Millgrove
Surrounded by nature
Median $420K·Walkability 0.3/10·Schools 5.5/10
Out here in the historical stretch of Allegan County, you're looking at land that remembers its railroad days—the old Pere Marquette line once ran through, and the post office that served this area is long gone, but the name lingers in utility reports and on cemetery records north of town. What draws people now is Lake Allegan itself: waterfront homes with 100-plus feet of shoreline, wooded acreage measured in parcels rather than subdivisions, and deeded boat access for an all-sports lake where you'll see deer, turkeys, and eagles moving through the trees. The lake sits just minutes from downtown Allegan, close enough for convenience but far enough that the setting stays rural—creeks feed into the water, cul-de-sacs end in privacy, and newer construction tends toward custom builds on land rather than density. If you're drawn to water access without the summer tourism crush, and you want room to breathe on an acre or two, this area delivers the quieter side of lakefront living.
Why people love it here
Lake life
- Lake Allegan within walking distance
- Unnamed beach: 3 min drive
- Little Spec Lake: 6 min drive
$420K median
- 23 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Millgrove
Estimated Monthly Payment
$2,851/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
23 homes sold in Millgrove this year. Thinking of selling?
See what your home is worthNearest Park
Allegan State Game Area
1.5 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Lake Allegan
0.0 mi
Based on 2 rated schools nearby
Range: 5/10 to 6/10
School District: Allegan Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Village Market Food Center
Burger King
Biggby Coffee
Allegan State Game Area
Unnamed playground
Little Spec Lake
+1 more
Unnamed beach
dog_park
Unnamed bike_path
Old Regent Theatre
Crime in Millgrove is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Allegan County.
Allegan County crime & safety stats →To buy a median-priced Millgrove home (around $420,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $74k/year in household income to qualify — an estimated monthly payment of $2,794 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,794/mo | $74,494 |
| 10% (+PMI) | $3,216/mo | $85,766 |
| 5% (+PMI) | $3,358/mo | $89,535 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
3 parcels
Active / pending
Typical Land Value
$22K/acre
Median asking
Median Price
$149K
Per listing
Who actually lends in Millgrove, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government · area-wide
Valley Township
Source: valleytwp.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$901/yr in electricity from a typical rooftop solar system
Produces ~6,308 kWh/yr · offsets ~60% of a typical home's use
Private well
Based on assessor parcel records
Septic (individual)
Based on assessor parcel records
Resident-arranged hauler
Curbside trash resident-arranged.
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Standard provider.
Confirm by addressHamilton Fire (north of 118th Ave) / Allegan Fire District (south)
Split coverage: Hamilton Fire north of 118th Ave (269-751-4444); area dept south (burn permits 269-686-5222).
Services for Valley · Source: valleytwp.org
Utility, solar, and service details for Millgrove are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(2)
The Grocery Outlet Store
Grocery Store
Grocery Store
☕ Coffee(1)
Biggby Coffee
Café
🏫 Schools(12)
Babylon School
Outlook Academy - Youth Home Campus
School
School
School
Spec Lake School
+7 more within 5 miles
🌳 Parks(4)
+1 more within 5 miles
🐕 Dog Parks(1)
Dog Park in Frost Sub Area
Dog Park
🚴 Trails(3)
🏥 Hospitals(1)
Hospital
Frequently asked about Millgrove
- What do homes cost in Millgrove?
- The median home value in Millgrove is about $420,000. Individual prices vary by street, size, and condition.
- How active is the Millgrove housing market?
- there are 14 homes for sale in Millgrove right now, and 23 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Millgrove?
- Millgrove is served by Allegan Public Schools. Its highest-rated assigned school is Dawson Elementary School (6/10).
- Is Millgrove walkable?
- Millgrove scores 0.3/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Millgrove
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