Collins
Solid value in a growing area
Median $327K·Walkability 0.0/10·Schools 5.0/10
Out here you're looking at genuine country living—stick-built ranches and manufactured homes sitting on acreage measured in half-acres to several acres, many backing onto wooded lots or fronting Libhardt Creek with a few hundred feet of waterfront. The homes tend toward well-maintained ranch styles with full basements, decks for actual use, and the kind of outbuildings that come with land: pole barns, heated garages, wood boiler systems that heat multiple structures. A paved road gets you close to the highway for a reasonable commute to Lansing or Grand Rapids, while the dirt-road stretches keep things genuinely quiet—the sort of place where you're trading neighbors-next-door for space, acreage, and the sound of water moving through a creek bed. Well and septic are standard, and newer updates show owners aren't just passing through: fresh paint, deck work, kitchen refreshes, roof work. This is the kind of area where a ranch with 10-foot basement ceilings and an egress window actually means something, because people stay and build into their properties.
Why people love it here
$327K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in Collins
Estimated Monthly Payment
$2,220/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 4 rated schools nearby
Range: 4/10 to 6/10
School District: Portland Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Black Trail
Lyons Township District Library
Growing Patch Childcare Center
Crime in Collins is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ionia County.
Ionia County crime & safety stats →To buy a median-priced Collins home (around $327,000) at today's 6.66% 30-year fixed rate with 20% down, you'd need roughly $59k/year in household income to qualify — an estimated monthly payment of $2,204 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,204/mo | $58,782 |
| 10% (+PMI) | $2,537/mo | $67,655 |
| 5% (+PMI) | $2,649/mo | $70,639 |
Estimates use a 6.66% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Who actually lends in Collins, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$857/yr in electricity from a typical rooftop solar system
Produces ~6,294 kWh/yr · offsets ~60% of a typical home's use
Private well
Rural; individual wells.
Septic - individual
On-site septic.
Resident-arranged private hauler
Resident contracts hauler.
Consumers Energy Co|Tri County Electric Coop (MI) · ~13.6¢/kWh
BL&P municipal electric serves city + Portland Township.
Confirm by addressServices for Portland · Source: portlandtownship.org
Utility, solar, and service details for Collins are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Nearest Park
Webber Dam Natural Area
0.8 mi
Parks Nearby
0
within 1 mile
🍕 Restaurants(5)
🍺 Bars(1)
🏫 Schools(4)
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Collins? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Collins
- What do homes cost in Collins?
- The median home value in Collins is about $327,000. Individual prices vary by street, size, and condition.
- How active is the Collins housing market?
- no homes are listed in Collins right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Collins?
- Collins is served by Portland Public Schools. Its highest-rated assigned school is Westwood Elementary School (6/10).
- Is Collins walkable?
- Collins scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Collins
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