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Atlas — Grand Rapids Real Estate

A hyper-local geographic knowledge system for Greater Grand Rapids. Fall in love with a place, then find a home there.

The flagship city of Neighborhood Atlas.

2279 New Town Dr, Grand Rapids, MI 49525
(616) 308-7946 · support@grandrapids.realestate

Operated by Grand Rapids Real Estate Co., a sub-brokerage of AARE · Licensed broker: Jon Hazeltine, Michigan license #6502432782

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IDX data provided by MichRIC MLS · @grandrapidsrealestateco

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Home/Neighborhoods/North Muskegon/Ruddiman Dr & Meadow Ln Area
Neighborhood902.8 acres

Ruddiman Dr & Meadow Ln Area

Surrounded by nature

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)
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The quick answer

Ruddiman Dr & Meadow Ln Area is a neighborhood, part of Muskegon Public Schools. Homes here typically sell for around $280,000.

Jump to:Is it a good place to live?·What it costs to live here·How safe is it?

14 homes for sale·Median $280K·Walkability 2.3/10·Schools 6.3/10

🏙️37 mito Downtown GR(~1h 13m drive)
🏞️14 mito Lake Michigan(~27 min drive)

Ruddiman Drive curves through a leafy stretch of North Muskegon city where the neighborhood feels genuinely removed from busier roads, even though a grocery store and a handful of restaurants sit just steps away. The area spans 903 acres with solid access to what matters: Bear Lake Beach Park is a 7-minute walk, and you're never far from water or a meal. The school district is Muskegon Public Schools of the City of. Grand Haven's beaches are 25 minutes away by car, making weekend trips easy—far enough to feel like an escape, close enough that you don't think twice about it.

View all homes for sale in North Muskegon, MI →

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Why people love it here

🌊Nature & Outdoors

Lake life

  • Bear Lake within walking distance
  • 20 parks within 1 mile
  • Bear Lake Beach Park: 9 min walk
  • North Muskegon Waterfront Sports Park: 9 min walk
💰Home Values

$280K median

  • 51 sales in last 12mo
Loading map…

Conventional Mortgage Calculator

Median home price in Ruddiman Dr & Meadow Ln Area

Estimated Monthly Payment

$1,901/mo

$
$56,000
20%
%
Principal & Interest $1,45376%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

51 homes sold in Ruddiman Dr & Meadow Ln Area this year. Thinking of selling?

See what your home is worth

Flood Risk

None

Not in flood zone

Nearest Park

Bear Lake Beach Park

0.3 mi

Parks Nearby

20

within 1 mile

Nearest Lake

Bear Lake

0.0 mi

Median Sale Price

$280K

51 sales in last 12mo

Parks Nearby

20

within 1 mile

Nearest Park

Bear Lake Beach Park

0.3 mi

Expected Rent

$1,725/mo

$1,600 – $1,875 · estimated range

6.3
/10 avg
Above average schools

Based on 3 rated schools nearby

Range: 6/10 to 7/10

School District: Muskegon Public Schools of the City of

7North Muskegon High SchoolHigh · 09-12 · 335 students · 19:1 · 0.5 mi
6North Muskegon Middle SchoolMiddle · 06-08 · 223 students · 17:1 · 0.4 mi
6North Muskegon Elementary SchoolElementary · K-05 · 376 students · 15:1 · 0.5 mi

Walkability

2.3

Limited

Overall walkability score out of 10

🛒Daily Errands— Grocery, pharmacy
1.5
🍽️Dining— Restaurants, cafes, bars
2.5
🌳Nature— Parks, trails
3.7
🚌Transit— Bus stops, stations
0.0
💪Fitness— Gyms, recreation
0.0

Based on actual walk/bike/drive times to nearby amenities via Mapbox

🛒Grocery Stores
Bikeable

Great Lakes Fresh Market

12 minbike· 5 min drive
Meijer
10 mindrive
🍽️Restaurants
Bikeable

Bernie O's

7 minbike· 20 min walk· 3 min drive
Bear Lake Tavern
11 minbike
Little Caesars
12 minbike
Mr. Quicks
12 minbike
🍺Bars & Breweries
Quick drive

