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Snug Harbor

Solid value in a growing area

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)
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Median $381K·Walkability 1.8/10·Schools 6.3/10

🏙️26 mito Downtown GR(~52 min drive)
🏞️3 mito Lake Michigan(~6 min drive)

Sandwiched between Grand Haven charter township and the waterways that define this corner of West Michigan, this area draws its character from cul-de-sac living and proximity to the Grand River—homes here sit on generous lots with the kind of water access that makes boating and fishing more than weekend plans. Manicured lawns and community gathering spaces anchor the subdivisions, while bike paths thread through the neighborhood, connecting residents to shopping and schools without the feeling of being hemmed in. The river itself shapes everyday life out here; whether you're launching a boat or simply watching the current from your back deck, it's the real neighbor. Ranch homes with open floor plans dominate the landscape, their cathedral ceilings and sliding glass doors all oriented toward the water views that justify the commute inland from Lake Michigan beaches and downtown Grand Haven.

Why people love it here

💰Home Values

$381K median

  • 92 sales in last 12mo
🎓Schools
80

Peach Plains School

  • Elementary — 0.4 mi away
  • Grand Haven Area
  • 4 rated schools in district
🌲Nature & Outdoors

Park-rich area

  • 5 parks within 1 mile
  • Pottawattomie Park: 3 min walk
  • Grand River Explorers Trail: 11 min walk

Notable nearby

🛝Walk to a playground— Unnamed playground is a 4 min walk
Loading map…

Conventional Mortgage Calculator

Median home price in Snug Harbor

Estimated Monthly Payment

$2,587/mo

$
$76,200
20%
%
Principal & Interest $1,97776%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

92 homes sold in Snug Harbor this year. Thinking of selling?

See what your home is worth
6.3
/10 avg
Above average schools

Based on 15 rated schools nearby

Range: 2/10 to 9/10

School District: Grand Haven Area Public Schools

8Grand Haven High SchoolHigh · 09-12 · 1,732 students · 18:1 · Assigned · 2.4 mi
8Peach Plains SchoolElementary · PK-04 · 328 students · 14:1 · Assigned · 0.4 mi
8White Pines Intermediate SchoolMiddle · 05-08 · 762 students · 15:1 · Assigned · 1.8 mi
6Lakeshore Middle SchoolMiddle · 07-08 · 760 students · 16:1 · Assigned · 2.8 mi

Walkability

1.8

Car-dependent

Overall walkability score out of 10

🛒Daily Errands— Grocery, pharmacy
0.0
🍽️Dining— Restaurants, cafes, bars
0.8
🌳Nature— Parks, trails
3.5
🚌Transit— Bus stops, stations
0.0
💪Fitness— Gyms, recreation
0.0

Based on actual walk/bike/drive times to nearby amenities via Mapbox

🛒Grocery Stores
Short drive

Walmart Supercenter

5 mindrive· 18 min bike
Meijer
5 mindrive
D&W
5 mindrive
D&W Fresh Market
5 mindrive

+1 more

🍽️Restaurants
Short drive

Casa de Churros

4 mindrive· 15 min bike
Wesco
4 mindrive
D & W Deli Cafe
5 mindrive
☕Coffee Shops
Short drive

Starbucks Coffee Company

5 mindrive· 18 min bike
Whipped Cafe' & Creamery
6 mindrive
🍺Bars & Breweries
Quick drive

Hiway Inn

5 mindrive· 17 min bike
Highway Inn
5 mindrive
The Dragon & The Mermaid
6 mindrive
🌳Parks
Easy walk

Pottawattomie Park

3 minwalk· 1 min bike· 2 min drive
🛝Playgrounds
Easy walk

Unnamed playground

4 minwalk· 2 min bike· 2 min drive
Pottawattomie Park Playground
4 minwalk
🏞️Lakes & Water
Quick drive

Connor Bayou

8 mindrive
🏖️Beaches
Quick drive

Unnamed beach

9 mindrive
🥾Hiking Trails
Quick drive

Pathway

5 mindrive
🐕Dog Parks
Quick drive

Eastern Park Dog Park

6 mindrive· 19 min bike
dog_park
6 mindrive
🚴Bike Paths
Walkable

Grand River Explorers Trail

11 minwalk· 4 min bike· 2 min drive
⛵Boat Launches
Quick drive

Scott Flahive Memorial Launch

7 mindrive· 18 min bike
Mill Point Park Launch
11 mindrive
💪Gyms & Fitness
Quick drive

gym

7 mindrive
💊Pharmacies
Quick drive

Walgreens

5 mindrive· 19 min bike
📚Libraries
Quick drive

Loutit District Library

9 mindrive
🎬Movie Theaters
Quick drive

Grand Haven 9

5 mindrive· 20 min bike

Crime in Snug Harbor is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.

