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Rosy Mound

Solid value in a growing area

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)
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Median $403K·Walkability 4.2/10·Schools 5.5/10

🏙️28 mito Downtown GR(~57 min drive)
🏞️2 mito Lake Michigan(~5 min drive)

Sunset is when this stretch really shines—golden light hits the dunes just right before you head back down. The main draw is a serious 0.7-mile hike with over 400 stairs climbing through protected dune landscape to reach Lake Michigan, a challenge that keeps the shoreline feeling remote and earned rather than crowded. A shade canopy and boardwalk near the swimming beach offer an easier way in if you'd rather skip the stair workout. The area became one of Michigan's newest protected dune zones in 2004 after a decades-long conservation push that started when local students petitioned for preservation. Parking requires a permit ($8 daily Memorial Day through Labor Day, or $25 annual), and note that dogs aren't allowed in the natural area year-round. Just west of the park, the neighborhood itself mixes Lake Michigan cottages—some vintage, some recently rebuilt with modern kitchens and updated baths—alongside ranch homes on larger lots in developments like Hidden Creek, where you're close enough to walk or bike toward downtown but far enough out to feel removed from the main drag.

Why people love it here

💰Home Values

$403K median

  • 90 sales in last 12mo
🎓Schools
80

White Pines Intermediate School

  • Middle — 1.4 mi away
  • Grand Haven Area
  • 4 rated schools in district
🌲Nature & Outdoors

Park-rich area

  • 15 parks within 1 mile
  • South Beacon Boulevard & Taylor Avenue Area Trail: 1 min walk
  • Unnamed bike path: 1 min walk
Loading map…

Conventional Mortgage Calculator

Median home price in Rosy Mound

Estimated Monthly Payment

$2,732/mo

$
$80,500
20%
%
Principal & Interest $2,08876%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

90 homes sold in Rosy Mound this year. Thinking of selling?

See what your home is worth
5.5
/10 avg
Average schools

Based on 10 rated schools nearby

Range: 2/10 to 8/10

School District: Grand Haven Area Public Schools

8Grand Haven High SchoolHigh · 09-12 · 1,732 students · 18:1 · Assigned · 1.5 mi
8White Pines Intermediate SchoolMiddle · 05-08 · 762 students · 15:1 · Assigned · 1.4 mi
6Rosy Mound SchoolElementary · PK-04 · 293 students · 15:1 · Assigned · 0.5 mi
6Lakeshore Middle SchoolMiddle · 07-08 · 760 students · 16:1 · Assigned · 1.7 mi

Walkability

4.2

Fair

Overall walkability score out of 10

🛒Daily Errands— Grocery, pharmacy
6.0
🍽️Dining— Restaurants, cafes, bars
4.9
🌳Nature— Parks, trails
2.4
🚌Transit— Bus stops, stations
0.0
💪Fitness— Gyms, recreation
1.5

Based on actual walk/bike/drive times to nearby amenities via Mapbox

🛒Grocery Stores
Short walk

ALDI

7 minwalk· 3 min bike· <1 min drive
Walmart Supercenter
8 minbike
Meijer
9 minbike
D&W
9 minbike

+1 more

🍽️Restaurants
Short walk

Speedy Cafe

8 minwalk· 3 min bike· 1 min drive
Subway
7 minbike
D & W Deli Cafe
9 minbike
Taco Jalisco
10 minbike

+1 more

☕Coffee Shops
Bikeable

Starbucks Coffee Company

9 minbike· 21 min walk· 3 min drive
West Michigan Nutrition
10 minbike
🍺Bars & Breweries
Quick drive

JW's Food & Spirits

5 mindrive· 16 min bike
Hiway Inn
5 mindrive
Highway Inn
5 mindrive
The Dragon & The Mermaid
6 mindrive
🌳Parks
Bikeable

