Prairie
Solid value in a growing area
Median $224K·Walkability 1.1/10·Schools 5.2/10
You'll notice the brick first—older ranch homes and farmhouses scattered across quiet roads, the kind of place where driveways stretch back from the street and garages are oversized because people actually use them. This is rural subdivision living without the forced cuteness; homes here tend toward straightforward updates—new mechanicals, stainless steel in the kitchen, hardwood floors that actually get walked on—and lots that give you room to breathe. A couple of minutes' drive lands you near shopping and schools, close enough that convenience isn't a question but far enough that you're not hearing traffic. You're in Ionia township, where the appeal is honestly just space, solid bones, and not having to pretend you chose your neighbors because they're interesting.
Why people love it here
$224K median
- 47 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Prairie
Estimated Monthly Payment
$1,521/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
47 homes sold in Prairie this year. Thinking of selling?
See what your home is worthBased on 6 rated schools nearby
Range: 1/10 to 7/10
School District: Ionia Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Ionia City Market
+1 more
Aunt Stephie's
Sozo Coffee Roasting
Steele Street Brewery
Ionia Natural Area
Unnamed playground
Ionia River Trail
Fred Meijer Grand River Valley Rail-Trail
Rite Aid
Ionia Community Library
Ionia Theatre
Crime in Prairie is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ionia County.
Ionia County crime & safety stats →To buy a median-priced Prairie home (around $224,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $40k/year in household income to qualify — an estimated monthly payment of $1,490 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,490/mo | $39,730 |
| 10% (+PMI) | $1,715/mo | $45,742 |
| 5% (+PMI) | $1,791/mo | $47,752 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
21 parcels
Active / pending
Typical Land Value
$25K/acre
Median asking
Median Price
$50K
Per listing
Who actually lends in Prairie, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$883/yr in electricity from a typical rooftop solar system
Produces ~6,486 kWh/yr · offsets ~62% of a typical home's use
Municipal / public water
Based on assessor parcel records
Municipal sewer
Based on assessor parcel records
Resident-arranged private hauler
Resident contracts hauler.
Consumers Energy Co|Tri County Electric Coop (MI) · ~13.6¢/kWh
Investor-owned utility.
Confirm by addressServices for Ionia · Source: ioniatownshipmi.gov
Utility, solar, and service details for Prairie are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Nearest Park
Ionia Natural Area
0.3 mi
Parks Nearby
25
within 1 mile
🛒 Grocery(5)
+2 more within 5 miles
🍕 Restaurants(6)
Restaurant
Restaurant
Fast Food
Restaurant
+1 more within 5 miles
☕ Coffee(1)
🍺 Bars(1)
🏫 Schools(15)
Saint Johns School
School
School
+10 more within 5 miles
🌳 Parks(5)
+2 more within 5 miles
🚴 Trails(5)
Fred Meijer Grand River Valley Rail-Trail
Bike Path
Cycleway loop off Steele St
Bike Path
Unnamed bike_path
Bike Path
+2 more within 5 miles
🏥 Hospitals(1)
Frequently asked about Prairie
- What do homes cost in Prairie?
- The median home value in Prairie is about $224,000. Individual prices vary by street, size, and condition.
- How active is the Prairie housing market?
- there are 16 homes for sale in Prairie right now, and 47 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Prairie?
- Prairie is served by Ionia Public Schools. Its highest-rated assigned school is Ionia Middle School (7/10).
- Is Prairie walkable?
- Prairie scores 1.1/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Prairie
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.