Odessa
Surrounded by nature
14 homes for sale·Median $223K·Walkability 0.0/10·Schools 6.0/10
You'll pass farmland and open sky on the drive out here—Odessa township spreads across nearly 24,000 acres in Ionia County, the kind of expanse where you can actually see the weather coming. It's rural enough that you're looking at land and room, but not so remote that you're hunting for coffee or groceries; both are steps away, along with a handful of restaurants within a mile or so. Lakewood Public Schools serves the township, and if you're counting commute time to Gerald R. Ford airport, you're looking at roughly 37 minutes. The nearest park with a sledding hill sits about two miles out, which means winter's something you can actually do here rather than just endure. Homes run around $265K, and what you get is space—the kind of place where your property lines matter because there's actually something on either side of them.
Why people love it here
Lake life
- Jordan Lake within walking distance
- Sports FIeld / Sledding Hill: 5 min drive
- Park in Jordan Lake Rd & Cherry St Area: 5 min drive
$82K median household income
- $223K median · 30 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Odessa
Estimated Monthly Payment
$1,514/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
30 homes sold in Odessa this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Sports FIeld / Sledding Hill
2.0 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Jordan Lake
0.1 mi
Based on 1 rated school nearby
School District: Lakewood Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Carls
Penny's Five Star Pizza
+1 more
Fourth Avenue Inn & Bistro
Sports FIeld / Sledding Hill
+1 more
Playground in Jordan Lake Rd & Cherry St Area
Mini Lake
Beach in Vedder Rd & M 50 Area
Sessions Lake Trail
Lake Odessa Library
Most of Odessa is policed by the Ionia County Sheriff's Office. Across that jurisdiction in 2024, the most common reported offenses were larceny / theft (385 per 100,000 residents) and aggravated assault (56 per 100,000 residents), per FBI Uniform Crime Reporting.
No homicides were reported in 2024.
| Offense type | Per 100k residents |
|---|---|
| Larceny / theft | 385 |
| Aggravated assault | 56 |
| Motor-vehicle theft | 49 |
| Burglary | 46 |
| Rape | 39 |
| Arson | 5 |
| Homicide | 0 |
| Robbery | 0 |
Reported offenses per 100,000 residents, Ionia County Sheriff's Office, FBI Uniform Crime Reporting (2024). Figures cover the Ionia County Sheriff's Office's full jurisdiction (the county's unincorporated areas), not Odessa alone. Crime is reported at the jurisdiction level and varies block to block within any community.
To buy a median-priced Odessa home (around $222,950) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $38k/year in household income to qualify — an estimated monthly payment of $1,415 (principal, interest, property tax, and insurance).
The typical Odessa household earns $81,886 — above what the median home requires. At that income, a buyer can afford roughly $529,000 with 20% down.
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,415/mo | $37,739 |
| 10% (+PMI) | $1,640/mo | $43,723 |
| 5% (+PMI) | $1,715/mo | $45,723 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
2 parcels
Active / pending
Typical Land Value
$40K/acre
Median asking
Median Price
$65K
Per listing
Multifamily for sale
Listings
1 building
Active / pending
Median Price
$280K
Per building
Price Per Unit
$140K
Median
Who actually lends in Odessa, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government
Odessa Township
unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$871/yr in electricity from a typical rooftop solar system
Produces ~6,396 kWh/yr · offsets ~61% of a typical home's use
Private well
Rural (Lake Odessa area); wells.
Septic - individual
On-site septic (Village of Lake Odessa core may have a system).
Resident-arranged private hauler
Resident contracts hauler.
Consumers Energy Co|Tri County Electric Coop (MI) · ~13.6¢/kWh
Investor-owned utility.
Confirm by addressOdessa Township Fire Department
Odessa Twp FD (Chief Chad Perkins); Lake Odessa FD at 1050 1st St also serves area.
Source: ioniacounty.org
Utility, solar, and service details for Odessa are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Median Income
$82K
Home Value (Census)
$198K
🛒 Grocery(1)
Carls
Grocery Store
🍕 Restaurants(6)
Restaurant
Marco's Pizza
Fast Food
Chee Peng Chinese
Restaurant
Fast Food
+1 more within 5 miles
☕ Coffee(1)
🏫 Schools(3)
🌳 Parks(6)
+3 more within 5 miles
📚 Libraries(1)
Lake Odessa Library
Frequently asked about Odessa
- What do homes cost in Odessa?
- The median home value in Odessa is about $222,950. Individual prices vary by street, size, and condition.
- How active is the Odessa housing market?
- there are 14 homes for sale in Odessa right now, and 30 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Odessa?
- Odessa is served by Lakewood Public Schools. Its highest-rated assigned school is Lakewood Elementary School (6/10).
- Is Odessa walkable?
- Odessa scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
