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Home/Neighborhoods/Mason County/Austin Township

Austin Township

Solid value in a growing area

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)

The quick answer

Austin Township is a township, part of Morley Stanwood Community Schools. Homes here typically sell for around $309,000.

Jump to:Is it a good place to live?·What it costs to live here·How safe is it?

9 homes for sale·Median $309K·Schools 4.6/10

Most people don't expect much from this stretch of west Michigan—a township name on a map, maybe some rural acreage. What they find instead is a quiet residential area where wooded lots back up to state land, where A-frame chalets from the 1970s sit alongside updated ranches, and where people actually seem to have chosen to be here rather than just landed. The listings speak for themselves: vaulted ceilings, decks that face the trees, kitchens redone with real care. A grocery store is less than two miles away, and a restaurant is just over a mile down the road, which means you're close enough to conveniences but far enough removed that the woods still feel like the main event.

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Why people love it here

💰Home Values

$68K median household income

  • $309K median · 16 sales in last 12mo
🌊Nature & Outdoors

Near the water

  • West Canadian Lake — 0.9 mi

Conventional Mortgage Calculator

Median home price in Austin Township

Estimated Monthly Payment

$2,094/mo

$
$61,700
20%
%
Principal & Interest $1,60176%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

16 homes sold in Austin Township this year. Thinking of selling?

See what your home is worth

Nearest Lake

West Canadian Lake

0.9 mi

4.6
/10 avg
Average schools

Based on 5 rated schools nearby

Range: 2/10 to 7/10

School District: Morley Stanwood Community Schools

7Mecosta Elementary SchoolElementary · PK-04 · 228 students · 18:1 · 7.7 mi
6Morley Stanwood High SchoolHigh · 09-12 · 362 students · 22:1 · 5.2 mi
4Morley Stanwood Elementary SchoolElementary · PK-05 · 461 students · 17:1 · 5.1 mi
4Morley Stanwood Middle SchoolMiddle · 06-08 · 226 students · 15:1 · 5.1 mi
2Mosaic SchoolHigh · 07-12 · 97 students · 24:1 · 12.2 mi

Most of Austin Township is policed by the Mecosta County Sheriff's Office. Across that jurisdiction in 2024, the most common reported offenses were larceny / theft (598 per 100,000 residents) and aggravated assault (259 per 100,000 residents), per FBI Uniform Crime Reporting.

For perspective, homicide — the most serious crime — was reported at about 0.003% of the population, roughly 1 in 33,000 residents.

Offense typePer 100k residents
Larceny / theft598
Aggravated assault259
Burglary116
Rape33
Motor-vehicle theft33
Arson9
Homicide3
Robbery3

Reported offenses per 100,000 residents, Mecosta County Sheriff's Office, FBI Uniform Crime Reporting (2024). Figures cover the Mecosta County Sheriff's Office's full jurisdiction (the county's unincorporated areas), not Austin Township alone. Crime is reported at the jurisdiction level and varies block to block within any community.

Full Austin Township crime & safety report →

To buy a median-priced Austin Township home (around $308,500) at today's 6.67% 30-year fixed rate with 20% down, you'd need roughly $48k/year in household income to qualify — an estimated monthly payment of $1,808 (principal, interest, property tax, and insurance).

The typical Austin Township household earns $67,917 — above what the median home requires. At that income, a buyer can afford roughly $443,000 with 20% down.

Down paymentMonthly paymentIncome needed
20% $1,808/mo$48,203
10% (+PMI)$2,122/mo$56,580
5% (+PMI)$2,227/mo$59,398

Estimates use a 6.67% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Austin Township cost-of-living breakdown →

Land for sale

Listings

13 parcels

Active / pending

Typical Land Value

$23K/acre

Median asking

Median Price

$4K

Per listing

Who actually lends in Austin Township, and how homes here are financed — from 2024 federal mortgage records.

Home purchases~33 loans · $8M

Loans to buy a home

Conventional 77%FHA 12%VA 10%USDA 1%

Most active lenders

1Mercantile Bank12%
2Lake Michigan Credit Union11%
3United Shore Financial Services, LLC11%
4Isabella Bank9%
5Guild Mortgage Company8%
Refinances~19 loans · $4M

Homeowners refinancing an existing mortgage

Conventional 75%FHA 15%VA 10%

Most active lenders

1Rocket Mortgage, LLC29%
2Isabella Bank17%
3The Huntington National Bank12%
4United Shore Financial Services, LLC9%
5Independent Bank7%

Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.

Local Government

Austin Township

unconfirmed

Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.

Waterunconfirmed

Private well

Rural township; individual wells.

Sewerunconfirmed

Septic - individual

On-site septic.

Trashunconfirmed

Resident-arranged private hauler

No municipal collection.

Electricvaries by address

Consumers Energy

Service splits by location — other areas may be served by Great Lakes Energy. Confirm by address.

Confirm by address
Natural Gasvaries by address

Consumers Energy / SEMCO / propane (LP)

Rural areas often LP/propane.

Confirm by address
Police

Mecosta County Sheriff

No local PD; county sheriff.

Fireunconfirmed

Morton Township Fire and Rescue (Mecosta-Austin coverage)

Morton Twp FD provides fire to Morton + Austin Township; medical to portions of Austin.

Source: findenergy.com

Utility, solar, and service details for Austin Township are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.

Median Income

$68K

Home Value (Census)

$171K

Expected Rent

$1,125/mo

$1,025 – $1,225 · estimated range

GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Austin Township? Our team can help with availability, schools, and what it's really like to live here.

Call

Living in Austin Township: the details

Is Austin Township a good place to live?

Austin Township suits buyers looking for green space nearby — here is what the data shows. This township is part of Morley Stanwood Community Schools. Expect prices centered around $309,000.

What does it cost to live in Austin Township?

The typical home in Austin Township goes for around $309,000. There are 9 homes for sale here right now and 16 homes sold here in the past year.

Frequently asked about Austin Township

What do homes cost in Austin Township?
The median home value in Austin Township is about $308,500. Individual prices vary by street, size, and condition.
How active is the Austin Township housing market?
there are 9 homes for sale in Austin Township right now, and 16 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
What schools serve Austin Township?
Austin Township is served by Morley Stanwood Community Schools. Its highest-rated assigned school is Mecosta Elementary School (7/10).

Top contributors in Austin Township

Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.

GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Austin Township? Our team can help.

Call
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Conventional Mortgage Calculator

Median in Austin Township

Estimated Monthly Payment

$2,094/mo

$
$61,700
20%
%
Principal & Interest $1,60176%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

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