Ramona
Solid value in a growing area
Median $190K·Walkability 1.7/10·Schools 4.0/10
The area sits at the edge of a quiet corner of Lincoln township, where tree-lined lots give way to wooded properties that offer space and seclusion; some parcels border thousands of acres of federal land across the street, which means serious hunters and hikers don't have to travel far. Cottages and year-round homes cluster throughout, many with decks angled toward views of the surrounding landscape. What draws people back, though, isn't the amenities—it's simpler than that. Rose's still sells caramel corn from the same spot it always has, a small comfort that anchors the place to something older than anyone here can quite remember.
Why people love it here
$190K median
- 10 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Ramona
Estimated Monthly Payment
$1,290/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
10 homes sold in Ramona this year. Thinking of selling?
See what your home is worthBased on 3 rated schools nearby
Range: 3/10 to 5/10
School District: White Cloud Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Shamrock
Diamond Lake County Park
Diamond Lake
Unnamed beach
North Country National Scenic Trail
Crime in Ramona is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Newaygo County.
Newaygo County crime & safety stats →To buy a median-priced Ramona home (around $190,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $34k/year in household income to qualify — an estimated monthly payment of $1,264 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,264/mo | $33,700 |
| 10% (+PMI) | $1,455/mo | $38,799 |
| 5% (+PMI) | $1,519/mo | $40,504 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$907/yr in electricity from a typical rooftop solar system
Produces ~6,345 kWh/yr · offsets ~60% of a typical home's use
Private well
Based on assessor parcel records
Septic (individual)
Based on assessor parcel records
Resident-arranged private hauler
Residents arrange private trash haulers.
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Service splits by location — other areas may be served by Great Lakes Energy. Confirm by address.
Confirm by addressPropane / LP (no piped gas)
Rural township; likely propane.
Confirm by addressHesperia Area Fire Department
Hesperia Area FD (8320 E M-20) serves the Hesperia area across Newaygo/Oceana incl. Lincoln Twp.
Services for Lincoln · Source: lincolntownship.net
Utility, solar, and service details for Ramona are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Nearest Park
Diamond Lake County Park
1.0 mi
Parks Nearby
0
within 1 mile
Frequently asked about Ramona
- What do homes cost in Ramona?
- The median home value in Ramona is about $190,000. Individual prices vary by street, size, and condition.
- How active is the Ramona housing market?
- there are 7 homes for sale in Ramona right now, and 10 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Ramona?
- Ramona is served by White Cloud Public Schools. Its highest-rated assigned school is White Cloud Elementary School (5/10).
- Is Ramona walkable?
- Ramona scores 1.7/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Ramona
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