Austin
Solid value in a growing area
10 homes for sale·Median $307K·Schools 4.6/10
Most people don't expect much from this stretch of west Michigan—a township name on a map, maybe some rural acreage. What they find instead is a quiet residential area where wooded lots back up to state land, where A-frame chalets from the 1970s sit alongside updated ranches, and where people actually seem to have chosen to be here rather than just landed. The listings speak for themselves: vaulted ceilings, decks that face the trees, kitchens redone with real care. A grocery store is less than two miles away, and a restaurant is just over a mile down the road, which means you're close enough to conveniences but far enough removed that the woods still feel like the main event.
Why people love it here
$68K median household income
- $307K median · 17 sales in last 12mo
Near the water
- West Canadian Lake — 0.9 mi
Mortgage Calculator
Median home price in Austin
Estimated Monthly Payment
$2,084/mo
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. This is not a commitment to lend or an offer of credit. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Lender. NMLS Consumer Access
17 homes sold in Austin this year. Thinking of selling?
See what your home is worthNearest Lake
West Canadian Lake
0.9 mi
Based on 5 rated schools nearby
Range: 2/10 to 7/10
School District: Morley Stanwood Community Schools
Most of Austin is policed by the Mecosta County Sheriff's Office. Across that jurisdiction in 2024, the most common reported offenses were larceny / theft (598 per 100,000 residents) and aggravated assault (259 per 100,000 residents), per FBI Uniform Crime Reporting.
For perspective, homicide — the most serious crime — was reported at about 0.003% of the population, roughly 1 in 33,000 residents.
| Offense type | Per 100k residents |
|---|---|
| Larceny / theft | 598 |
| Aggravated assault | 259 |
| Burglary | 116 |
| Rape | 33 |
| Motor-vehicle theft | 33 |
| Arson | 9 |
| Homicide | 3 |
| Robbery | 3 |
Reported offenses per 100,000 residents, Mecosta County Sheriff's Office, FBI Uniform Crime Reporting (2024). Figures cover the Mecosta County Sheriff's Office's full jurisdiction (the county's unincorporated areas), not Austin alone. Crime is reported at the jurisdiction level and varies block to block within any community.
To buy a median-priced Austin home (around $307,000) at today's 6.43% 30-year fixed rate with 20% down, you'd need roughly $47k/year in household income to qualify — an estimated monthly payment of $1,761 (principal, interest, property tax, and insurance).
The typical Austin household earns $67,917 — above what the median home requires. At that income, a buyer can afford roughly $453,000 with 20% down.
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,761/mo | $46,947 |
| 10% (+PMI) | $2,068/mo | $55,154 |
| 5% (+PMI) | $2,171/mo | $57,893 |
Estimates use a 6.43% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not an APR or a commitment to lend — your actual rate and payment will vary.
Land for sale
Listings
14 parcels
Active / pending
Typical Land Value
$23K/acre
Median asking
Median Price
$4K
Per listing
Who actually lends in Austin, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government
Austin Township
unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Private well
Rural township; individual wells.
Septic - individual
On-site septic.
Resident-arranged private hauler
No municipal collection.
Service splits by location — other areas may be served by Great Lakes Energy. Confirm by address.
Confirm by addressConsumers Energy / SEMCO / propane (LP)
Rural areas often LP/propane.
Confirm by addressMorton Township Fire and Rescue (Mecosta-Austin coverage)
Morton Twp FD provides fire to Morton + Austin Township; medical to portions of Austin.
Source: findenergy.com
Utility, solar, and service details for Austin are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Median Income
$68K
Home Value (Census)
$171K
Frequently asked about Austin
- What do homes cost in Austin?
- The median home value in Austin is about $307,000. Individual prices vary by street, size, and condition.
- How active is the Austin housing market?
- there are 10 homes for sale in Austin right now, and 17 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Austin?
- Austin is served by Morley Stanwood Community Schools. Its highest-rated assigned school is Mecosta Elementary School (7/10).
Top contributors in Austin
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