Ruddiman Dr & Meadow Ln Area
Surrounded by nature
10 homes for sale·Median $280K·Walkability 2.3/10·Schools 6.3/10
Ruddiman Drive curves through a leafy stretch of North Muskegon city where the neighborhood feels genuinely removed from busier roads, even though a grocery store and a handful of restaurants sit just steps away. The area spans 903 acres with solid access to what matters: Bear Lake Beach Park is a 7-minute walk, and you're never far from water or a meal. Homes here run around $316K, and the school district is Muskegon Public Schools of the City of. Grand Haven's beaches are 25 minutes away by car, making weekend trips easy—far enough to feel like an escape, close enough that you don't think twice about it.
Why people love it here
Lake life
- Bear Lake within walking distance
- 20 parks within 1 mile
- Bear Lake Beach Park: 9 min walk
- North Muskegon Waterfront Sports Park: 9 min walk
$280K median
- 55 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Ruddiman Dr & Meadow Ln Area
Estimated Monthly Payment
$1,901/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
55 homes sold in Ruddiman Dr & Meadow Ln Area this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Bear Lake Beach Park
0.3 mi
Parks Nearby
20
within 1 mile
Nearest Lake
Bear Lake
0.0 mi
Based on 3 rated schools nearby
Range: 6/10 to 7/10
School District: Muskegon Public Schools of the City of
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Great Lakes Fresh Market
Bernie O's
Hennesse's Irish Pub
Bear Lake Beach Park
Playground in Ruddiman Dr & Meadow Ln Area
Muskegon Lake
Beach in Bear Lake Rd & Meadow Ln Area
Veterans Memorial Park Walkway
North Muskegon Trail
Hometown Pharmacy
Hackley Public Library
Crime in Ruddiman Dr & Meadow Ln Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for North Muskegon.
North Muskegon crime & safety stats →To buy a median-priced Ruddiman Dr & Meadow Ln Area home (around $280,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $50k/year in household income to qualify — an estimated monthly payment of $1,862 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,862/mo | $49,663 |
| 10% (+PMI) | $2,144/mo | $57,177 |
| 5% (+PMI) | $2,238/mo | $59,690 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
2 parcels
Active / pending
Median Price
$41K
Per listing
Who actually lends in Ruddiman Dr & Meadow Ln Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government · area-wide
City of North Muskegon
Source: northmuskegon.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$881/yr in electricity from a typical rooftop solar system
Produces ~6,423 kWh/yr · offsets ~61% of a typical home's use
City of North Muskegon (water purchased from City of Muskegon)
City distributes water bought wholesale from City of Muskegon; tests every household
Republic Services (area hauler)
Curbside via contracted hauler; Republic serves the area
Republic Services (area hauler)
Area recycling via Republic
Services for North Muskegon · Source: northmuskegon.org
Utility, solar, and service details for Ruddiman Dr & Meadow Ln Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(9)
Great Lakes Fresh Market
Grocery Store
Valy Vietnamese Oriental Food, Gifts & Market
Grocery Store
Meijer
Grocery Store
+6 more within 5 miles
🍕 Restaurants(6)
Bernie O's
Restaurant
Restaurant
The Lake House
Restaurant
Fast Food
Mr. Quicks
Fast Food
+1 more within 5 miles
☕ Coffee(8)
+5 more within 5 miles
🍺 Bars(8)
+5 more within 5 miles
🏫 Schools(29)
Giles School
Pennsylvania School
Central Elementary School
School
+24 more within 5 miles
💪 Gyms(1)
Waters Edge Fitness
Fitness Center
🌳 Parks(5)
+2 more within 5 miles
🚴 Trails(3)
💊 Pharmacies(9)
+6 more within 5 miles
👶 Childcare(1)
Jumpstart
Childcare Center
🏥 Hospitals(2)
Hospital
Hospital
Frequently asked about Ruddiman Dr & Meadow Ln Area
- What do homes cost in Ruddiman Dr & Meadow Ln Area?
- The median home value in Ruddiman Dr & Meadow Ln Area is about $280,000. Individual prices vary by street, size, and condition.
- How active is the Ruddiman Dr & Meadow Ln Area housing market?
- there are 10 homes for sale in Ruddiman Dr & Meadow Ln Area right now, and 55 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Ruddiman Dr & Meadow Ln Area?
- Ruddiman Dr & Meadow Ln Area is served by Muskegon Public Schools of the City of. Its highest-rated assigned school is North Muskegon High School (7/10).
- Is Ruddiman Dr & Meadow Ln Area walkable?
- Ruddiman Dr & Meadow Ln Area scores 2.3/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.