Mecosta
Surrounded by nature
Median $144K·Walkability 5.2/10·Schools 7.0/10
Out here, you might expect a sleepy hamlet that's passed over—but this little village sits at the edge of Morton Township with genuine bones and room to breathe. Homes anchor substantial lots, often an acre or more, with updated kitchens, metal roofs, and finished basements that speak to owners who've stayed and invested rather than flipped. Dead-end roads mean minimal traffic; a corner lot with a fenced yard works as well for a young couple as it does for someone winding down. The village itself is walkable—downtown sits close enough that you're not reliant on the car for everything—and the quieter streets feel genuinely separate from the busier county roads just beyond. It's the kind of place where you can get a full acre, country feel, and actual history (some of these homes date back to the village's founding) without venturing far from services. An hour north puts you near the lakes and rivers that define the broader region; closer by, it's about what's already here: paved roads, space, and homes that have weathered seasons and people who actually care about staying.
Why people love it here
Near the water
- School Section Lake — 1.9 mi
- 10 parks within 1 mile
- Brower Park: 2 min walk
- Unnamed bike_path: 5 min bike
Mecosta Elementary School
- Elementary — 0.2 mi away
- Chippewa Hills
- 1 rated school in district
Walkable for daily errands
- Brower Park: 2 min walk
- 3 places within a 10 min walk
Conventional Mortgage Calculator
Median home price in Mecosta
Estimated Monthly Payment
$978/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
3 homes sold in Mecosta this year. Thinking of selling?
See what your home is worthBased on 1 rated school nearby
School District: Chippewa Hills School District
Nearest Park
Brower Park
0.0 mi
Parks Nearby
10
within 1 mile
Nearest Lake
School Section Lake
1.9 mi
Walkability
Fair
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Woody's Grocery and More
Remus Tavern
Brower Park
Unnamed playground
Lost Lake
Unnamed beach
Unnamed bike_path
Crime in Mecosta is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Mecosta County.
Mecosta County crime & safety stats →To buy a median-priced Mecosta home (around $144,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $26k/year in household income to qualify — an estimated monthly payment of $958 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $958/mo | $25,541 |
| 10% (+PMI) | $1,103/mo | $29,406 |
| 5% (+PMI) | $1,151/mo | $30,698 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Local Government · area-wide
Morton Township
Source: mortontownship.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$872/yr in electricity from a typical rooftop solar system
Produces ~6,399 kWh/yr · offsets ~61% of a typical home's use
Private well (lake-area systems in Canadian Lakes)
Largely wells; Canadian Lakes development has private community water/utility systems.
Septic - individual (Canadian Lakes private systems)
Septic predominant; Canadian Lakes has private utility infrastructure.
Resident-arranged private hauler
No municipal collection.
Consumers Energy · ~13.6¢/kWh
Service splits by location — other areas may be served by Great Lakes Energy. Confirm by address.
Confirm by addressConsumers Energy / SEMCO / propane (LP)
Rural areas often LP/propane.
Confirm by addressMorton Township Fire and Rescue
Two stations (Canadian Lakes 231-972-7211; Mecosta 231-972-3310); serves Morton + Austin, medical to portions of others.
Services for Morton · Source: findenergy.com
Utility, solar, and service details for Mecosta are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(3)
Woody's Grocery and More
Grocery Store
Grocery Store
Grocery Store
🍺 Bars(1)
Remus Tavern
Bar
Frequently asked about Mecosta
- What do homes cost in Mecosta?
- The median home value in Mecosta is about $144,000. Individual prices vary by street, size, and condition.
- How active is the Mecosta housing market?
- there is 1 home for sale in Mecosta right now, and 3 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Mecosta?
- Mecosta is served by Chippewa Hills School District. Its highest-rated assigned school is Mecosta Elementary School (7/10).
- Is Mecosta walkable?
- Mecosta scores 5.2/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Mecosta
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