Holton
Solid value in a growing area
Median $252K·Walkability 3.7/10·Schools 3.7/10
Drive through this stretch and you're moving through low-density countryside—open land, wooded parcels, the kind of space that comes with acreage. Red Creek runs along some properties out here, and homes sit back from the road with room to breathe: six-acre spreads, pole barns, decks facing the woods. The high school anchors one end. It's rural enough that a quarter-mile setback from the pavement doesn't feel unusual, but close enough to Holton township that you're not completely removed from services.
Why people love it here
$252K median
- 8 sales in last 12mo
Park-rich area
- 10 parks within 1 mile
- Severt Swensen Park: 1 min walk
- Olson Lake: 4 min drive
Conventional Mortgage Calculator
Median home price in Holton
Estimated Monthly Payment
$1,714/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
8 homes sold in Holton this year. Thinking of selling?
See what your home is worthNearest Park
Severt Swensen Park
0.0 mi
Parks Nearby
10
within 1 mile
Based on 3 rated schools nearby
Range: 3/10 to 4/10
School District: Holton Public Schools
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
The Pizza Mill
Effin Bar & Grille
Severt Swensen Park
Unnamed playground
Olson Lake
Unnamed beach
OSR Y Trail 1994
Muskegon Area District Library Holton Branch
Fremont Cinemas
Crime in Holton is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Muskegon County.
Muskegon County crime & safety stats →To buy a median-priced Holton home (around $252,450) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $45k/year in household income to qualify — an estimated monthly payment of $1,679 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,679/mo | $44,776 |
| 10% (+PMI) | $1,933/mo | $51,552 |
| 5% (+PMI) | $2,018/mo | $53,817 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Local Government · area-wide
Holton Township
Source: holtontownship.com · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$887/yr in electricity from a typical rooftop solar system
Produces ~6,472 kWh/yr · offsets ~62% of a typical home's use
Private well
Based on assessor parcel records
Septic (individual)
Based on assessor parcel records
Resident-arranged hauler (Republic/Arrowaste area)
Residents contract their own hauler
Consumers Energy Co · ~13.7¢/kWh
Service splits by location — other areas may be served by Consumers Energy. Confirm by address.
Confirm by addressRegional gas IOU where available; rural may use propane
Confirm by addressServices for Holton · Source: holtontownship.com
Utility, solar, and service details for Holton are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🍕 Restaurants(1)
Restaurant
🏫 Schools(11)
School
Olson School
Brunswick School
Saint Michaels School
+6 more within 5 miles
📚 Libraries(1)
Frequently asked about Holton
- What do homes cost in Holton?
- The median home value in Holton is about $252,450. Individual prices vary by street, size, and condition.
- How active is the Holton housing market?
- there are 2 homes for sale in Holton right now, and 8 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Holton?
- Holton is served by Holton Public Schools. Its highest-rated assigned school is Holton Middle School (4/10).
- Is Holton walkable?
- Holton scores 3.7/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Holton
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.