Allegan County
Surrounded by nature
Median $355K·Walkability 1.7/10
Allegan County sprawls across West Michigan farmland and shoreline, with orchards and open sky stretching toward Lake Michigan to the west and the rising sprawl of Grand Rapids visible about forty-five minutes north. The landscape shifts between rural acreage, small towns anchored by Main Streets, and pockets of newer development—enough room to breathe, enough character to feel rooted. You'll find grocery stores and restaurants within easy reach, with over one hundred dining options scattered across the county, so there's no shortage of places to eat without driving far.
Why people love it here
Lake life
- Green Lake within walking distance
- Little Spec Lake: 8 min bike
- Dumont Lake: 9 min bike
$80K median household income
- $355K median · 1230 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Allegan County
Estimated Monthly Payment
$2,410/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
1230 homes sold in Allegan County this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Dumont Lake County Park
1.2 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Green Lake
0.0 mi
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Village Market Food Center
Dumont Lake County Park
Dumont Lake County Park Playground
Little Spec Lake
+1 more
Beach in Shoemaker Sub Area
Sheridan Township Park
Dog Park in Frost Sub Area
Hopkins Public Library
Old Regent Theatre
In 2024, the most common reported offenses in Allegan County were larceny / theft (433 per 100,000 residents) and burglary (129 per 100,000 residents), per FBI Uniform Crime Reporting.
For perspective, homicide — the most serious crime — was reported at about 0.001% of the population, roughly 1 in 100,000 residents.
| Offense type | Per 100k residents |
|---|---|
| Larceny / theft | 433 |
| Burglary | 129 |
| Aggravated assault | 78 |
| Motor-vehicle theft | 58 |
| Rape | 9 |
| Arson | 7 |
| Robbery | 5 |
| Homicide | 1 |
Reported offenses per 100,000 residents, Allegan County Sheriff's Office, FBI Uniform Crime Reporting (2024). Comparison cities are the nearest in population, ordered by size — not ranked by crime. Crime is reported at the jurisdiction level and varies block to block within any community.
To buy a median-priced Allegan County home (around $355,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $57k/year in household income to qualify — an estimated monthly payment of $2,151 (principal, interest, property tax, and insurance).
The typical Allegan County household earns $80,255 — above what the median home requires. At that income, a buyer can afford roughly $514,000 with 20% down.
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,151/mo | $57,352 |
| 10% (+PMI) | $2,508/mo | $66,880 |
| 5% (+PMI) | $2,627/mo | $70,065 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
234 parcels
Active / pending
Typical Land Value
$48K/acre
Median asking
Median Price
$192K
Per listing
Multifamily for sale
Listings
13 buildings
Active / pending
Median Price
$425K
Per building
Price Per Unit
$180K
Median
Who actually lends in Allegan County, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Solar potential
~$896/yr in electricity from a typical rooftop solar system
Produces ~6,271 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for Allegan County are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Median Income
$80K
Home Value (Census)
$247K
🛒 Grocery(2)
Grocery Store
The Grocery Outlet Store
Grocery Store
🏫 Schools(14)
Outlook Academy - Youth Home Campus
School
Spec Lake School
Hillcrest School
Babylon School
Oakview School
+9 more within 5 miles
🌳 Parks(4)
+1 more within 5 miles
🐕 Dog Parks(1)
Dog Park in Frost Sub Area
Dog Park
Frequently asked about Allegan County
- What do homes cost in Allegan County?
- The median home value in Allegan County is about $355,000. Individual prices vary by street, size, and condition.
- How active is the Allegan County housing market?
- there are 417 homes for sale in Allegan County right now, and 1230 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- Is Allegan County walkable?
- Allegan County scores 1.7/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