Hennesse's Irish Pub

10 mindrive
🌳Parks
Short walk

Bear Lake Beach Park

9 minwalk· 5 min bike· 2 min drive
North Muskegon Waterfront Sports Park
9 minwalk
Park in Ruddiman Dr & Meadow Ln Area
12 minwalk
Horton Park
9 mindrive
🛝Playgrounds
Quick drive

Playground in Ruddiman Dr & Meadow Ln Area

5 mindrive· 13 min bike
🏞️Lakes & Water
Bikeable

Muskegon Lake

9 minbike· 25 min walk· 4 min drive
Bear Lake
9 mindrive
Lost Lake
12 mindrive
🏖️Beaches
Quick drive

Beach in Bear Lake Rd & Meadow Ln Area

9 mindrive
🥾Hiking Trails
Quick drive

Veterans Memorial Park Walkway

7 mindrive· 15 min bike
🚴Bike Paths
Bikeable

North Muskegon Trail

7 minbike· 20 min walk· 3 min drive
Bear Lake Trail
6 mindrive
💊Pharmacies
Bikeable

Hometown Pharmacy

12 minbike· 5 min drive
Rite Aid
12 minbike
Walgreens
9 mindrive
📚Libraries
Quick drive

Hackley Public Library

10 mindrive

Crime in Ruddiman Dr & Meadow Ln Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for North Muskegon.

North Muskegon crime & safety stats →

To buy a median-priced Ruddiman Dr & Meadow Ln Area home (around $280,000) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $50k/year in household income to qualify — an estimated monthly payment of $1,886 (principal, interest, property tax est., and insurance).

Down paymentMonthly paymentIncome needed
20% $1,886/mo$50,293
10% (+PMI)$2,171/mo$57,887
5% (+PMI)$2,266/mo$60,439

Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Ruddiman Dr & Meadow Ln Area cost-of-living breakdown →

Land for sale

Listings

2 parcels

Active / pending

Median Price

$39K

Per listing

Who actually lends in Ruddiman Dr & Meadow Ln Area, and how homes here are financed — from 2024 federal mortgage records.

Home purchases~16 loans · $4M

Loans to buy a home

Conventional 85%FHA 6%VA 9%

Most active lenders

1Lake Michigan Credit Union28%
2United Shore Financial Services, LLC18%
3VAN DYK Mortgage Corporation8%
4Mortgage 1 Incorporated8%
5Leaderone Financial Corporation5%
Refinances~10 loans · $2M

Homeowners refinancing an existing mortgage

Conventional 73%FHA 23%VA 3%

Most active lenders

1The Huntington National Bank18%
2Rocket Mortgage, LLC14%
3United Shore Financial Services, LLC11%
4Fifth Third Bank, National Association7%
5Consumers Credit Union7%

Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.

Local Government · area-wide

City of North Muskegon

231-719-1200Website

Source: northmuskegon.org · unconfirmed

Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.

Solar potential

~$881/yr in electricity from a typical rooftop solar system

Produces ~6,423 kWh/yr · offsets ~61% of a typical home's use

Water

City of North Muskegon (water purchased from City of Muskegon)

City distributes water bought wholesale from City of Muskegon; tests every household

Sewerunconfirmed

City of North Muskegon Public Works

City sewer; treatment via county system

Trashunconfirmed

Republic Services (area hauler)

Curbside via contracted hauler; Republic serves the area

Recyclingunconfirmed

Republic Services (area hauler)

Area recycling via Republic

Electricvaries by address

Consumers Energy Co · ~13.7¢/kWh

Regional IOU

Confirm by address
Natural Gasvaries by address

Consumers Energy

Regional gas IOU

Confirm by address
Police

North Muskegon Police Department

24/7 local PD; non-emergency dispatch 231-722-3524

Fire

North Muskegon Fire Department

24/7 municipal fire; 1102 Ruddiman Dr

Services for North Muskegon · Source: northmuskegon.org

Utility, solar, and service details for Ruddiman Dr & Meadow Ln Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.

