Saugatuck
Surrounded by nature
12 homes for sale·Median $760K·Walkability 4.7/10·Schools 7.0/10
You wake up here and the rhythm is different. There are over thirty art galleries within walking distance—not as some aspirational future state, but as the actual texture of your mornings. Oval Beach on Lake Michigan draws swimmers and sunbathers year-round, famous enough that people plan vacations around it. The Saugatuck Chain Ferry, hand-cranked since 1838 and the only one of its kind left in the country, still operates across the river—the kind of thing you'd expect to read about in a history book, except you can actually use it. Butler Street, the main drag, keeps restaurants and coffee shops at arm's length; the nearest one is literally steps away. Mason Street Theatre stages Broadway-caliber productions. In summer, the population swells from 865 to nearly three times that as visitors arrive, which means the place has a dual identity: intimate and undiscovered in winter, electric and crowded in warm months.
Why people love it here
Lake life
- Kalamazoo Lake within walking distance
- 78 parks within 1 mile
- Wicks Park: 2 min walk
- Willow Park: 3 min walk
$118K median household income
- $760K median · 33 sales in last 12mo
Saugatuck High School
- High — 0.5 mi away
- Saugatuck
- 3 rated schools in district
Notable nearby
Conventional Mortgage Calculator
Median home price in Saugatuck
Estimated Monthly Payment
$5,159/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
33 homes sold in Saugatuck this year. Thinking of selling?
See what your home is worthBased on 3 rated schools nearby
Range: 6/10 to 8/10
School District: Saugatuck Public Schools
Flood Risk
None
Not in flood zone
Nearest Park
Willow Park
0.1 mi
Parks Nearby
78
within 1 mile
Nearest Lake
Kalamazoo Lake
0.0 mi
Median Income
$118K
Household
Median Sale · Houses
$864K
22 sales in last 12mo
Median Sale · Condos
$525K
11 sales in last 12mo
Parcels
10
10 residential
Walkability
Fair
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Lake Vista SuperValu
Ida Red's Cottage
Uncommon Grounds
+1 more
Wicks Park Bar and Grill
+1 more
Wicks Park
Village Square Playground
Goshorn Creek
Beach in Manchester Re-Plat (Pt Of Lots 5-12) Area
64th Street
Dog Park in Dudleyville Plat Area
Mildred A. Peterson Nature Preserve Trail
Blue Star Gym
Saugatuck Douglas District Library
In 2024, the most common reported offenses in Saugatuck were larceny / theft (348 per 100,000 residents) and burglary (87 per 100,000 residents), per FBI Uniform Crime Reporting — with a comparison to similar-size Michigan cities below.
No homicides were reported in 2024.
| Offense type | Per 100k residents |
|---|---|
| Larceny / theft | 348 |
| Burglary | 87 |
| Homicide | 0 |
| Rape | 0 |
| Robbery | 0 |
| Aggravated assault | 0 |
| Motor-vehicle theft | 0 |
| Arson | 0 |
How Saugatuck compares to similar-size Michigan cities
| City | Population | Violent /100k | Property /100k |
|---|---|---|---|
| Reed City | 2,532 | 474 | 1,659 |
| Montague | 2,417 | 0 | 414 |
| Saugatuck | 2,301 | 0 | 435 |
| Shelby | 2,177 | 46 | 413 |
| Hart | 2,055 | 438 | 3,844 |
Reported offenses per 100,000 residents, Saugatuck-Douglas Police Department, FBI Uniform Crime Reporting (2024). Comparison cities are the nearest in population, ordered by size — not ranked by crime. Crime is reported at the jurisdiction level and varies block to block within any community.
To buy a median-priced Saugatuck home (around $760,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $125k/year in household income to qualify — an estimated monthly payment of $4,683 (principal, interest, property tax, and insurance).
The typical Saugatuck household earns $118,309 — about $6,561 below what the median home requires, which is why many local buyers look below $760,000 or put more down. At that income, a buyer can afford roughly $714,000 with 20% down.
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $4,683/mo | $124,870 |
| 10% (+PMI) | $5,448/mo | $145,267 |
| 5% (+PMI) | $5,703/mo | $152,088 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
6 parcels
Active / pending
Typical Land Value
$278K/acre
Median asking
Median Price
$255K
Per listing
Multifamily for sale
Listings
1 building
Active / pending
Median Price
$1.1M
Per building
Price Per Unit
$358K
Median
Who actually lends in Saugatuck, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$897/yr in electricity from a typical rooftop solar system
Produces ~6,546 kWh/yr · offsets ~62% of a typical home's use
Resident-arranged hauler
Confirm hauler with city.
Consumers Energy Co · ~13.7¢/kWh
Regional electric provider.
Confirm by addressSource: klswa.com
Utility, solar, and service details for Saugatuck are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Median Income
$118K
Home Value (Census)
$619K
🛒 Grocery(1)
Lake Vista SuperValu
Grocery Store
🍕 Restaurants(7)
Saugatacos
Fast Food
Ida Red's Cottage
Restaurant
The Grilled Cheese Shack
Restaurant
Baldy’s Smoked Meats
Restaurant
The Southerner
Restaurant
+2 more within 5 miles
☕ Coffee(6)
+3 more within 5 miles
🍺 Bars(8)
+5 more within 5 miles
🏫 Schools(8)
Saugatuck High School
School
School
School Number 4
Gibson School
+3 more within 5 miles
💪 Gyms(1)
Blue Star Gym
Fitness Center
🐕 Dog Parks(2)
Dog Park in Dudleyville Plat Area
Dog Park
Dog Park
🚴 Trails(8)
Unnamed bike_path
Bike Path
Bike Path
Bike Path
Mildred A. Peterson Nature Preserve Trail
Bike Path
+5 more within 5 miles
📚 Libraries(1)
Saugatuck Douglas District Library
Frequently asked about Saugatuck
- What do homes cost in Saugatuck?
- The median home value in Saugatuck is about $760,000. Individual prices vary by street, size, and condition.
- How active is the Saugatuck housing market?
- there are 12 homes for sale in Saugatuck right now, and 33 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Saugatuck?
- Saugatuck is served by Saugatuck Public Schools. Its highest-rated assigned school is Saugatuck High School (8/10).
- Is Saugatuck walkable?
- Saugatuck scores 4.7/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
