Home Township
Easy outdoor access
The quick answer
Home Township is a township, part of Montabella Community Schools. Homes here typically sell for around $184,000.
Homes for sale·Median $184K·Walkability 1.1/10·Schools 5.0/10
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Why people love it here
Near the water
- Rock Lake — 1.8 mi
- Fred Meijer Heartland Trail: 11 min bike
- Park on 22 Mile Rd: 4 min drive
$184K median
- 18 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Home Township
Estimated Monthly Payment
$1,249/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
18 homes sold in Home Township this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Unnamed park
1.9 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Rock Lake
1.8 mi
Median Sale Price
$184K
18 sales in last 12mo
Expected Rent
$1,125/mo
$975 – $1,250 · wider-area estimate
Based on 2 rated schools nearby
School District: Montabella Community Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
McDonald's
Park on 22 Mile Rd
+1 more
Playground on 22 Mile Rd
Kirby Lake
Fred Meijer Heartland Trail
Home Township Library
Most of Home Township is policed by the Montcalm County Sheriff's Office. Across that jurisdiction in 2024, the most common reported offenses were larceny / theft (186 per 100,000 residents) and aggravated assault (83 per 100,000 residents), per FBI Uniform Crime Reporting.
No homicides were reported in 2024.
| Offense type | Per 100k residents |
|---|---|
| Larceny / theft | 186 |
| Aggravated assault | 83 |
| Burglary | 65 |
| Rape | 43 |
| Motor-vehicle theft | 25 |
| Robbery | 2 |
| Homicide | 0 |
| Arson | 0 |
Reported offenses per 100,000 residents, Montcalm County Sheriff's Office, FBI Uniform Crime Reporting (2024). Figures cover the Montcalm County Sheriff's Office's full jurisdiction (the county's unincorporated areas), not Home Township alone. Crime is reported at the jurisdiction level and varies block to block within any community.
To buy a median-priced Home Township home (around $184,000) at today's 6.67% 30-year fixed rate with 20% down, you'd need roughly $33k/year in household income to qualify — an estimated monthly payment of $1,241 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,241/mo | $33,102 |
| 10% (+PMI) | $1,429/mo | $38,098 |
| 5% (+PMI) | $1,492/mo | $39,779 |
Estimates use a 6.67% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Multifamily for sale
Listings
1 building
Active / pending
Median Price
$185K
Per building
Price Per Unit
$92K
Median
Who actually lends in Home Township, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$865/yr in electricity from a typical rooftop solar system
Produces ~6,353 kWh/yr · offsets ~61% of a typical home's use
Private well
Rural township; residents on individual private wells.
Septic - individual
Rural township; individual septic systems.
Resident-arranged private hauler
No municipal trash; residents contract private haulers.
Consumers Energy Co|Tri County Electric Coop (MI) · ~13.6¢/kWh
Primary electric provider; Great Lakes Energy cooperative in pockets.
Confirm by addressNatural gas where available; rural homes often on propane.
Confirm by addressSource: montcalm.us
Utility, solar, and service details for Home Township are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Home Township? Our team can help with availability, schools, and what it's really like to live here.
Living in Home Township: the details
Is Home Township a good place to live?
Home Township suits buyers looking for green space nearby — here is what the data shows. Day to day, it is mostly a drive-first area, so you will use a car for groceries, dining and errands. This township is part of Montabella Community Schools. The going price is around $184,000.
What does it cost to live in Home Township?
Homes in Home Township sell for a median of about $184,000. 18 homes sold here in the past year.
Frequently asked about Home Township
- What do homes cost in Home Township?
- The median home value in Home Township is about $184,000. Individual prices vary by street, size, and condition.
- How active is the Home Township housing market?
- no homes are listed in Home Township right now, and 18 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Home Township?
- Home Township is served by Montabella Community Schools. Its highest-rated assigned school is Montabella Elementary (5/10).
- Is Home Township walkable?
- Home Township scores 1.1/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
