Valley
Surrounded by nature
19 homes for sale·Median $415K·Walkability 0.0/10·Schools 5.5/10
Golden hour hits Valley Township best—when the light softens across those twenty-three thousand acres and the landscape shows what it actually is: rural Michigan without apology, rolling and spacious, the kind of place where your nearest grocery is a mile and a half away and that's not a problem, it's the point. You're in Allegan County here, about an hour north of downtown Grand Rapids, far enough that you've genuinely left the metro, close enough that you haven't sacrificed access. The Allegan State Game Area sits three miles off, good for what it is—public land, walking trails, the working outdoors.
Why people love it here
Lake life
- Lake Allegan within walking distance
- Swan Creek Marsh: 17 min drive
- Allegan State Game Area: 6 min drive
$85K median household income
- $415K median · 41 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Valley
Estimated Monthly Payment
$2,817/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
41 homes sold in Valley this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Allegan State Game Area
3.2 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Lake Allegan
0.0 mi
Based on 4 rated schools nearby
Range: 5/10 to 6/10
School District: Allegan Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
The Grocery Outlet Store
Allegan State Game Area
Round Lake
Beach in Alpha Manor No 1 Area
Northwest Trail
Dog Park in Frost Sub Area
Old Regent Theatre
Most of Valley is policed by the Allegan County Sheriff's Office. Across that jurisdiction in 2024, the most common reported offenses were larceny / theft (433 per 100,000 residents) and burglary (129 per 100,000 residents), per FBI Uniform Crime Reporting.
For perspective, homicide — the most serious crime — was reported at about 0.001% of the population, roughly 1 in 100,000 residents.
| Offense type | Per 100k residents |
|---|---|
| Larceny / theft | 433 |
| Burglary | 129 |
| Aggravated assault | 78 |
| Motor-vehicle theft | 58 |
| Rape | 9 |
| Arson | 7 |
| Robbery | 5 |
| Homicide | 1 |
Reported offenses per 100,000 residents, Allegan County Sheriff's Office, FBI Uniform Crime Reporting (2024). Figures cover the Allegan County Sheriff's Office's full jurisdiction (the county's unincorporated areas), not Valley alone. Crime is reported at the jurisdiction level and varies block to block within any community.
To buy a median-priced Valley home (around $415,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $66k/year in household income to qualify — an estimated monthly payment of $2,479 (principal, interest, property tax, and insurance).
The typical Valley household earns $84,830 — above what the median home requires. At that income, a buyer can afford roughly $545,000 with 20% down.
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,479/mo | $66,114 |
| 10% (+PMI) | $2,897/mo | $77,252 |
| 5% (+PMI) | $3,037/mo | $80,976 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
5 parcels
Active / pending
Typical Land Value
$81K/acre
Median asking
Median Price
$149K
Per listing
Who actually lends in Valley, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government
Valley Township
Source: valleytwp.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$912/yr in electricity from a typical rooftop solar system
Produces ~6,379 kWh/yr · offsets ~61% of a typical home's use
Private well
Rural township; individual wells.
Septic - individual
Individual septic systems.
Resident-arranged hauler
Curbside trash resident-arranged.
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Standard provider.
Confirm by addressHamilton Fire (north of 118th Ave) / Allegan Fire District (south)
Split coverage: Hamilton Fire north of 118th Ave (269-751-4444); area dept south (burn permits 269-686-5222).
Source: valleytwp.org
Utility, solar, and service details for Valley are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Median Income
$85K
Home Value (Census)
$237K
Frequently asked about Valley
- What do homes cost in Valley?
- The median home value in Valley is about $415,000. Individual prices vary by street, size, and condition.
- How active is the Valley housing market?
- there are 19 homes for sale in Valley right now, and 41 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Valley?
- Valley is served by Allegan Public Schools. Its highest-rated assigned school is Dawson Elementary School (6/10).
- Is Valley walkable?
- Valley scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
