Grand Haven
Solid value in a growing area
56 homes for sale·Median $446K·Walkability 2.3/10·Schools 5.5/10
The lighthouse beam sweeps across Lake Michigan just nine minutes south, and that proximity shapes everything here—from the summer crowds drawn to the Coast Guard Festival that brings over a million visitors annually, to the steady hum of people converting cottages into year-round homes. Grand Haven Charter Township sits immediately south of the city proper, a rapidly expanding pocket of Ottawa County that's grown 148% since 1980, with manufacturing anchoring about 35% of local jobs. The township sprawls across nearly 19,000 acres of ranch-style homes running around $448K, though you're never far from what you need—grocery stores and restaurants cluster within steps in many areas, and the township's schools draw families who've decided the trade-off between lakeside access and suburban convenience is worth it. Downtown Grand Rapids sits 43 minutes inland if you need it, but most mornings here feel quieter, defined by the pier, the musical fountain that dances to summer concerts, and the state park campground where people actually use their reservations. This is a place where people put down roots not because it's fancy or remote, but because the land, the water, and the jobs are here—and the traffic on US 31 reminds you that thousands of others have reached the same conclusion.
Why people love it here
$96K median household income
- $446K median · 212 sales in last 12mo
Grand Haven High School
- High — 1.6 mi away
- Grand Haven Area
- 4 rated schools in district
Park-rich area
- 5 parks within 1 mile
- Schmidt Heritage Park Trail: 12 min walk
- Unnamed bike path: 12 min walk
Explore Grand Haven
Same name, different focus — Grand Haven is also covered as:
- Grand Haven City — city details
Conventional Mortgage Calculator
Median home price in Grand Haven
Estimated Monthly Payment
$3,024/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
212 homes sold in Grand Haven this year. Thinking of selling?
See what your home is worthBased on 10 rated schools nearby
Range: 2/10 to 8/10
School District: Grand Haven Area Public Schools
Flood Risk
None
Not in flood zone
Nearest Park
Hofma Preserve
0.6 mi
Parks Nearby
5
within 1 mile
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
ALDI
+1 more
Stable Inn
+1 more
Starbucks Coffee Company
Hiway Inn
+1 more
Schmidt Heritage Park
+1 more
Hofma Park Playground
Little Pigeon Creek
+1 more
Unnamed beach
Pathway
dog_park
Schmidt Heritage Park Trail
Scott Flahive Memorial Launch
gym
Walgreens
Loutit District Library
Grand Haven 9
Most of Grand Haven is policed by the Ottawa County Sheriff's Office. Across that jurisdiction in 2024, the most common reported offenses were larceny / theft (518 per 100,000 residents) and aggravated assault (146 per 100,000 residents), per FBI Uniform Crime Reporting.
For perspective, homicide — the most serious crime — was reported at about 0.001% of the population, roughly 1 in 100,000 residents.
| Offense type | Per 100k residents |
|---|---|
| Larceny / theft | 518 |
| Aggravated assault | 146 |
| Burglary | 85 |
| Rape | 52 |
| Motor-vehicle theft | 46 |
| Robbery | 5 |
| Arson | 3 |
| Homicide | 1 |
Reported offenses per 100,000 residents, Ottawa County Sheriff's Office, FBI Uniform Crime Reporting (2024). Figures cover the Ottawa County Sheriff's Office's full jurisdiction (the county's unincorporated areas), not Grand Haven alone. Crime is reported at the jurisdiction level and varies block to block within any community.
To buy a median-priced Grand Haven home (around $445,500) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $72k/year in household income to qualify — an estimated monthly payment of $2,686 (principal, interest, property tax, and insurance).
The typical Grand Haven household earns $96,265 — above what the median home requires. At that income, a buyer can afford roughly $617,000 with 20% down.
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,686/mo | $71,616 |
| 10% (+PMI) | $3,134/mo | $83,572 |
| 5% (+PMI) | $3,284/mo | $87,570 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
12 parcels
Active / pending
Typical Land Value
$49K/acre
Median asking
Median Price
$327K
Per listing
Who actually lends in Grand Haven, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$893/yr in electricity from a typical rooftop solar system
Produces ~6,515 kWh/yr · offsets ~62% of a typical home's use
Grand Haven Charter Township (Northwest Ottawa Water System)
Township water; sourced from NW Ottawa Water Treatment Plant.
Resident-arranged hauler
Residents contract private hauler.
Consumers Energy / SEMCO Energy
Regional gas utility; inferred.
Confirm by addressSource: ghtmi.gov
Utility, solar, and service details for Grand Haven are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Median Income
$96K
Home Value (Census)
$330K
🛒 Grocery(8)
+5 more within 5 miles
🍕 Restaurants(14)
Mancino's Pizza & Grinders
Restaurant
Rock N Thai Cafe Grand Haven
Restaurant
Speedy Cafe
Restaurant
Subway
Restaurant
American Dunes Golf Club
Restaurant
+9 more within 5 miles
☕ Coffee(19)
+16 more within 5 miles
🍺 Bars(16)
+13 more within 5 miles
🏫 Schools(15)
Grand Haven High School
School
Peach Plains School
Griffin School
Bignell School
+10 more within 5 miles
🌳 Parks(5)
+2 more within 5 miles
🚴 Trails(5)
Bike Path
Bike Path
Unnamed bike_path
Bike Path
Forest Park Sub Area Trail
Bike Path
+2 more within 5 miles
⛵ Boat Launches(8)
Boat Launch
Boat Launch
Boat Launch
+5 more within 5 miles
🏥 Hospitals(1)
Hospital
Frequently asked about Grand Haven
- What do homes cost in Grand Haven?
- The median home value in Grand Haven is about $445,500. Individual prices vary by street, size, and condition.
- How active is the Grand Haven housing market?
- there are 56 homes for sale in Grand Haven right now, and 212 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Grand Haven?
- Grand Haven is served by Grand Haven Area Public Schools. Its highest-rated assigned school is Grand Haven High School (8/10).
- Is Grand Haven walkable?
- Grand Haven scores 2.3/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
