Portland
Solid value in a growing area
1 home for sale·Median $380K·Walkability 0.5/10·Schools 5.0/10
Portland Township sprawls across more than 21,000 acres of Ionia County, with the kind of room that makes backyard ambitions feel reasonable. You're never more than a few minutes' walk from a grocery store or restaurant—the nearest sits practically on your doorstep—and if you want to move around, there are eleven dining spots and eleven parks within a mile, which is the kind of density that keeps things interesting without feeling crowded. Schools run through Portland Public Schools, and the median home price hovers around $386K. The real anchor, though, is Bogue Flats Recreation Area, close enough for a six-minute walk, which means you can actually grab a coffee, take the kids outside, and still be back before the toast gets cold—the sort of casual access to outdoor space that makes a place feel less like you're living somewhere and more like you're living *in* somewhere.
Why people love it here
$99K median household income
- $380K median · 13 sales in last 12mo
Explore Portland
Same name, different focus — Portland is also covered as:
- Portland City — city details
Conventional Mortgage Calculator
Median home price in Portland
Estimated Monthly Payment
$2,580/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
13 homes sold in Portland this year. Thinking of selling?
See what your home is worthBased on 3 rated schools nearby
Range: 4/10 to 6/10
School District: Portland Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Tom's Food Center
Fabiano's River House Bar & Grill
Confluxcity Brewing Company
Portland State Game Area
+1 more
Playground in Divine Hwy & Kent St Area
Green Trail
Portland District Library
Growing Patch Childcare Center
Most of Portland is policed by the Ionia County Sheriff's Office. Across that jurisdiction in 2024, the most common reported offenses were larceny / theft (385 per 100,000 residents) and aggravated assault (56 per 100,000 residents), per FBI Uniform Crime Reporting.
No homicides were reported in 2024.
| Offense type | Per 100k residents |
|---|---|
| Larceny / theft | 385 |
| Aggravated assault | 56 |
| Motor-vehicle theft | 49 |
| Burglary | 46 |
| Rape | 39 |
| Arson | 5 |
| Homicide | 0 |
| Robbery | 0 |
Reported offenses per 100,000 residents, Ionia County Sheriff's Office, FBI Uniform Crime Reporting (2024). Figures cover the Ionia County Sheriff's Office's full jurisdiction (the county's unincorporated areas), not Portland alone. Crime is reported at the jurisdiction level and varies block to block within any community.
To buy a median-priced Portland home (around $380,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $60k/year in household income to qualify — an estimated monthly payment of $2,261 (principal, interest, property tax, and insurance).
The typical Portland household earns $98,692 — above what the median home requires. At that income, a buyer can afford roughly $647,000 with 20% down.
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,261/mo | $60,306 |
| 10% (+PMI) | $2,644/mo | $70,505 |
| 5% (+PMI) | $2,772/mo | $73,915 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Who actually lends in Portland, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$863/yr in electricity from a typical rooftop solar system
Produces ~6,336 kWh/yr · offsets ~60% of a typical home's use
Private well
Rural; individual wells.
Septic - individual
On-site septic.
Resident-arranged private hauler
Resident contracts hauler.
Consumers Energy Co|Tri County Electric Coop (MI) · ~13.6¢/kWh
BL&P municipal electric serves city + Portland Township.
Confirm by addressSource: portlandtownship.org
Utility, solar, and service details for Portland are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Median Income
$99K
Home Value (Census)
$232K
Flood Risk
None
Not in flood zone
Nearest Park
Bogue Flats Recreation Area
0.3 mi
Parks Nearby
55
within 1 mile
🛒 Grocery(1)
Tom's Food Center
Grocery Store
🍕 Restaurants(6)
Restaurant
Riversedge Grill
Restaurant
Chocolate Moose Ice Cream Factory
Fast Food
Queenhouse
Restaurant
+1 more within 5 miles
🍺 Bars(1)
🏫 Schools(4)
🌳 Parks(6)
+3 more within 5 miles
📚 Libraries(1)
Portland District Library
Frequently asked about Portland
- What do homes cost in Portland?
- The median home value in Portland is about $380,000. Individual prices vary by street, size, and condition.
- How active is the Portland housing market?
- there is 1 home for sale in Portland right now, and 13 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Portland?
- Portland is served by Portland Public Schools. Its highest-rated assigned school is Westwood Elementary School (6/10).
- Is Portland walkable?
- Portland scores 0.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
