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Township22909.0 acres

Trowbridge

Surrounded by nature

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)
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The quick answer

Trowbridge is a township, part of Allegan Public Schools. Homes here typically sell for around $345,000.

Jump to:Is it a good place to live?·What it costs to live here·How safe is it?

10 homes for sale·Median $345K·Walkability 1.5/10·Schools 5.2/10

🏙️36 mito Downtown GR(~1h 11m drive)
🏞️46 mito Lake Michigan(~1h 32m drive)

County roads cut through fields and old farmland here, and you'll spot abandoned structures along 102nd Avenue and Baseline Road—the ghost town of Trowbridge scattered across the landscape like a slow-motion archaeology project. It's 35 square miles of genuinely rural Michigan, the kind of place where most people own their land and aren't going anywhere, which means homes tend to stay put too; median value hovers around $233,300, though recent sales have climbed to around $450K. The unincorporated community of Merson sits at the junction of M-40 and 102 Avenue. A coffee shop is less than a mile away, a grocery store just slightly farther—two options within two miles if you're not picky—and downtown Grand Rapids is an hour's drive when you need to leave. The countryside scenery and survey boundaries dating back to the 1820s pull in people exploring Michigan back roads, but Trowbridge itself isn't a destination so much as a place that keeps its own counsel, full of retirees and people who chose rural space over convenience. It's Allegan County land, quiet and deliberate, without the amenities or bustle of somewhere closer to the city.

Why people love it here

🌊Nature & Outdoors

Lake life

  • Base Line Lake within walking distance
  • Osgood Lake: 6 min bike
  • Lake Sixteen: 8 min drive
💰Home Values

$76K median household income

  • $345K median · 26 sales in last 12mo
Loading map…

Conventional Mortgage Calculator

Median home price in Trowbridge

Estimated Monthly Payment

$2,342/mo

$
$69,000
20%
%
Principal & Interest $1,79076%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

26 homes sold in Trowbridge this year. Thinking of selling?

See what your home is worth

Flood Risk

None

Not in flood zone

Nearest Park

Pike Lake Public Access

1.4 mi

Parks Nearby

0

within 1 mile

Nearest Lake

Base Line Lake

0.0 mi

Median Income

$76K

Household

Median Sale Price

$345K

26 sales in last 12mo

Expected Rent

$1,700/mo

$1,500 – $1,900 · wider-area estimate

5.2
/10 avg
Average schools

Based on 5 rated schools nearby

Range: 2/10 to 7/10

School District: Allegan Public Schools

7Allegan Online K8Elementary · K-08 · 46 students · 15:1 · 4.1 mi
6Pine Trails Elementary SchoolElementary · PK-05 · 344 students · 17:1 · 3.4 mi
6West Ward Elementary SchoolElementary · K-05 · 246 students · 18:1 · 4.3 mi
5LE White Middle SchoolMiddle · 06-08 · 447 students · 15:1 · 4.7 mi
2Allegan Alternative High SchoolHigh · 09-12 · 123 students · 25:1 · 4.1 mi

Walkability

1.5

Car-dependent

Overall walkability score out of 10

🛒Daily Errands— Grocery, pharmacy
0.0
🍽️Dining— Restaurants, cafes, bars
0.0
🌳Nature— Parks, trails
1.5
🚌Transit— Bus stops, stations
0.0
💪Fitness— Gyms, recreation
0.0

Based on actual walk/bike/drive times to nearby amenities via Mapbox

🌳Parks
Quick drive

Pike Lake Public Access

8 mindrive· 16 min bike
Sheffer Lake Public Access
8 mindrive
Baseline Lake Public Access
8 mindrive
🏞️Lakes & Water
Bikeable

Osgood Lake

6 minbike· 17 min walk· 3 min drive
Lake Sixteen
8 mindrive
Middle Lake
8 mindrive
Pike Lake
7 mindrive

+1 more

🎬Movie Theaters
Quick drive

Old Regent Theatre

12 mindrive

Most of Trowbridge is policed by the Allegan County Sheriff's Office. Across that jurisdiction in 2024, the most common reported offenses were larceny / theft (433 per 100,000 residents) and burglary (129 per 100,000 residents), per FBI Uniform Crime Reporting.

For perspective, homicide — the most serious crime — was reported at about 0.001% of the population, roughly 1 in 100,000 residents.

Offense typePer 100k residents
Larceny / theft433
Burglary129
Aggravated assault78
Motor-vehicle theft58
Rape9
Arson7
Robbery5
Homicide1

Reported offenses per 100,000 residents, Allegan County Sheriff's Office, FBI Uniform Crime Reporting (2024). Figures cover the Allegan County Sheriff's Office's full jurisdiction (the county's unincorporated areas), not Trowbridge alone. Crime is reported at the jurisdiction level and varies block to block within any community.

Full Trowbridge crime & safety report →

To buy a median-priced Trowbridge home (around $345,000) at today's 6.66% 30-year fixed rate with 20% down, you'd need roughly $56k/year in household income to qualify — an estimated monthly payment of $2,086 (principal, interest, property tax, and insurance).

