Central Ave & Vine St Area
Surrounded by nature
4 homes for sale·Median $325K·Walkability 2.0/10·Schools 4.3/10
The best-kept secret in West Michigan isn't actually in Grand Rapids at all — it's lakeside living where every morning starts with water views and your biggest decision is whether to take the boat out on Muskegon Lake or bike the trail that loops all the way to Lake Michigan. This slice of waterfront paradise sits quietly along Muskegon Lake's shoreline, where North Pier Condominiums and similar developments have created an almost resort-like atmosphere just minutes from the city. When locals here talk about their daily routine, it's all about the water — your own boat slip comes with the territory, and the nature preserve next door means you're as likely to spot wildlife on your morning walk as you are other neighbors.
Why people love it here
Lake life
- Muskegon Lake within walking distance
- 15 parks within 1 mile
- North Muskegon Waterfront Sports Park: 6 min walk
- Park in Ruddiman Dr & Meadow Ln Area: 13 min walk
$325K median
- 8 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Central Ave & Vine St Area
Estimated Monthly Payment
$2,206/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
8 homes sold in Central Ave & Vine St Area this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
North Muskegon Waterfront Sports Park
0.3 mi
Parks Nearby
15
within 1 mile
Nearest Lake
Muskegon Lake
0.0 mi
Based on 7 rated schools nearby
Range: 2/10 to 7/10
School District: Muskegon Public Schools of the City of
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Great Lakes Fresh Market
Bernie O's
Hennesse's Irish Pub
North Muskegon Waterfront Sports Park
Lost Lake
Beach in Bear Lake Rd & Meadow Ln Area
Veterans Memorial Park Walkway
Hometown Pharmacy
Hackley Public Library
Crime in Central Ave & Vine St Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for North Muskegon.
North Muskegon crime & safety stats →To buy a median-priced Central Ave & Vine St Area home (around $325,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $58k/year in household income to qualify — an estimated monthly payment of $2,162 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,162/mo | $57,644 |
| 10% (+PMI) | $2,489/mo | $66,367 |
| 5% (+PMI) | $2,598/mo | $69,283 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Median Price
$250K
Per listing
Who actually lends in Central Ave & Vine St Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government · area-wide
City of North Muskegon
Source: northmuskegon.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$881/yr in electricity from a typical rooftop solar system
Produces ~6,423 kWh/yr · offsets ~61% of a typical home's use
City of North Muskegon (water purchased from City of Muskegon)
City distributes water bought wholesale from City of Muskegon; tests every household
Republic Services (area hauler)
Curbside via contracted hauler; Republic serves the area
Republic Services (area hauler)
Area recycling via Republic
Services for North Muskegon · Source: northmuskegon.org
Utility, solar, and service details for Central Ave & Vine St Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(11)
Valy Vietnamese Oriental Food, Gifts & Market
Grocery Store
Great Lakes Fresh Market
Grocery Store
Save-A-Lot
Grocery Store
+8 more within 5 miles
🍕 Restaurants(6)
The Lake House
Restaurant
Restaurant
Bernie O's
Restaurant
Topshelf
Fast Food
Fricano's
Restaurant
+1 more within 5 miles
☕ Coffee(8)
+5 more within 5 miles
🍺 Bars(8)
+5 more within 5 miles
🏫 Schools(30)
School
Pennsylvania School
Craig School
+25 more within 5 miles
💪 Gyms(1)
Waters Edge Fitness
Fitness Center
🌳 Parks(6)
+3 more within 5 miles
🚴 Trails(5)
+2 more within 5 miles
💊 Pharmacies(9)
+6 more within 5 miles
👶 Childcare(1)
Jumpstart
Childcare Center
🏥 Hospitals(2)
Hospital
Hospital
Frequently asked about Central Ave & Vine St Area
- What do homes cost in Central Ave & Vine St Area?
- The median home value in Central Ave & Vine St Area is about $325,000. Individual prices vary by street, size, and condition.
- How active is the Central Ave & Vine St Area housing market?
- there are 4 homes for sale in Central Ave & Vine St Area right now, and 8 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Central Ave & Vine St Area?
- Central Ave & Vine St Area is served by Muskegon Public Schools of the City of. Its highest-rated assigned school is North Muskegon High School (7/10).
- Is Central Ave & Vine St Area walkable?
- Central Ave & Vine St Area scores 2.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.