Ashland
Solid value in a growing area
7 homes for sale·Median $310K·Walkability 0.0/10·Schools 5.7/10
Head out toward the tree line and you'll feel the space open up—Ashland township spreads across nearly 23,000 acres in Newaygo County, with room to breathe and land that actually means something. Homes here run around $475K, and you're looking at a rural footprint where neighbors have genuine distance between them. The nearest grocery is a quick walk away, and there's a restaurant steps from wherever you land, so you're not entirely removed from convenience despite the acreage.
Why people love it here
$74K median household income
- $310K median · 17 sales in last 12mo
Near the water
- Hess Lake — 1.6 mi
- Water Tower Park: 5 min drive
- Beach in Drummond's Add. Area: 6 min drive
Explore Ashland
Same name, different focus — Ashland is also covered as:
- Ashland Community — community details
Conventional Mortgage Calculator
Median home price in Ashland
Estimated Monthly Payment
$2,105/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
17 homes sold in Ashland this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Water Tower Park
2.2 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Hess Lake
1.6 mi
Based on 3 rated schools nearby
Range: 5/10 to 6/10
School District: Grant Public School District
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Gene's Family Market
Subway
Old Iron Bar & Grill
Water Tower Park
Playground in Drummond's Add. Area
Blanch Lake
+1 more
Beach in Drummond's Add. Area
Refuge MTB Trail
To buy a median-priced Ashland home (around $310,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $49k/year in household income to qualify — an estimated monthly payment of $1,837 (principal, interest, property tax, and insurance).
The typical Ashland household earns $74,219 — above what the median home requires. At that income, a buyer can afford roughly $485,000 with 20% down.
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,837/mo | $48,993 |
| 10% (+PMI) | $2,149/mo | $57,312 |
| 5% (+PMI) | $2,254/mo | $60,095 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
4 parcels
Active / pending
Typical Land Value
$27K/acre
Median asking
Median Price
$71K
Per listing
Who actually lends in Ashland, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$911/yr in electricity from a typical rooftop solar system
Produces ~6,376 kWh/yr · offsets ~61% of a typical home's use
Private well
Rural township; private wells typical.
Septic - individual
Rural township; individual septic typical.
Resident-arranged private hauler
Residents arrange private trash haulers.
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Regional IOU; rural pockets Great Lakes Energy cooperative.
Confirm by addressSource: ashtwp.com
Utility, solar, and service details for Ashland are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Median Income
$74K
Home Value (Census)
$195K
Frequently asked about Ashland
- What do homes cost in Ashland?
- The median home value in Ashland is about $310,000. Individual prices vary by street, size, and condition.
- How active is the Ashland housing market?
- there are 7 homes for sale in Ashland right now, and 17 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Ashland?
- Ashland is served by Grant Public School District. Its highest-rated assigned school is Grant Elementary School (6/10).
- Is Ashland walkable?
- Ashland scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
