Trowbridge
Surrounded by nature
12 homes for sale·Median $348K·Walkability 1.5/10·Schools 5.2/10
County roads cut through fields and old farmland here, and you'll spot abandoned structures along 102nd Avenue and Baseline Road—the ghost town of Trowbridge scattered across the landscape like a slow-motion archaeology project. It's 35 square miles of genuinely rural Michigan, the kind of place where most people own their land and aren't going anywhere, which means homes tend to stay put too; median value hovers around $233,300, though recent sales have climbed to around $450K. The unincorporated community of Merson sits at the junction of M-40 and 102 Avenue. A coffee shop is less than a mile away, a grocery store just slightly farther—two options within two miles if you're not picky—and downtown Grand Rapids is an hour's drive when you need to leave. The countryside scenery and survey boundaries dating back to the 1820s pull in people exploring Michigan back roads, but Trowbridge itself isn't a destination so much as a place that keeps its own counsel, full of retirees and people who chose rural space over convenience. It's Allegan County land, quiet and deliberate, without the amenities or bustle of somewhere closer to the city.
Why people love it here
Lake life
- Base Line Lake within walking distance
- Osgood Lake: 6 min bike
- Lake Sixteen: 8 min drive
$76K median household income
- $348K median · 24 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Trowbridge
Estimated Monthly Payment
$2,359/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
24 homes sold in Trowbridge this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Pike Lake Public Access
1.4 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Base Line Lake
0.0 mi
Based on 5 rated schools nearby
Range: 2/10 to 7/10
School District: Allegan Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Pike Lake Public Access
Osgood Lake
+1 more
Old Regent Theatre
Most of Trowbridge is policed by the Allegan County Sheriff's Office. Across that jurisdiction in 2024, the most common reported offenses were larceny / theft (433 per 100,000 residents) and burglary (129 per 100,000 residents), per FBI Uniform Crime Reporting.
For perspective, homicide — the most serious crime — was reported at about 0.001% of the population, roughly 1 in 100,000 residents.
| Offense type | Per 100k residents |
|---|---|
| Larceny / theft | 433 |
| Burglary | 129 |
| Aggravated assault | 78 |
| Motor-vehicle theft | 58 |
| Rape | 9 |
| Arson | 7 |
| Robbery | 5 |
| Homicide | 1 |
Reported offenses per 100,000 residents, Allegan County Sheriff's Office, FBI Uniform Crime Reporting (2024). Figures cover the Allegan County Sheriff's Office's full jurisdiction (the county's unincorporated areas), not Trowbridge alone. Crime is reported at the jurisdiction level and varies block to block within any community.
To buy a median-priced Trowbridge home (around $347,500) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $55k/year in household income to qualify — an estimated monthly payment of $2,069 (principal, interest, property tax, and insurance).
The typical Trowbridge household earns $76,367 — above what the median home requires. At that income, a buyer can afford roughly $495,000 with 20% down.
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,069/mo | $55,170 |
| 10% (+PMI) | $2,419/mo | $64,496 |
| 5% (+PMI) | $2,536/mo | $67,614 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
4 parcels
Active / pending
Typical Land Value
$17K/acre
Median asking
Median Price
$87K
Per listing
Who actually lends in Trowbridge, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$867/yr in electricity from a typical rooftop solar system
Produces ~6,327 kWh/yr · offsets ~60% of a typical home's use
Private well
Rural township; individual wells.
Septic - individual
Individual septic systems.
Resident-arranged hauler
Curbside trash resident-arranged.
Gun Plain Grange / area fire department
Fire coverage via area department (GPGFD referenced for burn permits).
Source: trowbridgetownship.org
Utility, solar, and service details for Trowbridge are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Median Income
$76K
Home Value (Census)
$233K
🛒 Grocery(2)
The Grocery Outlet Store
Grocery Store
Grocery Store
🍕 Restaurants(6)
Little Caesars
Fast Food
Fast Food
Fast Food
Pizza Hut
Restaurant
+1 more within 5 miles
☕ Coffee(1)
Biggby Coffee
Café
🏫 Schools(19)
Clifford School
Foster School
Ross School
Harper School
Hicks School
+14 more within 5 miles
🌳 Parks(4)
Pike Lake Public Access
Sheffer Lake Public Access
Baseline Lake Public Access
+1 more within 5 miles
🐕 Dog Parks(1)
Dog Park in Frost Sub Area
Dog Park
🏥 Hospitals(1)
Hospital
Frequently asked about Trowbridge
- What do homes cost in Trowbridge?
- The median home value in Trowbridge is about $347,500. Individual prices vary by street, size, and condition.
- How active is the Trowbridge housing market?
- there are 12 homes for sale in Trowbridge right now, and 24 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Trowbridge?
- Trowbridge is served by Allegan Public Schools. Its highest-rated assigned school is Allegan Online K8 (7/10).
- Is Trowbridge walkable?
- Trowbridge scores 1.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
