Baltimore
Surrounded by nature
7 homes for sale·Median $283K·Walkability 0.0/10·Schools 6.2/10
Out here, the daily rhythm revolves around space and self-sufficiency. Properties run to multiple acres—4, 5, even 16 acres—with creek frontage, wooded lots, and the kind of privacy that comes from distance. You're looking at custom ranches with wrap-around decks, pole barns for storage, and homes positioned on hillsides for views. A new well pump or spring-fed pond isn't an upgrade; it's part of how the place works. Grocery and dining are about 3 to 3.5 miles out, so you're either stocked up or making the short drive to Hastings or Dowling without thinking twice.
Why people love it here
Lake life
- Clear Lake within walking distance
- Clear Lake Boating Access Site: 5 min drive
- Battle Creek Outdoor Education Center: 7 min drive
$73K median household income
- $283K median · 12 sales in last 12mo
Mortgage Calculator
Median home price in Baltimore
Estimated Monthly Payment
$1,918/mo
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. This is not a commitment to lend or an offer of credit. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Lender. NMLS Consumer Access
12 homes sold in Baltimore this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Clear Lake Boating Access Site
3.2 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Clear Lake
0.0 mi
Based on 5 rated schools nearby
Range: 5/10 to 7/10
School District: Hastings Area School District
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Clear Lake Boating Access Site
Playground on Boysen Rd
Log Cabin Loop Trail
Dowling Public Library
Hastings 4
Most of Baltimore is policed by the Barry County Sheriff's Office. Across that jurisdiction in 2024, the most common reported offenses were larceny / theft (415 per 100,000 residents) and burglary (141 per 100,000 residents), per FBI Uniform Crime Reporting.
For perspective, homicide — the most serious crime — was reported at about 0.002% of the population, roughly 1 in 50,000 residents.
| Offense type | Per 100k residents |
|---|---|
| Larceny / theft | 415 |
| Burglary | 141 |
| Aggravated assault | 82 |
| Motor-vehicle theft | 50 |
| Rape | 41 |
| Homicide | 2 |
| Robbery | 0 |
| Arson | 0 |
Reported offenses per 100,000 residents, Barry County Sheriff's Office, FBI Uniform Crime Reporting (2024). Figures cover the Barry County Sheriff's Office's full jurisdiction (the county's unincorporated areas), not Baltimore alone. Crime is reported at the jurisdiction level and varies block to block within any community.
To buy a median-priced Baltimore home (around $282,500) at today's 6.43% 30-year fixed rate with 20% down, you'd need roughly $45k/year in household income to qualify — an estimated monthly payment of $1,673 (principal, interest, property tax, and insurance).
The typical Baltimore household earns $73,000 — above what the median home requires. At that income, a buyer can afford roughly $481,000 with 20% down.
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,673/mo | $44,608 |
| 10% (+PMI) | $1,956/mo | $52,160 |
| 5% (+PMI) | $2,051/mo | $54,680 |
Estimates use a 6.43% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not an APR or a commitment to lend — your actual rate and payment will vary.
Land for sale
Listings
2 parcels
Active / pending
Typical Land Value
$50K/acre
Median asking
Median Price
$475K
Per listing
Who actually lends in Baltimore, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$920/yr in electricity from a typical rooftop solar system
Produces ~6,440 kWh/yr · offsets ~61% of a typical home's use
Private well
Rural township; individual wells.
Septic - individual
Individual septic systems.
Resident-arranged hauler
Curbside trash resident-arranged.
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Standard provider.
Confirm by addressSource: barrycounty.org
Utility, solar, and service details for Baltimore are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Median Income
$73K
Home Value (Census)
$243K
Frequently asked about Baltimore
- What do homes cost in Baltimore?
- The median home value in Baltimore is about $282,500. Individual prices vary by street, size, and condition.
- How active is the Baltimore housing market?
- there are 7 homes for sale in Baltimore right now, and 12 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Baltimore?
- Baltimore is served by Hastings Area School District. Its highest-rated assigned school is Star Elementary School (7/10).
- Is Baltimore walkable?
- Baltimore scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.