Mecosta County
Surrounded by nature
Median $275K
The woods here run deep—not the manicured kind, but thick stands of oak and pine that back up against properties where you can actually breathe. Out here, land comes in chunks: twenty, thirty, sometimes forty acres, with ponds and clearings carved into the trees, close enough to M-20 for a quick run into town but far enough that the highway feels like someone else's commute. A handful of golf courses thread through the landscape, and the water—Clear Lake, Chippewa Lake, and others—sits within reach for fishing and kayaking without turning into a tourist gauntlet.
Why people love it here
Lake life
- Clear Lake within walking distance
$58K median household income
- $275K median · 425 sales in last 12mo
Mortgage Calculator
Median home price in Mecosta County
Estimated Monthly Payment
$1,866/mo
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. This is not a commitment to lend or an offer of credit. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Lender. NMLS Consumer Access
425 homes sold in Mecosta County this year. Thinking of selling?
See what your home is worthIn 2024, the most common reported offenses in Mecosta County were larceny / theft (598 per 100,000 residents) and aggravated assault (259 per 100,000 residents), per FBI Uniform Crime Reporting.
For perspective, homicide — the most serious crime — was reported at about 0.003% of the population, roughly 1 in 33,000 residents.
| Offense type | Per 100k residents |
|---|---|
| Larceny / theft | 598 |
| Aggravated assault | 259 |
| Burglary | 116 |
| Rape | 33 |
| Motor-vehicle theft | 33 |
| Arson | 9 |
| Homicide | 3 |
| Robbery | 3 |
Reported offenses per 100,000 residents, Mecosta County Sheriff's Office, FBI Uniform Crime Reporting (2024). Comparison cities are the nearest in population, ordered by size — not ranked by crime. Crime is reported at the jurisdiction level and varies block to block within any community.
To buy a median-priced Mecosta County home (around $274,900) at today's 6.43% 30-year fixed rate with 20% down, you'd need roughly $43k/year in household income to qualify — an estimated monthly payment of $1,617 (principal, interest, property tax, and insurance).
The typical Mecosta County household earns $57,774 — above what the median home requires. At that income, a buyer can afford roughly $377,000 with 20% down.
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,617/mo | $43,124 |
| 10% (+PMI) | $1,893/mo | $50,473 |
| 5% (+PMI) | $1,985/mo | $52,925 |
Estimates use a 6.43% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not an APR or a commitment to lend — your actual rate and payment will vary.
Land for sale
Listings
171 parcels
Active / pending
Typical Land Value
$14K/acre
Median asking
Median Price
$40K
Per listing
Multifamily for sale
Listings
4 buildings
Active / pending
Median Price
$264K
Per building
Price Per Unit
$125K
Median
Who actually lends in Mecosta County, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Median Income
$58K
Home Value (Census)
$170K
Frequently asked about Mecosta County
- What do homes cost in Mecosta County?
- The median home value in Mecosta County is about $274,900. Individual prices vary by street, size, and condition.
- How active is the Mecosta County housing market?
- there are 193 homes for sale in Mecosta County right now, and 425 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
