South Ionia
Solid value in a growing area
Median $200K·Walkability 4.6/10·Schools 5.2/10
Driving down Ionia Avenue through this stretch feels like moving between two worlds—you pass the Downtown Market's brick façade and contemporary mixed-use buildings, then transition into tree-lined blocks of restored Victorian homes with original trim and hardwood floors sitting quietly a few blocks from downtown proper. The street carries a mix of urban energy and residential calm, with restaurants like Slows Bar BQ anchoring corners while side streets reveal fenced yards and updated ranches set back from the road.
Why people love it here
$200K median
- 67 sales in last 12mo
Conventional Mortgage Calculator
Median home price in South Ionia
Estimated Monthly Payment
$1,358/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
67 homes sold in South Ionia this year. Thinking of selling?
See what your home is worthWalkability
Fair
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Ionia City Market
Little Caesars
Sozo Coffee Roasting
Steele Street Brewery
Riverside Park
Unnamed playground
Sessions Creek
Unnamed beach
Ionia River Trail
Unnamed bike path
Rite Aid
Ionia Community Library
Ionia Theatre
Based on 6 rated schools nearby
Range: 1/10 to 7/10
School District: Ionia Public Schools
Crime in South Ionia is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ionia County.
Ionia County crime & safety stats →To buy a median-priced South Ionia home (around $200,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $35k/year in household income to qualify — an estimated monthly payment of $1,330 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,330/mo | $35,474 |
| 10% (+PMI) | $1,532/mo | $40,841 |
| 5% (+PMI) | $1,599/mo | $42,636 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
11 parcels
Active / pending
Typical Land Value
$109K/acre
Median asking
Median Price
$26K
Per listing
Multifamily for sale
Listings
4 buildings
Active / pending
Median Price
$250K
Per building
Price Per Unit
$102K
Median
Who actually lends in South Ionia, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$864/yr in electricity from a typical rooftop solar system
Produces ~6,340 kWh/yr · offsets ~60% of a typical home's use
Municipal / public water
Based on assessor parcel records
Municipal sewer
Based on assessor parcel records
Resident-arranged private hauler
Resident contracts hauler.
Consumers Energy Co|Tri County Electric Coop (MI) · ~13.6¢/kWh
Investor-owned utility.
Confirm by addressServices for Ionia · Source: ioniatownshipmi.gov
Utility, solar, and service details for South Ionia are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Nearest Park
Riverside Park
0.5 mi
Parks Nearby
40
within 1 mile
🛒 Grocery(4)
+1 more within 5 miles
🍕 Restaurants(6)
Little Caesars
Fast Food
Restaurant
Fast Food
Fast Food
Restaurant
+1 more within 5 miles
☕ Coffee(1)
🍺 Bars(1)
🏫 Schools(14)
Temple School
School
School
School
+9 more within 5 miles
🌳 Parks(7)
+4 more within 5 miles
🚴 Trails(4)
Cycleway loop off Steele St
Bike Path
Bike Path
Bike Path
Unnamed bike_path
Bike Path
+1 more within 5 miles
🏥 Hospitals(1)
📚 Libraries(1)
Ionia Community Library
Frequently asked about South Ionia
- What do homes cost in South Ionia?
- The median home value in South Ionia is about $200,000. Individual prices vary by street, size, and condition.
- How active is the South Ionia housing market?
- there are 13 homes for sale in South Ionia right now, and 67 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve South Ionia?
- South Ionia is served by Ionia Public Schools. Its highest-rated assigned school is Ionia Middle School (7/10).
- Is South Ionia walkable?
- South Ionia scores 4.6/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in South Ionia
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