Newaygo County
Surrounded by nature
Median $270K·Walkability 0.5/10
Tell someone in the car you're heading to a county where the Muskegon River cuts through, where small towns sit far enough apart that you feel the space around you. Newaygo County spreads across nearly 374,000 acres of West Michigan, roughly an hour north of downtown Grand Rapids. The towns here have their own rhythm—grocery stores, restaurants, and coffee shops are steps away in the walkable centers, and within a mile radius you'll find around twenty-three places to eat, from diners to casual spots that anchor the downtown strips. Median home prices run around $330K, which means you're buying into land and quieter living without the commute premium.
Why people love it here
Lake life
- Englewright Lake within walking distance
- LP3: 10 min bike
- North Country National Scenic Trail: 4 min drive
$62K median household income
- $270K median · 411 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Newaygo County
Estimated Monthly Payment
$1,833/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
411 homes sold in Newaygo County this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Foster Park
1.0 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Englewright Lake
0.0 mi
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Shamrock
Newaygo County Sports Park
Playground in Michigan Land And Outing Co.S Sub. Area
Twinwood Lake
+1 more
Beach in Sherman Super. Plat No.1 Area
LP3
Newaygo Area District Library
To buy a median-priced Newaygo County home (around $270,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $43k/year in household income to qualify — an estimated monthly payment of $1,629 (principal, interest, property tax, and insurance).
The typical Newaygo County household earns $61,931 — above what the median home requires. At that income, a buyer can afford roughly $398,000 with 20% down.
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,629/mo | $43,449 |
| 10% (+PMI) | $1,901/mo | $50,695 |
| 5% (+PMI) | $1,992/mo | $53,118 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
90 parcels
Active / pending
Typical Land Value
$12K/acre
Median asking
Median Price
$70K
Per listing
Who actually lends in Newaygo County, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Solar potential
~$904/yr in electricity from a typical rooftop solar system
Produces ~6,328 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for Newaygo County are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Median Income
$62K
Home Value (Census)
$178K
🛒 Grocery(2)
Leppinks Food Centers
Grocery Store
Grocery Store
🍕 Restaurants(6)
River Banks Nutrition
Fast Food
Fast Food
Fast Food
Fast Food
Fast Food
+1 more within 5 miles
🍺 Bars(4)
Newaygo Brewing Company
Pub
Sportsman's Bar
Bar
Riverstop Saloon and Grill
Bar
+1 more within 5 miles
🏫 Schools(7)
Bigelow School
Kimball Lake School
Root Town School
School
+2 more within 5 miles
🌳 Parks(4)
+1 more within 5 miles
🚴 Trails(4)
Cycleway loop off Centerline Ct
Bike Path
Unnamed bike_path
Bike Path
Bike Path
Bike Path
+1 more within 5 miles
📚 Libraries(1)
Newaygo Area District Library
Frequently asked about Newaygo County
- What do homes cost in Newaygo County?
- The median home value in Newaygo County is about $270,000. Individual prices vary by street, size, and condition.
- How active is the Newaygo County housing market?
- there are 151 homes for sale in Newaygo County right now, and 411 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- Is Newaygo County walkable?
- Newaygo County scores 0.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