DePersia South Highlands Nature Preserve

7 minbike· 18 min walk· 3 min drive
🛝Playgrounds
Bikeable

Unnamed playground

11 minbike· 29 min walk· 3 min drive
🏞️Lakes & Water
Quick drive

Little Pigeon Creek

8 mindrive
Smith Bayou
10 mindrive
Spring Lake
12 mindrive
🏖️Beaches
Short drive

Unnamed beach

5 mindrive· 23 min walk
🥾Hiking Trails
Bikeable

Pathway

11 minbike· 3 min drive
🐕Dog Parks
Quick drive

Eastern Park Dog Park

7 mindrive
dog_park
7 mindrive
🚴Bike Paths
Easy walk

South Beacon Boulevard & Taylor Avenue Area Trail

<1 minwalk· <1 min bike· <1 min drive
Unnamed bike path
<1 minwalk
⛵Boat Launches
Quick drive

Scott Flahive Memorial Launch

7 mindrive
Grand Haven Municipal Launch
11 mindrive
Mill Point Park Launch
9 mindrive
Lloyds Bayou Launch
15 mindrive
💪Gyms & Fitness
Short drive

gym

4 mindrive· 14 min bike
💊Pharmacies
Bikeable

Walgreens

11 minbike· 28 min walk· 3 min drive
📚Libraries
Quick drive

Loutit District Library

7 mindrive· 17 min bike
Spring Lake District Library
10 mindrive
🎬Movie Theaters
Short walk

Grand Haven 9

8 minwalk· 4 min bike· 1 min drive

Crime in Rosy Mound is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.

Ottawa County crime & safety stats →

To buy a median-priced Rosy Mound home (around $402,500) at today's 6.66% 30-year fixed rate with 20% down, you'd need roughly $72k/year in household income to qualify — an estimated monthly payment of $2,713 (principal, interest, property tax est., and insurance).

Down paymentMonthly paymentIncome needed
20% $2,713/mo$72,354
10% (+PMI)$3,123/mo$83,276
5% (+PMI)$3,261/mo$86,948

Estimates use a 6.66% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Rosy Mound cost-of-living breakdown →

Land for sale

Listings

6 parcels

Active / pending

Typical Land Value

$93K/acre

Median asking

Median Price

$171K

Per listing

Multifamily for sale

Listings

1 building

Active / pending

Median Price

$357K

Per building

Price Per Unit

$179K

Median

Dominant StyleContemporary
ConstructionBlock, Other
RoofComposition
HeatingForced Air
Central Air100%
Fireplace30%
SewerPublic
WaterPublic
Waterfront5%
Water Bodies
Lake Michigan

Who actually lends in Rosy Mound, and how homes here are financed — from 2024 federal mortgage records.

Home purchases~78 loans · $25M

Loans to buy a home

Conventional 93%FHA 3%VA 5%

Most active lenders

1Lake Michigan Credit Union43%
2United Shore Financial Services, LLC16%
3GREENSTATE Credit Union7%
4Triad Financial Services, INC.5%
5Mortgage 1 Incorporated4%
Refinances~32 loans · $6M

Homeowners refinancing an existing mortgage

Conventional 83%FHA 13%VA 5%

Most active lenders

1Lake Michigan Credit Union24%
2Rocket Mortgage, LLC15%
3Fifth Third Bank, National Association13%
4United Shore Financial Services, LLC10%
5Consumers Credit Union9%

Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.

Local Government · area-wide

Grand Haven Charter Township

616-842-5988Website

Source: ghtmi.gov · unconfirmed

Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.

Solar potential

~$889/yr in electricity from a typical rooftop solar system

Produces ~6,488 kWh/yr · offsets ~62% of a typical home's use

Waterunconfirmed

Municipal / public water

Based on assessor parcel records

Sewerunconfirmed

Municipal sewer

Based on assessor parcel records

Trashunconfirmed

Resident-arranged hauler

Residents contract private hauler.

Electricvaries by address

Consumers Energy Co · ~13.7¢/kWh

Regional IOU; inferred.

Confirm by address
Natural Gasvaries by address

Consumers Energy / SEMCO Energy

Regional gas utility; inferred.

