Holton
Space and nature
6 homes for sale·Median $303K·Walkability 1.3/10·Schools 3.7/10
...and honestly, that's why the area appeals to so many. Twin Lakes is just 1.2 miles away—it's the kind of place where you can fish year-round without feeling like you're chasing some distant weekend escape. The whole township has this agricultural character baked into it; there's still real land around you, the lots run about 11 acres on average, and homes sit around $330K. Holton Days rolls through the last weekend of July if you want a reason to get to know people, and yeah, the Holton Red Devils sports teams have some serious history—like that 1994 state volleyball championship.
Why people love it here
12.2 acre avg lots
- 1,168 homes
Near the water
- Twin Lakes — 1.2 mi
- 10 parks within 1 mile
- Holton Township Park: 8 min bike
- Round Lake: 11 min bike
$66K median household income
- $303K median · 20 sales in last 12mo
Explore Holton
Same name, different focus — Holton is also covered as:
- Holton Community — community details
Conventional Mortgage Calculator
Median home price in Holton
Estimated Monthly Payment
$2,054/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
20 homes sold in Holton this year. Thinking of selling?
See what your home is worthMedian Income
$66K
Household
Median Sale Price
$303K
20 sales in last 12mo
Parcels
1,168
931 residential
Flood Risk
None
Not in flood zone
Nearest Park
Holton Township Park
0.1 mi
Parks Nearby
10
within 1 mile
Nearest Lake
Twin Lakes
1.2 mi
Based on 3 rated schools nearby
Range: 3/10 to 4/10
School District: Holton Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Holton Township Park
Playground in Federal Forest Road 9185 & Holton Duck Lake Rd Area
Round Lake
OSR Y Trail 1994
Muskegon Area District Library Holton Branch
Most of Holton is policed by the Muskegon County Sheriff's Office. Across that jurisdiction in 2024, the most common reported offenses were larceny / theft (274 per 100,000 residents) and burglary (80 per 100,000 residents), per FBI Uniform Crime Reporting.
For perspective, homicide — the most serious crime — was reported at about 0.002% of the population, roughly 1 in 50,000 residents.
| Offense type | Per 100k residents |
|---|---|
| Larceny / theft | 274 |
| Burglary | 80 |
| Aggravated assault | 45 |
| Motor-vehicle theft | 35 |
| Rape | 22 |
| Arson | 7 |
| Homicide | 2 |
| Robbery | 2 |
Reported offenses per 100,000 residents, Muskegon County Sheriff's Office, FBI Uniform Crime Reporting (2024). Figures cover the Muskegon County Sheriff's Office's full jurisdiction (the county's unincorporated areas), not Holton alone. Crime is reported at the jurisdiction level and varies block to block within any community.
To buy a median-priced Holton home (around $302,500) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $47k/year in household income to qualify — an estimated monthly payment of $1,776 (principal, interest, property tax, and insurance).
The typical Holton household earns $65,966 — above what the median home requires. At that income, a buyer can afford roughly $432,000 with 20% down.
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,776/mo | $47,370 |
| 10% (+PMI) | $2,081/mo | $55,489 |
| 5% (+PMI) | $2,183/mo | $58,203 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
4 parcels
Active / pending
Typical Land Value
$6K/acre
Median asking
Median Price
$137K
Per listing
Who actually lends in Holton, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$879/yr in electricity from a typical rooftop solar system
Produces ~6,411 kWh/yr · offsets ~61% of a typical home's use
Private well
Rural township; individual private wells
Septic - individual
No municipal sewer; individual septic
Resident-arranged hauler (Republic/Arrowaste area)
Residents contract their own hauler
Consumers Energy Co · ~13.7¢/kWh
Service splits by location — other areas may be served by Consumers Energy. Confirm by address.
Confirm by addressRegional gas IOU where available; rural may use propane
Confirm by addressSource: holtontownship.com
Utility, solar, and service details for Holton are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Median Income
$66K
Home Value (Census)
$167K
🍕 Restaurants(1)
Restaurant
🏫 Schools(10)
School
Olson School
Brunswick School
Bunce School
+5 more within 5 miles
🌳 Parks(3)
📚 Libraries(1)
Frequently asked about Holton
- What do homes cost in Holton?
- The median home value in Holton is about $302,500. Individual prices vary by street, size, and condition.
- How active is the Holton housing market?
- there are 6 homes for sale in Holton right now, and 20 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Holton?
- Holton is served by Holton Public Schools. Its highest-rated assigned school is Holton Elementary School (4/10).
- Is Holton walkable?
- Holton scores 1.3/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
