Ionia County
Walkable with great nature access
Median $250K·Walkability 7.0/10·Schools 5.2/10
Driving through Ionia County, you feel the pace shift—wide streets, land breathing out on both sides, the kind of space where a 40-minute run to Gerald R. Ford International Airport feels manageable rather than punishing. The county spreads across nearly 369,000 acres of West Michigan, and that acreage shows: storefronts and homes aren't stacked tight, but they're not isolated either. A grocery store, restaurant, or coffee shop sits steps away from most neighborhoods, and within a mile you'll find 36 dining options ranging from casual to sit-down. Eight grocery stores within two miles means errands don't eat your afternoon.
Why people love it here
Walkability
Good
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Lake life
- Woodard Lake within walking distance
- Cycleway loop off Steele St: 5 min drive
- Unnamed bike_path: 5 min drive
$73K median household income
- $250K median · 441 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Ionia County
Estimated Monthly Payment
$1,697/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
441 homes sold in Ionia County this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Unnamed park
1.7 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Woodard Lake
0.0 mi
Meijer
Applebee's
+1 more
Sozo Coffee Roasting
Steele Street Brewery
Riverside Park
+1 more
Playground on Shirlee Ave
Sessions Creek
Beach at Sessions Creek
Ionia River Trail
Cycleway loop off Steele St
Walgreens
Ionia Community Library
Ionia Theatre
Based on 6 rated schools nearby
Range: 1/10 to 7/10
In 2024, the most common reported offenses in Ionia County were larceny / theft (385 per 100,000 residents) and aggravated assault (56 per 100,000 residents), per FBI Uniform Crime Reporting.
No homicides were reported in 2024.
| Offense type | Per 100k residents |
|---|---|
| Larceny / theft | 385 |
| Aggravated assault | 56 |
| Motor-vehicle theft | 49 |
| Burglary | 46 |
| Rape | 39 |
| Arson | 5 |
| Homicide | 0 |
| Robbery | 0 |
Reported offenses per 100,000 residents, Ionia County Sheriff's Office, FBI Uniform Crime Reporting (2024). Comparison cities are the nearest in population, ordered by size — not ranked by crime. Crime is reported at the jurisdiction level and varies block to block within any community.
To buy a median-priced Ionia County home (around $250,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $41k/year in household income to qualify — an estimated monthly payment of $1,535 (principal, interest, property tax, and insurance).
The typical Ionia County household earns $73,436 — above what the median home requires. At that income, a buyer can afford roughly $476,000 with 20% down.
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,535/mo | $40,922 |
| 10% (+PMI) | $1,786/mo | $47,631 |
| 5% (+PMI) | $1,870/mo | $49,875 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
64 parcels
Active / pending
Typical Land Value
$25K/acre
Median asking
Median Price
$65K
Per listing
Multifamily for sale
Listings
9 buildings
Active / pending
Median Price
$275K
Per building
Price Per Unit
$92K
Median
Who actually lends in Ionia County, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Solar potential
~$874/yr in electricity from a typical rooftop solar system
Produces ~6,418 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for Ionia County are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Median Income
$73K
Home Value (Census)
$189K
🛒 Grocery(4)
+1 more within 5 miles
☕ Coffee(1)
🍺 Bars(1)
🏫 Schools(10)
School
School
Temple School
School
+5 more within 5 miles
🚴 Trails(6)
Cycleway loop off Steele St
Bike Path
Bike Path
Bike Path
Unnamed bike_path
Bike Path
+3 more within 5 miles
🏥 Hospitals(1)
📚 Libraries(1)
Ionia Community Library
Frequently asked about Ionia County
- What do homes cost in Ionia County?
- The median home value in Ionia County is about $250,000. Individual prices vary by street, size, and condition.
- How active is the Ionia County housing market?
- there are 131 homes for sale in Ionia County right now, and 441 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- Is Ionia County walkable?
- Ionia County scores 7.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
