Ionia
Solid value in a growing area
13 homes for sale·Median $250K·Walkability 1.8/10·Schools 5.2/10
You've got the Grand River running through your backyard and 4,500 acres of state recreation land practically next door—so your Saturday looks different than it would in a subdivision forty minutes from anything green. The landscape here rolls between open meadows, mature forests, and wetlands that draw people out to paddle or hike without much planning; it's the kind of place where your commute home might mean peeling off toward a trailhead instead of heading straight inside. Things move slower in a rural township where most folks own their land outright, and that absence of zoning means you'll see farmland sitting next to residential properties, pastures giving way to homes, all mixed together in a way that feels honest. Homes run around $338K, and you're positioned right between Lansing and Grand Rapids—close enough to either city when you need something bigger, but far enough out that you're actually living in open country. Ionia Public Schools serves the township, and if you care about the bones of a place, there's an 1847 cobblestone schoolhouse still standing, the oldest of its kind in Michigan. A grocery store is a two-minute walk, coffee's four minutes away, and fifteen restaurants sit within a mile, so small-town amenities are woven through without the feeling that you're dependent on them—you're choosing them, not needing them to survive.
Why people love it here
$71K median household income
- $250K median · 24 sales in last 12mo
Park-rich area
- 45 parks within 1 mile
- Fred Meijer Grand River Valley Rail-Trail: 15 min walk
- Fred W. Green Park: 6 min bike
Explore Ionia
Same name, different focus — Ionia is also covered as:
- Ionia City — city details
Conventional Mortgage Calculator
Median home price in Ionia
Estimated Monthly Payment
$1,697/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
24 homes sold in Ionia this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
McConnell Park
0.3 mi
Parks Nearby
45
within 1 mile
Based on 6 rated schools nearby
Range: 1/10 to 7/10
School District: Ionia Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Ionia City Market
Aunt Stephie's
+1 more
Steele Street Brewery
Fred W. Green Park
+1 more
Playground on East Main St
Beach on Stage Rd
Ionia River Trail
Fred Meijer Grand River Valley Rail-Trail
Rite Aid
Ionia Community Library
Ionia Theatre
Most of Ionia is policed by the Ionia County Sheriff's Office. Across that jurisdiction in 2024, the most common reported offenses were larceny / theft (385 per 100,000 residents) and aggravated assault (56 per 100,000 residents), per FBI Uniform Crime Reporting.
No homicides were reported in 2024.
| Offense type | Per 100k residents |
|---|---|
| Larceny / theft | 385 |
| Aggravated assault | 56 |
| Motor-vehicle theft | 49 |
| Burglary | 46 |
| Rape | 39 |
| Arson | 5 |
| Homicide | 0 |
| Robbery | 0 |
Reported offenses per 100,000 residents, Ionia County Sheriff's Office, FBI Uniform Crime Reporting (2024). Figures cover the Ionia County Sheriff's Office's full jurisdiction (the county's unincorporated areas), not Ionia alone. Crime is reported at the jurisdiction level and varies block to block within any community.
To buy a median-priced Ionia home (around $249,950) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $40k/year in household income to qualify — an estimated monthly payment of $1,508 (principal, interest, property tax, and insurance).
The typical Ionia household earns $70,643 — above what the median home requires. At that income, a buyer can afford roughly $461,000 with 20% down.
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,508/mo | $40,221 |
| 10% (+PMI) | $1,760/mo | $46,929 |
| 5% (+PMI) | $1,844/mo | $49,173 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
19 parcels
Active / pending
Typical Land Value
$25K/acre
Median asking
Median Price
$55K
Per listing
Who actually lends in Ionia, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$883/yr in electricity from a typical rooftop solar system
Produces ~6,486 kWh/yr · offsets ~62% of a typical home's use
Private well
Rural; wells (some city-edge connections possible).
Septic - individual
On-site septic.
Resident-arranged private hauler
Resident contracts hauler.
Consumers Energy Co|Tri County Electric Coop (MI) · ~13.6¢/kWh
Investor-owned utility.
Confirm by addressSource: ioniatownshipmi.gov
Utility, solar, and service details for Ionia are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Median Income
$71K
Home Value (Census)
$151K
🛒 Grocery(4)
+1 more within 5 miles
🍕 Restaurants(6)
Restaurant
Restaurant
Fast Food
Restaurant
+1 more within 5 miles
☕ Coffee(1)
🍺 Bars(1)
🏫 Schools(14)
Saint Johns School
School
School
+9 more within 5 miles
🚴 Trails(5)
Fred Meijer Grand River Valley Rail-Trail
Bike Path
Cycleway loop off Steele St
Bike Path
Unnamed bike_path
Bike Path
+2 more within 5 miles
🏥 Hospitals(1)
Frequently asked about Ionia
- What do homes cost in Ionia?
- The median home value in Ionia is about $249,950. Individual prices vary by street, size, and condition.
- How active is the Ionia housing market?
- there are 13 homes for sale in Ionia right now, and 24 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Ionia?
- Ionia is served by Ionia Public Schools. Its highest-rated assigned school is Ionia Middle School (7/10).
- Is Ionia walkable?
- Ionia scores 1.8/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
