Allegan
Surrounded by nature
21 homes for sale·Median $324K·Walkability 0.8/10·Schools 5.3/10
At roughly 32 square miles, Allegan Township includes the City of Allegan within its boundaries—a quirk that means you can live in the township proper and still be steps from downtown shops, restaurants, and a grocery store. The rural character runs deep here: farms and agricultural fields define the landscape, and the median home runs around $475K. It's the kind of place where a hardware store, salon, and dog groomer aren't just convenient—they're known quantities, places people actually care about.
Why people love it here
Lake life
- Miner Lake within walking distance
- 13 parks within 1 mile
- Jaycee Park: 3 min drive
- Mahan Park: 4 min drive
$91K median household income
- $324K median · 51 sales in last 12mo
Explore Allegan
Same name, different focus — Allegan is also covered as:
- Allegan City — city details
Conventional Mortgage Calculator
Median home price in Allegan
Estimated Monthly Payment
$2,200/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
51 homes sold in Allegan this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Cook Street Park
0.6 mi
Parks Nearby
13
within 1 mile
Nearest Lake
Miner Lake
0.0 mi
Based on 7 rated schools nearby
Range: 2/10 to 7/10
School District: Allegan Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Village Market Food Center
java shack
+1 more
Biggby Coffee
Jaycee Park
+1 more
Playground in River St & Grand St Area
Wetmore Lake
+1 more
Beach in Shoemaker Sub Area
Dog Park in Frost Sub Area
Unnamed bike_path
Old Regent Theatre
Most of Allegan is policed by the Allegan County Sheriff's Office. Across that jurisdiction in 2024, the most common reported offenses were larceny / theft (433 per 100,000 residents) and burglary (129 per 100,000 residents), per FBI Uniform Crime Reporting.
For perspective, homicide — the most serious crime — was reported at about 0.001% of the population, roughly 1 in 100,000 residents.
| Offense type | Per 100k residents |
|---|---|
| Larceny / theft | 433 |
| Burglary | 129 |
| Aggravated assault | 78 |
| Motor-vehicle theft | 58 |
| Rape | 9 |
| Arson | 7 |
| Robbery | 5 |
| Homicide | 1 |
Reported offenses per 100,000 residents, Allegan County Sheriff's Office, FBI Uniform Crime Reporting (2024). Figures cover the Allegan County Sheriff's Office's full jurisdiction (the county's unincorporated areas), not Allegan alone. Crime is reported at the jurisdiction level and varies block to block within any community.
To buy a median-priced Allegan home (around $324,000) at today's 6.55% 30-year fixed rate with 20% down, you'd need roughly $52k/year in household income to qualify — an estimated monthly payment of $1,962 (principal, interest, property tax, and insurance).
The typical Allegan household earns $90,583 — above what the median home requires. At that income, a buyer can afford roughly $588,000 with 20% down.
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,962/mo | $52,331 |
| 10% (+PMI) | $2,290/mo | $61,061 |
| 5% (+PMI) | $2,399/mo | $63,985 |
Estimates use a 6.55% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
2 parcels
Active / pending
Typical Land Value
$69K/acre
Median asking
Median Price
$96K
Per listing
Who actually lends in Allegan, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government
Allegan Charter Township
Source: allegantownship.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$913/yr in electricity from a typical rooftop solar system
Produces ~6,388 kWh/yr · offsets ~61% of a typical home's use
Private well
Rural; individual wells (municipal in fringe areas near city).
Septic - individual
Individual septic systems.
Resident-arranged hauler
Republic/Waste Management common in area.
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Regional electric; Great Lakes Energy in rural pockets.
Confirm by addressAllegan Fire District
Township participates in Allegan Fire District.
Source: allegantownship.org
Utility, solar, and service details for Allegan are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Median Income
$91K
Home Value (Census)
$212K
🛒 Grocery(2)
Grocery Store
The Grocery Outlet Store
Grocery Store
🍕 Restaurants(6)
+1 more within 5 miles
☕ Coffee(1)
Biggby Coffee
Café
🏫 Schools(15)
School
School
School
+10 more within 5 miles
🌳 Parks(4)
+1 more within 5 miles
🐕 Dog Parks(1)
Dog Park in Frost Sub Area
Dog Park
🚴 Trails(3)
🏥 Hospitals(1)
Hospital
Frequently asked about Allegan
- What do homes cost in Allegan?
- The median home value in Allegan is about $324,000. Individual prices vary by street, size, and condition.
- How active is the Allegan housing market?
- there are 21 homes for sale in Allegan right now, and 51 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Allegan?
- Allegan is served by Allegan Public Schools. Its highest-rated assigned school is Allegan Online K8 (7/10).
- Is Allegan walkable?
- Allegan scores 0.8/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.