The typical Trowbridge household earns $76,367 — above what the median home requires. At that income, a buyer can afford roughly $487,000 with 20% down.

Down paymentMonthly paymentIncome needed
20% $2,086/mo$55,635
10% (+PMI)$2,437/mo$64,997
5% (+PMI)$2,555/mo$68,145

Estimates use a 6.66% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Trowbridge cost-of-living breakdown →

Land for sale

Listings

4 parcels

Active / pending

Typical Land Value

$17K/acre

Median asking

Median Price

$87K

Per listing

Who actually lends in Trowbridge, and how homes here are financed — from 2024 federal mortgage records.

Home purchases~48 loans · $12M

Loans to buy a home

Conventional 72%FHA 13%VA 14%USDA 1%

Most active lenders

1Lake Michigan Credit Union16%
2Consumers Credit Union11%
3United Shore Financial Services, LLC10%
4Rocket Mortgage, LLC9%
5United Bank of Michigan9%
Refinances~24 loans · $4M

Homeowners refinancing an existing mortgage

Conventional 84%FHA 10%VA 6%

Most active lenders

1Consumers Credit Union17%
2ADVIA Federal Credit Union13%
3Rocket Mortgage, LLC9%
4United Bank of Michigan7%
5Arbor Financial Credit Union7%

Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.

Local Government

Trowbridge Township

Website

Source: trowbridgetownship.org · unconfirmed

Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.

Solar potential

~$867/yr in electricity from a typical rooftop solar system

Produces ~6,327 kWh/yr · offsets ~60% of a typical home's use

Waterunconfirmed

Private well

Rural township; individual wells.

Sewerunconfirmed

Septic - individual

Individual septic systems.

Trashunconfirmed

Resident-arranged hauler

Curbside trash resident-arranged.

Electricvaries by address

Consumers Energy Co · ~13.7¢/kWh

Standard provider.

Confirm by address
Natural Gasvaries by address

Consumers Energy

Natural gas where available; propane common rurally.

Confirm by address
Policeunconfirmed

Allegan County Sheriff

No local PD; county sheriff.

Fireunconfirmed

Gun Plain Grange / area fire department

Fire coverage via area department (GPGFD referenced for burn permits).

Source: trowbridgetownship.org

Utility, solar, and service details for Trowbridge are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.

Median Income

$76K

Home Value (Census)

$233K

Expected Rent

$1,700/mo

$1,500 – $1,900 · wider-area estimate

🛒 Grocery(2)

The Grocery Outlet Store

Grocery Store

4.7 mimap
Village Market Food Center

Grocery Store

4.7 mimap

🍕 Restaurants(5)

Little Caesars

Fast Food

3.7 mimap
McDonald's

Fast Food

3.7 mimap
Subway

Fast Food

3.7 mimap
The Mobile Crave

Fast Food

4.3 mimap

Pizza Hut

Restaurant

4.4 mimap

☕ Coffee(1)

Biggby Coffee

Café

3.8 mimap

🏫 Schools(19)

Clifford School

1.1 mimap

Foster School

1.3 mimap

Ross School

1.9 mimap

Harper School

2.0 mimap

Hicks School

2.5 mimap

+14 more within 5 miles

🌳 Parks(4)

Pike Lake Public Access

1.4 mimap

Sheffer Lake Public Access

2.0 mimap

Baseline Lake Public Access

2.8 mimap

+1 more within 5 miles

🐕 Dog Parks(1)

Dog Park in Frost Sub Area

Dog Park

4.8 mimap

🏥 Hospitals(1)

Allegan General Hospital

Hospital

4.0 mimap
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Trowbridge? Our team can help with availability, schools, and what it's really like to live here.

Call

Living in Trowbridge: the details

Is Trowbridge a good place to live?

If you're after green space nearby, Trowbridge is worth a close look — here is what the data shows. For getting around, it is mostly a drive-first area, so you will use a car for groceries, dining and errands. This township is part of Allegan Public Schools. Expect prices centered around $345,000.

What does it cost to live in Trowbridge?

The median home value in Trowbridge is about $345,000. There are 10 homes for sale here right now and 26 homes sold here in the past year.

Frequently asked about Trowbridge

What do homes cost in Trowbridge?
The median home value in Trowbridge is about $345,000. Individual prices vary by street, size, and condition.
How active is the Trowbridge housing market?
there are 10 homes for sale in Trowbridge right now, and 26 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
What schools serve Trowbridge?
Trowbridge is served by Allegan Public Schools. Its highest-rated assigned school is Allegan Online K8 (7/10).
Is Trowbridge walkable?
Trowbridge scores 1.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.

Top contributors in Trowbridge

Data sources: listings · Updated 8/2/2026
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Trowbridge? Our team can help.

Call
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Conventional Mortgage Calculator

Median in Trowbridge

Estimated Monthly Payment

$2,342/mo

$
$69,000
20%
%
Principal & Interest $1,79076%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

Micro Communities(1)

Merson
M

Merson

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