Lincoln
Solid value in a growing area
9 homes for sale·Median $245K·Walkability 0.0/10·Schools 4.8/10
You wake up here and the rhythm is just different—you're looking at 22,861 acres of what feels like actual breathing room, the kind of space where a commute to downtown Grand Rapids is about an hour and twenty minutes but somehow that distance feels intentional rather than frustrating. Homes run around $300K, which means you're not fighting bidding wars for the privilege of existing here. There's a realness to how things move in Lincoln Township—you're in Newaygo County, which means you've got the feel of West Michigan without the constant pull of urban gravity. The land itself does most of the talking; you don't need a list of amenities because the place *is* the amenity.
Why people love it here
$49K median household income
- $245K median · 19 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Lincoln
Estimated Monthly Payment
$1,663/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
19 homes sold in Lincoln this year. Thinking of selling?
See what your home is worthBased on 4 rated schools nearby
Range: 3/10 to 7/10
School District: White Cloud Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Harold T Rice Park
Egg Lake
+1 more
Beach in Van Auken's White River No.2 Area
North Country National Scenic Trail
To buy a median-priced Lincoln home (around $245,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $40k/year in household income to qualify — an estimated monthly payment of $1,485 (principal, interest, property tax, and insurance).
The typical Lincoln household earns $49,276 — above what the median home requires. At that income, a buyer can afford roughly $312,000 with 20% down.
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,485/mo | $39,608 |
| 10% (+PMI) | $1,732/mo | $46,184 |
| 5% (+PMI) | $1,814/mo | $48,382 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Who actually lends in Lincoln, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$912/yr in electricity from a typical rooftop solar system
Produces ~6,379 kWh/yr · offsets ~61% of a typical home's use
Private well
Rural township; private wells typical.
Septic - individual
Rural township; individual septic typical.
Resident-arranged private hauler
Residents arrange private trash haulers.
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Service splits by location — other areas may be served by Great Lakes Energy. Confirm by address.
Confirm by addressPropane / LP (no piped gas)
Rural township; likely propane.
Confirm by addressHesperia Area Fire Department
Hesperia Area FD (8320 E M-20) serves the Hesperia area across Newaygo/Oceana incl. Lincoln Twp.
Source: lincolntownship.net
Utility, solar, and service details for Lincoln are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Median Income
$49K
Home Value (Census)
$146K
Flood Risk
None
Not in flood zone
Nearest Park
Diamond Lake County Park
2.8 mi
Parks Nearby
0
within 1 mile
Frequently asked about Lincoln
- What do homes cost in Lincoln?
- The median home value in Lincoln is about $245,000. Individual prices vary by street, size, and condition.
- How active is the Lincoln housing market?
- there are 9 homes for sale in Lincoln right now, and 19 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Lincoln?
- Lincoln is served by White Cloud Public Schools. Its highest-rated assigned school is Daisy Brook Elementary School (7/10).
- Is Lincoln walkable?
- Lincoln scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
