Merson
Surrounded by nature
Median $345K·Walkability 4.3/10·Schools 5.2/10
The road curves through low hills where M-40 meets 102nd Avenue, and suddenly you're at the crossroads—a modest junction that's been holding ground in this corner of Allegan County for generations. Out here, the landscape opens into a patchwork of wooded lots, lake access, and quiet rural stretches where you can breathe. Minkler Lake and Baseline Lake anchor the area with all-sports appeal, their shorelines drawing people who want to fish, swim, or simply watch the water from a deck at sunset.
Why people love it here
Lake life
- Base Line Lake within walking distance
- 5 parks within 1 mile
- Baseline Lake Public Access: 8 min walk
- Base Line Lake: 6 min bike
$345K median
- 8 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Merson
Estimated Monthly Payment
$2,342/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
8 homes sold in Merson this year. Thinking of selling?
See what your home is worthWalkability
Fair
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Baseline Lake Public Access
Base Line Lake
dog_park
Old Regent Theatre
Based on 5 rated schools nearby
Range: 2/10 to 7/10
School District: Allegan Public Schools
Crime in Merson is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Allegan County.
Allegan County crime & safety stats →To buy a median-priced Merson home (around $345,000) at today's 6.66% 30-year fixed rate with 20% down, you'd need roughly $62k/year in household income to qualify — an estimated monthly payment of $2,326 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,326/mo | $62,017 |
| 10% (+PMI) | $2,677/mo | $71,380 |
| 5% (+PMI) | $2,795/mo | $74,527 |
Estimates use a 6.66% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
5 parcels
Active / pending
Median Price
$65K
Per listing
Who actually lends in Merson, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$872/yr in electricity from a typical rooftop solar system
Produces ~6,358 kWh/yr · offsets ~61% of a typical home's use
Private well
Based on assessor parcel records
Septic (individual)
Based on assessor parcel records
Resident-arranged hauler
Curbside trash resident-arranged.
Gun Plain Grange / area fire department
Fire coverage via area department (GPGFD referenced for burn permits).
Services for Trowbridge · Source: trowbridgetownship.org
Utility, solar, and service details for Merson are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Merson? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Merson
- What do homes cost in Merson?
- The median home value in Merson is about $345,000. Individual prices vary by street, size, and condition.
- How active is the Merson housing market?
- there are 3 homes for sale in Merson right now, and 8 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Merson?
- Merson is served by Allegan Public Schools. Its highest-rated assigned school is Allegan Online K8 (7/10).
- Is Merson walkable?
- Merson scores 4.3/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Merson
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