Morton
Surrounded by nature
58 homes for sale·Median $350K·Schools 5.0/10
Golden hour hits this stretch right around dusk, when the light softens across the big properties and the tree lines go quiet. You're looking at acreage here—37 acres, 50-acre parcels, the kind of land where you can actually breathe—mixed in with established neighborhoods like Canadian Lakes, where brick patios and fire pits face the water. The community itself centers around amenities you'd expect: School Section Lake County Park sits right there for beach access and trails, and Lost Canyon Lake Park is across the road for those who want it closer. Groceries and dining are steps away, which matters when your mailbox is a quarter-mile from the road. M20 runs nearby for quick access out, but the roads curve enough that you feel removed from the highway noise. What makes this area work is the balance: rural enough that you see wildlife from your back window, organized enough that you're not hauling supplies from across the county. The homes here tend toward ranch-style and chalets—granite counters, updated kitchens, stone fireplaces, the kind of finishes that suggest people aren't just passing through. There's a 55-and-over gated community within Canadian Lakes if that appeals, and year-round residents who treat their decks and gazebos like they're part of the actual living space. It's not remote, and it's not suburban; it's somewhere in between, where you get land without isolation.
Why people love it here
Lake life
- Lake Mecosta within walking distance
$68K median household income
- $350K median · 96 sales in last 12mo
Mortgage Calculator
Median home price in Morton
Estimated Monthly Payment
$2,376/mo
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. This is not a commitment to lend or an offer of credit. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Lender. NMLS Consumer Access
96 homes sold in Morton this year. Thinking of selling?
See what your home is worthBased on 5 rated schools nearby
Range: 2/10 to 7/10
School District: Chippewa Hills School District
Most of Morton is policed by the Mecosta County Sheriff's Office. Across that jurisdiction in 2024, the most common reported offenses were larceny / theft (598 per 100,000 residents) and aggravated assault (259 per 100,000 residents), per FBI Uniform Crime Reporting.
For perspective, homicide — the most serious crime — was reported at about 0.003% of the population, roughly 1 in 33,000 residents.
| Offense type | Per 100k residents |
|---|---|
| Larceny / theft | 598 |
| Aggravated assault | 259 |
| Burglary | 116 |
| Rape | 33 |
| Motor-vehicle theft | 33 |
| Arson | 9 |
| Homicide | 3 |
| Robbery | 3 |
Reported offenses per 100,000 residents, Mecosta County Sheriff's Office, FBI Uniform Crime Reporting (2024). Figures cover the Mecosta County Sheriff's Office's full jurisdiction (the county's unincorporated areas), not Morton alone. Crime is reported at the jurisdiction level and varies block to block within any community.
To buy a median-priced Morton home (around $349,950) at today's 6.43% 30-year fixed rate with 20% down, you'd need roughly $55k/year in household income to qualify — an estimated monthly payment of $2,072 (principal, interest, property tax, and insurance).
The typical Morton household earns $67,716 — above what the median home requires. At that income, a buyer can afford roughly $437,000 with 20% down.
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,072/mo | $55,264 |
| 10% (+PMI) | $2,423/mo | $64,619 |
| 5% (+PMI) | $2,540/mo | $67,741 |
Estimates use a 6.43% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not an APR or a commitment to lend — your actual rate and payment will vary.
Land for sale
Listings
82 parcels
Active / pending
Typical Land Value
$55K/acre
Median asking
Median Price
$37K
Per listing
Who actually lends in Morton, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Private well (lake-area systems in Canadian Lakes)
Largely wells; Canadian Lakes development has private community water/utility systems.
Septic - individual (Canadian Lakes private systems)
Septic predominant; Canadian Lakes has private utility infrastructure.
Resident-arranged private hauler
No municipal collection.
Service splits by location — other areas may be served by Great Lakes Energy. Confirm by address.
Confirm by addressConsumers Energy / SEMCO / propane (LP)
Rural areas often LP/propane.
Confirm by addressMorton Township Fire and Rescue
Two stations (Canadian Lakes 231-972-7211; Mecosta 231-972-3310); serves Morton + Austin, medical to portions of others.
Source: findenergy.com
Utility, solar, and service details for Morton are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Median Income
$68K
Home Value (Census)
$229K
Frequently asked about Morton
- What do homes cost in Morton?
- The median home value in Morton is about $349,950. Individual prices vary by street, size, and condition.
- How active is the Morton housing market?
- there are 58 homes for sale in Morton right now, and 96 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Morton?
- Morton is served by Chippewa Hills School District. Its highest-rated assigned school is Mecosta Elementary School (7/10).
