Amber Township
Solid value in a growing area
The quick answer
Amber Township is a township, part of Mason County Central Schools. Homes here typically sell for around $415,000.
9 homes for sale·Median $415K·Schools 4.3/10
Most people think of West Michigan townships as quiet rural stretches—and plenty of that exists here—but this area sits practically on Lake Michigan's doorstep with genuine waterfront living mixed into the fabric. You get homes perched on lakes with year-round views, sprawling acreage with creeks and mature trees, and 1940s farmhouses waiting for someone to restore them. The character swings wildly: from rural parcels where you can run a barn and keep land, to lakefront cottages, to ranch homes on single acres where neighbors are actual neighbors.
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Why people love it here
$65K median household income
- $415K median · 17 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Amber Township
Estimated Monthly Payment
$2,817/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
17 homes sold in Amber Township this year. Thinking of selling?
See what your home is worthMedian Income
$65K
Household
Median Sale Price
$415K
17 sales in last 12mo
Expected Rent
$1,350/mo
$1,250 – $1,450 · estimated range
Based on 3 rated schools nearby
Range: 3/10 to 5/10
School District: Mason County Central Schools
Most of Amber Township is policed by the Mason County Sheriff's Office. Across that jurisdiction in 2024, the most common reported offenses were larceny / theft (456 per 100,000 residents) and aggravated assault (141 per 100,000 residents), per FBI Uniform Crime Reporting.
No homicides were reported in 2024.
| Offense type | Per 100k residents |
|---|---|
| Larceny / theft | 456 |
| Aggravated assault | 141 |
| Burglary | 73 |
| Rape | 53 |
| Motor-vehicle theft | 29 |
| Arson | 10 |
| Homicide | 0 |
| Robbery | 0 |
Reported offenses per 100,000 residents, Mason County Sheriff's Office, FBI Uniform Crime Reporting (2024). Figures cover the Mason County Sheriff's Office's full jurisdiction (the county's unincorporated areas), not Amber Township alone. Crime is reported at the jurisdiction level and varies block to block within any community.
To buy a median-priced Amber Township home (around $414,900) at today's 6.67% 30-year fixed rate with 20% down, you'd need roughly $65k/year in household income to qualify — an estimated monthly payment of $2,455 (principal, interest, property tax, and insurance).
The typical Amber Township household earns $64,886 — about $581 below what the median home requires, which is why many local buyers look below $414,900 or put more down. At that income, a buyer can afford roughly $411,000 with 20% down.
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,455/mo | $65,467 |
| 10% (+PMI) | $2,877/mo | $76,733 |
| 5% (+PMI) | $3,020/mo | $80,522 |
Estimates use a 6.67% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
9 parcels
Active / pending
Typical Land Value
$35K/acre
Median asking
Median Price
$99K
Per listing
Who actually lends in Amber Township, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Median Income
$65K
Home Value (Census)
$195K
Expected Rent
$1,350/mo
$1,250 – $1,450 · estimated range
Flood Risk
None
Not in flood zone
Nearest Park
Hackert Lake Boating Access Site
1.8 mi
Parks Nearby
0
within 1 mile
🍕 Restaurants(5)
☕ Coffee(4)
+1 more within 5 miles
🌳 Parks(3)
⚡ EV Charging(1)
EV Charging
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Amber Township? Our team can help with availability, schools, and what it's really like to live here.
Living in Amber Township: the details
Is Amber Township a good place to live?
Here is what the data shows about living in Amber Township. This township is part of Mason County Central Schools. Expect prices centered around $415,000.
What does it cost to live in Amber Township?
The typical home in Amber Township goes for around $415,000. There are 9 homes for sale here right now and 17 homes sold here in the past year.
Frequently asked about Amber Township
- What do homes cost in Amber Township?
- The median home value in Amber Township is about $414,900. Individual prices vary by street, size, and condition.
- How active is the Amber Township housing market?
- there are 9 homes for sale in Amber Township right now, and 17 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Amber Township?
- Amber Township is served by Mason County Central Schools. Its highest-rated assigned school is Mason County Central MS (5/10).
