ATLAS— Grand Rapids Real Estate
ListingsPlaces
SavedWizardHome loansReviews
ATLAS
SavedMatchWizardHome Loans
Home/Neighborhoods/Manistee County/Amber Township

Amber Township

Solid value in a growing area

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)

The quick answer

Amber Township is a township, part of Mason County Central Schools. Homes here typically sell for around $415,000.

Jump to:Is it a good place to live?·What it costs to live here·How safe is it?

9 homes for sale·Median $415K·Schools 4.3/10

Most people think of West Michigan townships as quiet rural stretches—and plenty of that exists here—but this area sits practically on Lake Michigan's doorstep with genuine waterfront living mixed into the fabric. You get homes perched on lakes with year-round views, sprawling acreage with creeks and mature trees, and 1940s farmhouses waiting for someone to restore them. The character swings wildly: from rural parcels where you can run a barn and keep land, to lakefront cottages, to ranch homes on single acres where neighbors are actual neighbors.

Be first when a home lists in Amber Township

New listings and price drops in Amber Township, emailed the moment they hit the market. No account needed, unsubscribe anytime.

Why people love it here

💰Home Values

$65K median household income

  • $415K median · 17 sales in last 12mo

Conventional Mortgage Calculator

Median home price in Amber Township

Estimated Monthly Payment

$2,817/mo

$
$82,980
20%
%
Principal & Interest $2,15376%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

17 homes sold in Amber Township this year. Thinking of selling?

See what your home is worth

Median Income

$65K

Household

Median Sale Price

$415K

17 sales in last 12mo

Expected Rent

$1,350/mo

$1,250 – $1,450 · estimated range

4.3
/10 avg
Average schools

Based on 3 rated schools nearby

Range: 3/10 to 5/10

School District: Mason County Central Schools

5Mason County Central MSMiddle · 06-08 · 297 students · 19:1 · 2.8 mi
5Mason County Central HSHigh · 09-12 · 407 students · 22:1 · 2.8 mi
3Mason County Central Upper ElementaryElementary · 03-05 · 249 students · 16:1 · 2.7 mi

Most of Amber Township is policed by the Mason County Sheriff's Office. Across that jurisdiction in 2024, the most common reported offenses were larceny / theft (456 per 100,000 residents) and aggravated assault (141 per 100,000 residents), per FBI Uniform Crime Reporting.

No homicides were reported in 2024.

Offense typePer 100k residents
Larceny / theft456
Aggravated assault141
Burglary73
Rape53
Motor-vehicle theft29
Arson10
Homicide0
Robbery0

Reported offenses per 100,000 residents, Mason County Sheriff's Office, FBI Uniform Crime Reporting (2024). Figures cover the Mason County Sheriff's Office's full jurisdiction (the county's unincorporated areas), not Amber Township alone. Crime is reported at the jurisdiction level and varies block to block within any community.

Full Amber Township crime & safety report →

To buy a median-priced Amber Township home (around $414,900) at today's 6.67% 30-year fixed rate with 20% down, you'd need roughly $65k/year in household income to qualify — an estimated monthly payment of $2,455 (principal, interest, property tax, and insurance).

The typical Amber Township household earns $64,886 — about $581 below what the median home requires, which is why many local buyers look below $414,900 or put more down. At that income, a buyer can afford roughly $411,000 with 20% down.

Down paymentMonthly paymentIncome needed
20% $2,455/mo$65,467
10% (+PMI)$2,877/mo$76,733
5% (+PMI)$3,020/mo$80,522

Estimates use a 6.67% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Amber Township cost-of-living breakdown →

Land for sale

Listings

9 parcels

Active / pending

Typical Land Value

$35K/acre

Median asking

Median Price

$99K

Per listing

Who actually lends in Amber Township, and how homes here are financed — from 2024 federal mortgage records.

Home purchases~12 loans · $2M

Loans to buy a home

Conventional 66%FHA 12%VA 16%USDA 7%

Most active lenders

1Mortgage 1 Incorporated31%
2Mortgage Research Center, LLC12%
3The Huntington National Bank8%
4Rocket Mortgage, LLC5%
5Calcon Mutual Mortgage LLC5%
Refinances~10 loans · $2M

Homeowners refinancing an existing mortgage

Conventional 66%FHA 9%VA 25%

Most active lenders

1Rocket Mortgage, LLC30%
2Fifth Third Bank, National Association14%
3Mortgage 1 Incorporated7%
4United Shore Financial Services, LLC6%
5The Shelby State Bank5%

Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.

Median Income

$65K

Home Value (Census)

$195K

Expected Rent

$1,350/mo

$1,250 – $1,450 · estimated range

Flood Risk

None

Not in flood zone

Nearest Park

Hackert Lake Boating Access Site

1.8 mi

Parks Nearby

0

within 1 mile

🍕 Restaurants(5)

Applebee's

Restaurant

1.7 mimap
Taco Bell

Fast Food

2.4 mimap
Arby's

Fast Food

2.6 mimap

Ponderosa Steakhouse

Restaurant

2.7 mimap
Subway

Fast Food

2.9 mimap

☕ Coffee(4)

Starbucks

Café

2.5 mimap

Biggby Coffee

Café

2.5 mimap
State & Main Coffee

Café

3.1 mimap

+1 more within 5 miles

🍺 Bars(2)

Pomorski's Tavern

Bar

4.8 mimap

Fritz Taphouse

Bar

4.9 mimap

🌳 Parks(3)

Hackert Lake Boating Access Site

1.8 mimap

Liv Wildwood Bark Park

2.5 mimap

McPhail Field

2.8 mimap

🚴 Trails(2)

Bike Path

Bike Path

4.5 mimap

Unnamed bike_path

Bike Path

4.5 mimap

⚡ EV Charging(1)

Tesla Supercharger

EV Charging

1.7 mimap
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Amber Township? Our team can help with availability, schools, and what it's really like to live here.

Call

Living in Amber Township: the details

Is Amber Township a good place to live?

Here is what the data shows about living in Amber Township. This township is part of Mason County Central Schools. Expect prices centered around $415,000.

What does it cost to live in Amber Township?

The typical home in Amber Township goes for around $415,000. There are 9 homes for sale here right now and 17 homes sold here in the past year.

Frequently asked about Amber Township

What do homes cost in Amber Township?
The median home value in Amber Township is about $414,900. Individual prices vary by street, size, and condition.
How active is the Amber Township housing market?
there are 9 homes for sale in Amber Township right now, and 17 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
What schools serve Amber Township?
Amber Township is served by Mason County Central Schools. Its highest-rated assigned school is Mason County Central MS (5/10).

Top contributors in Amber Township

Data sources: listings · Updated 8/2/2026
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Amber Township? Our team can help.

Call
🧭

Find neighborhoods you'll love

Answer a few questions, see your top matches

Take the 2-Minute Quiz

No account needed. Find places that fit you.

Conventional Mortgage Calculator

Median in Amber Township

Estimated Monthly Payment

$2,817/mo

$
$82,980
20%
%
Principal & Interest $2,15376%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

Micro Communities(1)

Amber
A

Amber

Nearby Townships

Ada townshipAetna TownshipAlgoma townshipAllegan townshipAllendale charter townshipAlpine townshipAshland townshipAssyria townshipAustin TownshipBaltimore townshipBarry townshipBarton township+8 more

Real estate professional?

Claim Amber Township — add insider tips, video tours, and connect with buyers. For licensed agents only.

Claim this neighborhood