Cedar Lake
Surrounded by nature
Median $210K·Walkability 3.5/10·Schools 4.5/10
Water views across Cedar Lake draw the eye toward tree lines that frame almost every lot in this small lakefront subdivision. Single-family homes—many built around 1989—sit on roughly half-acre parcels with direct sight lines to the water, creek access to Hagar Creek, and room enough for garages and storage. The area lies in Jenison Public Schools territory, about 20 minutes from downtown, and roads here are paved and maintained, so you're not roughing it despite the rural feel. It's the kind of place where you don't need much more than what's on your own land to feel like you've got everything.
Why people love it here
Near the water
- Rock Lake — 0.5 mi
- Cedar Lake: 2 min walk
- Fred Meijer Heartland Trail: 8 min walk
$210K median
- 8 sales in last 12mo
Explore Cedar Lake
Same name, different focus — Cedar Lake is also covered as:
- Cedar Lake Lake Area — lake area details
- Cedar Lake Lake Area — lake area details
Conventional Mortgage Calculator
Median home price in Cedar Lake
Estimated Monthly Payment
$1,426/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
8 homes sold in Cedar Lake this year. Thinking of selling?
See what your home is worthBased on 4 rated schools nearby
Range: 4/10 to 5/10
School District: Montabella Community Schools
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
The Depot
Roadside Park
Unnamed playground
Cedar Lake
Fred Meijer Heartland Trail
Home Township Library
Crime in Cedar Lake is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.
Montcalm County crime & safety stats →To buy a median-priced Cedar Lake home (around $210,000) at today's 6.66% 30-year fixed rate with 20% down, you'd need roughly $38k/year in household income to qualify — an estimated monthly payment of $1,416 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,416/mo | $37,750 |
| 10% (+PMI) | $1,629/mo | $43,448 |
| 5% (+PMI) | $1,701/mo | $45,364 |
Estimates use a 6.66% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$858/yr in electricity from a typical rooftop solar system
Produces ~6,298 kWh/yr · offsets ~60% of a typical home's use
Private well
Based on assessor parcel records
Septic (individual)
Based on assessor parcel records
Resident-arranged private hauler
No municipal trash; residents contract private haulers.
Consumers Energy Co|Tri County Electric Coop (MI) · ~13.6¢/kWh
Primary electric provider; Great Lakes Energy cooperative in pockets.
Confirm by addressNatural gas where available; rural homes often on propane.
Confirm by addressServices for Home · Source: montcalm.us
Utility, solar, and service details for Cedar Lake are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🍕 Restaurants(5)
The Depot
Restaurant
Fast Food
Fast Food
3D's Pizza
Restaurant
Leona's Restaurant
Restaurant
🏫 Schools(5)
🌳 Parks(5)
+2 more within 5 miles
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Cedar Lake? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Cedar Lake
- What do homes cost in Cedar Lake?
- The median home value in Cedar Lake is about $210,000. Individual prices vary by street, size, and condition.
- How active is the Cedar Lake housing market?
- there are 3 homes for sale in Cedar Lake right now, and 8 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Cedar Lake?
- Cedar Lake is served by Montabella Community Schools. Its highest-rated assigned school is Montabella Elementary (5/10).
- Is Cedar Lake walkable?
- Cedar Lake scores 3.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Cedar Lake
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