in the mid-$300s to low-$400s range. This is Montague Area Public Schools territory, anchored in Whitehall city, where the White River Light Station and the World's Largest Working Weathervane sit as quirky local landmarks—the kind of place where lumber-town history and lakeshore character still show in the brick buildings and tree-lined streets.
Why people love it here
Near the water
- White Lake — 1.1 mi
- 15 parks within 1 mile
- Unnamed bike_path: 8 min walk
- White Lake Pathway: 9 min walk
$275K median
- 33 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Warner St & Obell St Area
Estimated Monthly Payment
$1,867/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
33 homes sold in Warner St & Obell St Area this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Howmet Park
0.6 mi
Parks Nearby
15
within 1 mile
Nearest Lake
White Lake
1.1 mi
Based on 3 rated schools nearby
Range: 4/10 to 7/10
School District: Montague Area Public Schools
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Montague Foods
Pizza Hut
+1 more
Biggby Coffee
The Chamber Bar & Grill
Howmet Park
+1 more
Playground in Warner St & Obell St Area
Hiscuit Lake
Beach in Riley Thompson Rd & Ironwood St Area
Bridge #2
Fetch Brewing Co.
Unnamed bike_path
America's Fitness Center
White Lake Community Library
Northstar Cinema
Crime in Warner St & Obell St Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Whitehall.
Whitehall crime & safety stats →To buy a median-priced Warner St & Obell St Area home (around $275,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $49k/year in household income to qualify — an estimated monthly payment of $1,829 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,829/mo | $48,776 |
| 10% (+PMI) | $2,106/mo | $56,156 |
| 5% (+PMI) | $2,198/mo | $58,624 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Who actually lends in Warner St & Obell St Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government · area-wide
City of Whitehall
Source: cityofwhitehall.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$918/yr in electricity from a typical rooftop solar system
Produces ~6,425 kWh/yr · offsets ~61% of a typical home's use
Republic Services (area hauler)
Curbside via contracted hauler
Republic Services (area hauler)
Area recycling
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Regional IOU
Confirm by addressAuthority serves Whitehall, Whitehall Twp, Fruitland Twp; 115 S Baldwin St
Services for Whitehall · Source: cityofwhitehall.org
Utility, solar, and service details for Warner St & Obell St Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(3)
Grocery Store
Montague Foods
Grocery Store
White Duck Country Market
Grocery Store
🍕 Restaurants(7)
Fast Food
Restaurant
The Homestead Restaurant & Bakery
Restaurant
Pizza Joint
Restaurant
+2 more within 5 miles
☕ Coffee(3)
🍺 Bars(8)
+5 more within 5 miles
🏫 Schools(14)
School
School
White Lake Community Center
Whitehall High School
School
+9 more within 5 miles
💪 Gyms(1)
America's Fitness Center
Fitness Center
🐕 Dog Parks(2)
🚴 Trails(3)
⚡ EV Charging(1)
Unnamed ev_charging
EV Charging
Frequently asked about Warner St & Obell St Area
- What do homes cost in Warner St & Obell St Area?
- The median home value in Warner St & Obell St Area is about $275,000. Individual prices vary by street, size, and condition.
- How active is the Warner St & Obell St Area housing market?
- there are 8 homes for sale in Warner St & Obell St Area right now, and 33 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Warner St & Obell St Area?
- Warner St & Obell St Area is served by Montague Area Public Schools. Its highest-rated assigned school is Whitehall Senior High School (7/10).
- Is Warner St & Obell St Area walkable?
- Warner St & Obell St Area scores 2.4/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.