North Muskegon
Surrounded by nature
14 homes for sale·Median $293K·Walkability 2.7/10·Schools 4.5/10
So here's the thing about North Muskegon—you're basically living on a peninsula surrounded by water, which sounds fancier than it actually is, but it genuinely changes how you move through the place. Muskegon Lake hugs you on one side, Bear Lake on the other, and Lake Michigan's right there if you want to drive 20 minutes to the beach at Grand Haven. The whole city's only about 2,600 acres, so it's small enough that the grocery store and a bunch of restaurants are basically steps away, but there's still room to breathe—most lots run around 0.41 acres. Homes here sit around $554K, which makes sense given the water access and the fact that you've got six parks within a mile, including Custer Park and Bear Lake Beach where people are out on the water constantly doing the usual stuff: swimming, boating, fishing, water skiing. The city grew out of lumber mills back in the 1880s and 1890s, so you'll see some of that old brick character baked into the place, just pitched as a quiet residential community now instead of an industrial one. Schools fall under North Muskegon Public Schools, and there are 25 restaurants within a mile if you don't feel like cooking, plus a coffee shop just under a mile away. It's the kind of spot where you can drive 55 minutes to downtown Grand Rapids if you need the city, but most days you're genuinely not thinking about it—you've got enough right here between the water, the parks, and the small-town vibe without feeling cut off from anything that matters.
Why people love it here
Lake life
- Muskegon Lake within walking distance
- 30 parks within 1 mile
- North Muskegon Waterfront Sports Park: 4 min walk
- Park in Ruddiman Dr & Meadow Ln Area: 10 min walk
$101K median household income
- $293K median · 68 sales in last 12mo
Conventional Mortgage Calculator
Median home price in North Muskegon
Estimated Monthly Payment
$1,986/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
68 homes sold in North Muskegon this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Unnamed park
0.0 mi
Parks Nearby
30
within 1 mile
Nearest Lake
Muskegon Lake
0.0 mi
Median Income
$101K
Household
Median Sale Price
$293K
68 sales in last 12mo
Parcels
905
803 residential
Based on 6 rated schools nearby
Range: 2/10 to 7/10
School District: North Muskegon Public Schools
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Great Lakes Fresh Market
Bernie O's
Hennesse's Irish Pub
North Muskegon Waterfront Sports Park
Playground in Ruddiman Dr & Meadow Ln Area
Muskegon Lake
Beach in Bear Lake Rd & Meadow Ln Area
Veterans Memorial Park Walkway
Dog Star Ranch
North Muskegon Trail
Hometown Pharmacy
Hackley Public Library
In 2024, the most common reported offenses in North Muskegon were larceny / theft (539 per 100,000 residents) and aggravated assault (49 per 100,000 residents), per FBI Uniform Crime Reporting — with a comparison to similar-size Michigan cities below.
No homicides were reported in 2024.
| Offense type | Per 100k residents |
|---|---|
| Larceny / theft | 539 |
| Aggravated assault | 49 |
| Motor-vehicle theft | 25 |
| Homicide | 0 |
| Rape | 0 |
| Robbery | 0 |
| Burglary | 0 |
| Arson | 0 |
How North Muskegon compares to similar-size Michigan cities
| City | Population | Violent /100k | Property /100k |
|---|---|---|---|
| Sparta | 4,279 | 210 | 795 |
| Roosevelt Park | 4,120 | 267 | 5,631 |
| Lowell | 4,089 | 196 | 685 |
| North Muskegon | 4,078 | 49 | 564 |
| Otsego | 4,036 | 223 | 842 |
Reported offenses per 100,000 residents, North Muskegon Police Department, FBI Uniform Crime Reporting (2024). Comparison cities are the nearest in population, ordered by size — not ranked by crime. Crime is reported at the jurisdiction level and varies block to block within any community.
To buy a median-priced North Muskegon home (around $292,500) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $50k/year in household income to qualify — an estimated monthly payment of $1,882 (principal, interest, property tax, and insurance).
The typical North Muskegon household earns $101,087 — above what the median home requires. At that income, a buyer can afford roughly $646,000 with 20% down.
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,882/mo | $50,188 |
| 10% (+PMI) | $2,176/mo | $58,038 |
| 5% (+PMI) | $2,275/mo | $60,663 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
3 parcels
Active / pending
Median Price
$58K
Per listing
Who actually lends in North Muskegon, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$881/yr in electricity from a typical rooftop solar system
Produces ~6,423 kWh/yr · offsets ~61% of a typical home's use
City of North Muskegon (water purchased from City of Muskegon)
City distributes water bought wholesale from City of Muskegon; tests every household
Republic Services (area hauler)
Curbside via contracted hauler; Republic serves the area
Republic Services (area hauler)
Area recycling via Republic
Source: northmuskegon.org
Utility, solar, and service details for North Muskegon are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Median Income
$101K
Home Value (Census)
$241K
🛒 Grocery(10)
Great Lakes Fresh Market
Grocery Store
Valy Vietnamese Oriental Food, Gifts & Market
Grocery Store
Meijer
Grocery Store
+7 more within 5 miles
🍕 Restaurants(6)
Bernie O's
Restaurant
Fast Food
Fast Food
Mr. Quicks
Fast Food
+1 more within 5 miles
☕ Coffee(8)
+5 more within 5 miles
🍺 Bars(8)
+5 more within 5 miles
🏫 Schools(29)
Giles School
Central Elementary School
School
Reeths-Puffer Middle School
School
+24 more within 5 miles
💪 Gyms(1)
Waters Edge Fitness
Fitness Center
🌳 Parks(6)
+3 more within 5 miles
🚴 Trails(3)
💊 Pharmacies(9)
+6 more within 5 miles
👶 Childcare(1)
Jumpstart
Childcare Center
🏥 Hospitals(2)
Hospital
Hospital
Frequently asked about North Muskegon
- What do homes cost in North Muskegon?
- The median home value in North Muskegon is about $292,500. Individual prices vary by street, size, and condition.
- How active is the North Muskegon housing market?
- there are 14 homes for sale in North Muskegon right now, and 68 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve North Muskegon?
- North Muskegon is served by North Muskegon Public Schools. Its highest-rated assigned school is North Muskegon High School (7/10).
- Is North Muskegon walkable?
- North Muskegon scores 2.7/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
