Ganges
Solid value in a growing area
21 homes for sale·Median $510K·Walkability 0.0/10·Schools 4.5/10
What surprises people about Ganges township is how much space you actually get—20,920 acres of it spread across Allegan County, which means you're not cramped in here. The nearest coffee shop and restaurant are basically steps away, so you're not isolated, but homes run around $642K and the grocery store sits about 3.4 miles out, which tells you something about the rhythm of the place: you've got room to breathe, but you're still making a short drive for everyday runs. Kids go through Glenn Public School District, and if you're looking for green space, Wau-Ke-Na Preserve North Tract is less than two miles away—close enough that you can actually use it regularly instead of just knowing it exists. Downtown Grand Rapids is about an hour north, so it's reachable without being a daily commute, which means you get the buffer of rural land without feeling completely cut off.
Why people love it here
$76K median household income
- $510K median · 36 sales in last 12mo
Explore Ganges
Same name, different focus — Ganges is also covered as:
- Ganges Community — community details
Conventional Mortgage Calculator
Median home price in Ganges
Estimated Monthly Payment
$3,462/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
36 homes sold in Ganges this year. Thinking of selling?
See what your home is worthBased on 4 rated schools nearby
Range: 1/10 to 6/10
School District: Glenn Public School District
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Cj's Corner Cafe
Hudson Hertiage Farm
+1 more
Playground in Kings Sub Area
Hutchins Lake
Beach in Riverside Rest Area
Northwest Trail
Fennville Library
Most of Ganges is policed by the Allegan County Sheriff's Office. Across that jurisdiction in 2024, the most common reported offenses were larceny / theft (433 per 100,000 residents) and burglary (129 per 100,000 residents), per FBI Uniform Crime Reporting.
For perspective, homicide — the most serious crime — was reported at about 0.001% of the population, roughly 1 in 100,000 residents.
| Offense type | Per 100k residents |
|---|---|
| Larceny / theft | 433 |
| Burglary | 129 |
| Aggravated assault | 78 |
| Motor-vehicle theft | 58 |
| Rape | 9 |
| Arson | 7 |
| Robbery | 5 |
| Homicide | 1 |
Reported offenses per 100,000 residents, Allegan County Sheriff's Office, FBI Uniform Crime Reporting (2024). Figures cover the Allegan County Sheriff's Office's full jurisdiction (the county's unincorporated areas), not Ganges alone. Crime is reported at the jurisdiction level and varies block to block within any community.
To buy a median-priced Ganges home (around $510,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $78k/year in household income to qualify — an estimated monthly payment of $2,934 (principal, interest, property tax, and insurance).
The typical Ganges household earns $75,532 — about $2,710 below what the median home requires, which is why many local buyers look below $510,000 or put more down. At that income, a buyer can afford roughly $491,000 with 20% down.
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,934/mo | $78,242 |
| 10% (+PMI) | $3,447/mo | $91,929 |
| 5% (+PMI) | $3,619/mo | $96,506 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
15 parcels
Active / pending
Typical Land Value
$54K/acre
Median asking
Median Price
$200K
Per listing
Multifamily for sale
Listings
2 buildings
Active / pending
Median Price
$398K
Per building
Price Per Unit
$199K
Median
Who actually lends in Ganges, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$891/yr in electricity from a typical rooftop solar system
Produces ~6,502 kWh/yr · offsets ~62% of a typical home's use
Private well
Rural; individual wells.
Septic - individual
Individual septic systems.
Resident-arranged hauler
Republic/Waste Management common in area.
Consumers Energy Co · ~13.7¢/kWh
Regional electric provider.
Confirm by addressLocal township/area fire department
Rural fire coverage; confirm provider.
Source: gangestownship.org
Utility, solar, and service details for Ganges are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Median Income
$76K
Home Value (Census)
$245K
Flood Risk
None
Not in flood zone
Nearest Park
Wau-Ke-Na Preserve North Tract
1.9 mi
Parks Nearby
0
within 1 mile
🍕 Restaurants(1)
Restaurant
☕ Coffee(1)
Cj's Corner Cafe
Café
🏫 Schools(11)
Darling School (Historical)
Belknap School
Reid School
Glenn Public School
Loomis School
+6 more within 5 miles
Frequently asked about Ganges
- What do homes cost in Ganges?
- The median home value in Ganges is about $510,000. Individual prices vary by street, size, and condition.
- How active is the Ganges housing market?
- there are 21 homes for sale in Ganges right now, and 36 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Ganges?
- Ganges is served by Glenn Public School District. Its highest-rated assigned school is Fennville Elementary School (6/10).
- Is Ganges walkable?
- Ganges scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
