Saugatuck
Quiet lots near top schools
30 homes for sale·Median $700K·Walkability 1.5/10·Schools 7.0/10
Saugatuck township spreads across 15,000 acres of southwestern Michigan, where the Lake Michigan shoreline rises on the western horizon and rolling woodlands define the inland view. Lots here average 1.27 acres—enough space to breathe—and homes run around $819K, which lands you on acreage rather than a postage stamp. Downtown Grand Rapids sits about 55 minutes south if you need it; most days you won't. The township has learned to feed itself well: 24 restaurants within a mile, a grocery within a 12-minute walk, and coffee and dinner both within steps of wherever you happen to be. Schultz Park anchors the neighborhood and takes four minutes to reach on foot; a dozen parks scatter across the township for the kind of people who actually use them. Saugatuck Public Schools serves the area, and the whole setup suggests someone chose this place deliberately—not as a compromise, but because the land, the access to actual dining and amenities, and the breathing room all lined up at once.
Why people love it here
Lake life
- Silver Lake within walking distance
- 48 parks within 1 mile
- Hacklander Boating Access Site: 13 min walk
- Schultz Park: 10 min bike
1.3 acre avg lots
- 43 homes
Saugatuck High School
- High — 1.0 mi away
- Saugatuck
- 3 rated schools in district
Explore Saugatuck
Same name, different focus — Saugatuck is also covered as:
- Saugatuck City — city details
Conventional Mortgage Calculator
Median home price in Saugatuck
Estimated Monthly Payment
$4,752/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
68 homes sold in Saugatuck this year. Thinking of selling?
See what your home is worthBased on 3 rated schools nearby
Range: 6/10 to 8/10
School District: Saugatuck Public Schools
Flood Risk
None
Not in flood zone
Nearest Park
Schultz Park
0.2 mi
Parks Nearby
48
within 1 mile
Nearest Lake
Silver Lake
0.0 mi
Median Income
$94K
Household
Median Sale · Houses
$742K
61 sales in last 12mo
Median Sale · Condos
$645K
7 sales in last 12mo
Parcels
43
27 residential
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Lake Vista SuperValu
Back Alley Pizza Joint
Everyday People Cafe
The Main
+1 more
Hacklander Boating Access Site
Playground in Mariners Cv & Bridge St Area
Beach in Riverside Rest Area
Dog Park in Dudleyville Plat Area
Saugatuck Douglas District Library
Most of Saugatuck is policed by the Allegan County Sheriff's Office. Across that jurisdiction in 2024, the most common reported offenses were larceny / theft (433 per 100,000 residents) and burglary (129 per 100,000 residents), per FBI Uniform Crime Reporting.
For perspective, homicide — the most serious crime — was reported at about 0.001% of the population, roughly 1 in 100,000 residents.
| Offense type | Per 100k residents |
|---|---|
| Larceny / theft | 433 |
| Burglary | 129 |
| Aggravated assault | 78 |
| Motor-vehicle theft | 58 |
| Rape | 9 |
| Arson | 7 |
| Robbery | 5 |
| Homicide | 1 |
Reported offenses per 100,000 residents, Allegan County Sheriff's Office, FBI Uniform Crime Reporting (2024). Figures cover the Allegan County Sheriff's Office's full jurisdiction (the county's unincorporated areas), not Saugatuck alone. Crime is reported at the jurisdiction level and varies block to block within any community.
To buy a median-priced Saugatuck home (around $700,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $111k/year in household income to qualify — an estimated monthly payment of $4,170 (principal, interest, property tax, and insurance).
The typical Saugatuck household earns $94,297 — about $16,916 below what the median home requires, which is why many local buyers look below $700,000 or put more down. At that income, a buyer can afford roughly $583,000 with 20% down.
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $4,170/mo | $111,213 |
| 10% (+PMI) | $4,875/mo | $129,999 |
| 5% (+PMI) | $5,111/mo | $136,281 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
22 parcels
Active / pending
Typical Land Value
$64K/acre
Median asking
Median Price
$230K
Per listing
Multifamily for sale
Listings
2 buildings
Active / pending
Median Price
$587K
Per building
Price Per Unit
$294K
Median
Who actually lends in Saugatuck, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$882/yr in electricity from a typical rooftop solar system
Produces ~6,430 kWh/yr · offsets ~61% of a typical home's use
Private well
Rural township; individual wells outside serviced areas.
Septic - individual
Individual septic systems.
Resident-arranged hauler
Curbside trash resident-arranged.
Consumers Energy / SEMCO Energy
Natural gas where available.
Confirm by addressSource: saugatucktownshipmi.gov
Utility, solar, and service details for Saugatuck are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Median Income
$94K
Home Value (Census)
$427K
🛒 Grocery(1)
Lake Vista SuperValu
Grocery Store
🍕 Restaurants(7)
Back Alley Pizza Joint
Restaurant
Happystance
Fast Food
Alley’s Pizza
Restaurant
Alley Pizza
Restaurant
Pizza Mambo
Fast Food
+2 more within 5 miles
☕ Coffee(6)
+3 more within 5 miles
🍺 Bars(8)
+5 more within 5 miles
🏫 Schools(11)
School
Saugatuck High School
School
Macks Landing School
+6 more within 5 miles
💪 Gyms(1)
Blue Star Gym
Fitness Center
🌳 Parks(5)
+2 more within 5 miles
🐕 Dog Parks(2)
Dog Park in Dudleyville Plat Area
Dog Park
Dog Park
🚴 Trails(4)
+1 more within 5 miles
📚 Libraries(1)
Saugatuck Douglas District Library
Frequently asked about Saugatuck
- What do homes cost in Saugatuck?
- The median home value in Saugatuck is about $700,000. Individual prices vary by street, size, and condition.
- How active is the Saugatuck housing market?
- there are 30 homes for sale in Saugatuck right now, and 68 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Saugatuck?
- Saugatuck is served by Saugatuck Public Schools. Its highest-rated assigned school is Saugatuck High School (8/10).
- Is Saugatuck walkable?
- Saugatuck scores 1.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
