Old Saugatuck
Surrounded by nature
Median $3.2M·Walkability 3.3/10·Schools 7.0/10
The whole draw of this place is the river and dune access—you're basically living on the Kalamazoo River with a footpath to Oval Beach and the chain ferry to downtown within reach. Most homes here are cottage-style, a mix of updated getaways and year-round residences tucked into wooded settings or perched on the riverbank, and they lean into the water views hard: decks overlooking the harbor, boat docks, bedroom sliders facing the river. It's the kind of spot where a 1940s property update still reads as charming rather than dated.
Why people love it here
Lake life
- Kalamazoo Lake within walking distance
- 56 parks within 1 mile
- Oval Beach: 7 min walk
- Mount Baldhead Park: 5 min drive
Saugatuck High School
- High — 1.0 mi away
- Saugatuck
- 3 rated schools in district
$3.2M median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in Old Saugatuck
Estimated Monthly Payment
$21,894/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 3 rated schools nearby
Range: 6/10 to 8/10
School District: Saugatuck Public Schools
Nearest Park
Mount Baldhead Park
0.3 mi
Parks Nearby
56
within 1 mile
Nearest Lake
Kalamazoo Lake
0.3 mi
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Mount Baldhead Park
Kalamazoo Lake
Oval Beach
Saugatuck Douglas District Library
Crime in Old Saugatuck is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Allegan County.
Allegan County crime & safety stats →To buy a median-priced Old Saugatuck home (around $3,225,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $572k/year in household income to qualify — an estimated monthly payment of $21,450 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $21,450/mo | $572,010 |
| 10% (+PMI) | $24,696/mo | $658,562 |
| 5% (+PMI) | $25,781/mo | $687,504 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Median Price
$197K
Per listing
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$897/yr in electricity from a typical rooftop solar system
Produces ~6,546 kWh/yr · offsets ~62% of a typical home's use
Private well
Rural township; individual wells outside serviced areas.
Septic - individual
Individual septic systems.
Resident-arranged hauler
Curbside trash resident-arranged.
Consumers Energy / SEMCO Energy
Natural gas where available.
Confirm by addressServices for Saugatuck · Source: saugatucktownshipmi.gov
Utility, solar, and service details for Old Saugatuck are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(1)
Lake Vista SuperValu
Grocery Store
🍕 Restaurants(6)
Saugatacos
Fast Food
Ida Red's Cottage
Restaurant
The Southerner
Restaurant
The Grilled Cheese Shack
Restaurant
Baldy’s Smoked Meats
Restaurant
+1 more within 5 miles
☕ Coffee(6)
+3 more within 5 miles
🍺 Bars(8)
+5 more within 5 miles
🏫 Schools(7)
Saugatuck High School
School
School
Gibson School
School Number 4
+2 more within 5 miles
💪 Gyms(1)
Blue Star Gym
Fitness Center
🌳 Parks(4)
+1 more within 5 miles
🐕 Dog Parks(2)
Dog Park
Dog Park in Dudleyville Plat Area
Dog Park
🚴 Trails(7)
Bike Path
Bike Path
Mildred A. Peterson Nature Preserve Trail
Bike Path
Unnamed bike_path
Bike Path
+4 more within 5 miles
📚 Libraries(1)
Saugatuck Douglas District Library
Frequently asked about Old Saugatuck
- What do homes cost in Old Saugatuck?
- The median home value in Old Saugatuck is about $3,225,000. Individual prices vary by street, size, and condition.
- How active is the Old Saugatuck housing market?
- no homes are listed in Old Saugatuck right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Old Saugatuck?
- Old Saugatuck is served by Saugatuck Public Schools. Its highest-rated assigned school is Saugatuck High School (8/10).
- Is Old Saugatuck walkable?
- Old Saugatuck scores 3.3/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Old Saugatuck
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