Confirm by address
Police

Ottawa County Sheriff's Office

Contracts four COPS deputies through Ottawa County Sheriff.

Fire

Grand Haven Charter Township Fire/Rescue

Township paramedic-level fire/rescue dept.

Services for Grand Haven · Source: ghtmi.gov

Utility, solar, and service details for Rosy Mound are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.

🛒 Grocery(8)

Aldi

Grocery Store

0.3 mimap
Meijer

Grocery Store

0.7 mimap

D&W

Grocery Store

1.0 mimap

+5 more within 5 miles

🍕 Restaurants(10)

Speedy Cafe

Restaurant

0.3 mimap

Subway

Restaurant

0.4 mimap

Pizza Hut

Restaurant

1.0 mimap

D & W Deli Cafe

Restaurant

1.0 mimap

Taco Jalisco

Restaurant

1.0 mimap

+5 more within 5 miles

☕ Coffee(17)

Starbucks Coffee Company

Café

0.7 mimap

West Michigan Nutrition

Café

1.1 mimap

Tim Hortons

Café

1.2 mimap

+14 more within 5 miles

🍺 Bars(14)

Hiway Inn

Bar

2.0 mimap

Highway Inn

Bar

2.0 mimap

The Dragon & The Mermaid

Bar

2.0 mimap

+11 more within 5 miles

🏫 Schools(15)

Rosy Mound School
0.5 mimap

Griffin School

1.3 mimap

Grand Haven High School

School

1.4 mimap

White Pines Intermediate School

1.5 mimap

Mary A. White Elementary School

School

1.5 mimap

+10 more within 5 miles

💪 Gyms(2)

Planet Fitness

Fitness Center

1.4 mimap

Rhoda's Body Shop

Fitness Center

4.1 mimap

🌳 Parks(5)

DePersia South Highlands Nature Preserve

0.6 mimap

Rosy Mound Natural Area

0.6 mimap

Campers Paradise

0.7 mimap

+2 more within 5 miles

🐕 Dog Parks(4)

Dog Park in Gluecks Sub Area

Dog Park

2.4 mimap

Eastern Park Dog Park

Dog Park

2.4 mimap

Dog Park in South Holiday Hills Area

Dog Park

4.0 mimap

+1 more within 5 miles

🚴 Trails(7)

South Beacon Boulevard & Taylor Avenue Area Trail

Bike Path

65mmap

Lakeshore Trail

Bike Path

65mmap

Bike Path

Bike Path

69mmap

+4 more within 5 miles

⛵ Boat Launches(6)

Scott Flahive Memorial Launch

Boat Launch

2.4 mimap
Mill Point Park Launch

Boat Launch

3.2 mimap
Grand Haven Municipal Launch

Boat Launch

3.2 mimap

+3 more within 5 miles

💊 Pharmacies(3)

Walgreens

Pharmacy

1.1 mimap

Walgreens

Pharmacy

2.6 mimap

Rite Aid

Pharmacy

3.8 mimap

🏥 Hospitals(1)

North Ottawa Community Hospital

Hospital

1.5 mimap

📚 Libraries(2)

Loutit District Library

2.4 mimap

Spring Lake District Library

3.5 mimap
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Rosy Mound? Our team can help with availability, schools, and what it's really like to live here.

Call

Frequently asked about Rosy Mound

What do homes cost in Rosy Mound?
The median home value in Rosy Mound is about $402,500. Individual prices vary by street, size, and condition.
How active is the Rosy Mound housing market?
there are 30 homes for sale in Rosy Mound right now, and 90 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
What schools serve Rosy Mound?
Rosy Mound is served by Grand Haven Area Public Schools. Its highest-rated assigned school is Grand Haven High School (8/10).
Is Rosy Mound walkable?
Rosy Mound scores 4.2/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.

Top contributors in Rosy Mound

Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.

GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Rosy Mound? Our team can help.

Call
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Conventional Mortgage Calculator

Median in Rosy Mound

Estimated Monthly Payment

$2,732/mo

$
$80,500
20%
%
Principal & Interest $2,08876%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

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