🛒 Grocery(9)

Great Lakes Fresh Market

Grocery Store

1.6 mimap

Valy Vietnamese Oriental Food, Gifts & Market

Grocery Store

2.2 mimap

Meijer

Grocery Store

3.4 mimap

+6 more within 5 miles

🍕 Restaurants(5)

Bernie O's

Restaurant

0.9 mimap
Bear Lake Tavern

Restaurant

1.3 mimap

The Lake House

Restaurant

1.5 mimap
Little Caesars

Fast Food

1.5 mimap

Mr. Quicks

Fast Food

1.5 mimap

☕ Coffee(7)

Brooklyn Bagels

Café

1.5 mimap
Drip Drop Drink

Café

1.9 mimap

Aldea Coffee

Café

2.0 mimap

+4 more within 5 miles

🍺 Bars(4)

Pigeon Hill

Pub

1.8 mimap

18th Ammendment

Bar

1.8 mimap

Tippsy Toad

Bar

1.9 mimap

+1 more within 5 miles

🏫 Schools(29)

North Muskegon High School & Middle School

School

0.5 mimap
North Muskegon Elementary School

School

0.5 mimap

Giles School

1.6 mimap

Pennsylvania School

1.6 mimap

Central Elementary School

School

1.6 mimap

+24 more within 5 miles

💪 Gyms(1)

Waters Edge Fitness

Fitness Center

3.2 mimap

🌳 Parks(3)

Bear Lake Beach Park

0.3 mimap
Horton Park
0.4 mimap

North Muskegon Waterfront Sports Park

0.5 mimap

🚴 Trails(3)

Bear Lake Trail

Bike Path

0.7 mimap

North Muskegon Trail

Bike Path

0.9 mimap

Bear Lake Trail

Bike Path

1.1 mimap

💊 Pharmacies(9)

Hometown Pharmacy

Pharmacy

1.5 mimap

Rite Aid

Pharmacy

1.5 mimap

Walgreens

Pharmacy

3.0 mimap

+6 more within 5 miles

👶 Childcare(1)

Jumpstart

Childcare Center

3.7 mimap

🏥 Hospitals(2)

Mercy Health Hackley Campus

Hospital

2.9 mimap
Mercy Health Mercy Campus

Hospital

4.7 mimap

📚 Libraries(2)

Hackley Public Library

1.9 mimap

Norton Shores Jacob O. Funkhouser Branch Library

4.8 mimap

⚡ EV Charging(1)

ChargePoint

EV Charging

2.2 mimap
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Ruddiman Dr & Meadow Ln Area? Our team can help with availability, schools, and what it's really like to live here.

Call

Living in Ruddiman Dr & Meadow Ln Area: the details

Is Ruddiman Dr & Meadow Ln Area a good place to live?

If you're after green space nearby, Ruddiman Dr & Meadow Ln Area is worth a close look — here is what the data shows. Day to day, it is mostly a drive-first area, so you will use a car for groceries, dining and errands. This neighborhood is part of Muskegon Public Schools. Expect prices centered around $280,000.

What does it cost to live in Ruddiman Dr & Meadow Ln Area?

The median home value in Ruddiman Dr & Meadow Ln Area is about $280,000. There are 14 homes for sale here right now and 51 homes sold here in the past year.

Frequently asked about Ruddiman Dr & Meadow Ln Area

What do homes cost in Ruddiman Dr & Meadow Ln Area?
The median home value in Ruddiman Dr & Meadow Ln Area is about $280,000. Individual prices vary by street, size, and condition.
How active is the Ruddiman Dr & Meadow Ln Area housing market?
there are 14 homes for sale in Ruddiman Dr & Meadow Ln Area right now, and 51 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
What schools serve Ruddiman Dr & Meadow Ln Area?
Ruddiman Dr & Meadow Ln Area is served by Muskegon Public Schools of the City of. Its highest-rated assigned school is North Muskegon High School (7/10).
Is Ruddiman Dr & Meadow Ln Area walkable?
Ruddiman Dr & Meadow Ln Area scores 2.3/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.

Top contributors in Ruddiman Dr & Meadow Ln Area

Data sources: sales, schools · Updated 8/2/2026
GR

Atlas — Grand Rapids Real Estate

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Conventional Mortgage Calculator

Median in Ruddiman Dr & Meadow Ln Area

Estimated Monthly Payment

$1,901/mo

$
$56,000
20%
%
Principal & Interest $1,45376%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

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