Ottawa County crime & safety stats →

To buy a median-priced Snug Harbor home (around $381,000) at today's 6.66% 30-year fixed rate with 20% down, you'd need roughly $68k/year in household income to qualify — an estimated monthly payment of $2,568 (principal, interest, property tax est., and insurance).

Down paymentMonthly paymentIncome needed
20% $2,568/mo$68,489
10% (+PMI)$2,956/mo$78,828
5% (+PMI)$3,086/mo$82,304

Estimates use a 6.66% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Snug Harbor cost-of-living breakdown →

Land for sale

Listings

2 parcels

Active / pending

Median Price

$223K

Per listing

Dominant StyleRanch
ConstructionVinyl Siding
RoofComposition
HeatingForced Air
Central Air100%
Fireplace21%
SewerSeptic Tank
WaterPublic
Waterfront4%
Water Bodies
Grand RiverPottawattomie Bayou

Who actually lends in Snug Harbor, and how homes here are financed — from 2024 federal mortgage records.

Home purchases~106 loans · $29M

Loans to buy a home

Conventional 92%FHA 2%VA 6%

Most active lenders

1Lake Michigan Credit Union35%
2Triad Financial Services, INC.18%
3Fifth Third Bank, National Association8%
4United Shore Financial Services, LLC8%
5Rocket Mortgage, LLC5%
Refinances~70 loans · $12M

Homeowners refinancing an existing mortgage

Conventional 89%FHA 9%VA 2%

Most active lenders

1Lake Michigan Credit Union20%
2Rocket Mortgage, LLC18%
3Fifth Third Bank, National Association17%
4The Huntington National Bank15%
5Consumers Credit Union9%

Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.

Local Government · area-wide

Grand Haven Charter Township

616-842-5988Website

Source: ghtmi.gov · unconfirmed

Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.

Solar potential

~$890/yr in electricity from a typical rooftop solar system

Produces ~6,489 kWh/yr · offsets ~62% of a typical home's use

Waterunconfirmed

Municipal / public water

Based on assessor parcel records

Sewerunconfirmed

Septic (individual)

Based on assessor parcel records

Trashunconfirmed

Resident-arranged hauler

Residents contract private hauler.

Electricvaries by address

Consumers Energy Co · ~13.7¢/kWh

Regional IOU; inferred.

Confirm by address
Natural Gasvaries by address

Consumers Energy / SEMCO Energy

Regional gas utility; inferred.

Confirm by address
Police

Ottawa County Sheriff's Office

Contracts four COPS deputies through Ottawa County Sheriff.

Fire

Grand Haven Charter Township Fire/Rescue

Township paramedic-level fire/rescue dept.

Services for Grand Haven · Source: ghtmi.gov

Utility, solar, and service details for Snug Harbor are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.

🛒 Grocery(9)

D&W

Grocery Store

1.9 mimap

D&W Fresh Market

Grocery Store

1.9 mimap

Aldi

Grocery Store

2.0 mimap

+6 more within 5 miles

🍕 Restaurants(11)

Casa de Churros

Restaurant

1.3 mimap

Wesco

Restaurant

1.5 mimap

D & W Deli Cafe

Restaurant

1.9 mimap
Little Caesars

Fast Food

2.0 mimap

Cumin Fresh Indian Kitchen

Restaurant

2.0 mimap

+6 more within 5 miles

☕ Coffee(17)

Starbucks Coffee Company

Café

2.0 mimap

Whipped Cafe' & Creamery

Café

2.1 mimap

Tim Hortons

Café

2.3 mimap

+14 more within 5 miles

🍺 Bars(15)

Hiway Inn

Bar

2.0 mimap

Highway Inn

Bar

2.0 mimap

The Dragon & The Mermaid

Bar

2.1 mimap

+12 more within 5 miles

🏫 Schools(16)

Peach Plains School

0.4 mimap

Bignell School

0.8 mimap

Griffin School

1.8 mimap

White Pines Intermediate School

1.9 mimap
Rosy Mound School
2.2 mimap

+11 more within 5 miles

💪 Gyms(2)

Planet Fitness

Fitness Center

2.5 mimap

Rhoda's Body Shop

Fitness Center

2.9 mimap

🌳 Parks(6)

Pottawattomie Park

135mmap

Hofma Preserve

1.2 mimap

Park

1.2 mimap

+3 more within 5 miles

🐕 Dog Parks(4)

Eastern Park Dog Park

Dog Park

2.3 mimap

Dog Park in Gluecks Sub Area

Dog Park

2.3 mimap

Coast Guard Park Dog Park

Dog Park

4.9 mimap

+1 more within 5 miles

🚴 Trails(4)

Grand River Explorers Trail

Bike Path

0.5 mimap

Bike Path

Bike Path

0.5 mimap

Unnamed bike_path

Bike Path

0.5 mimap

+1 more within 5 miles

⛵ Boat Launches(9)

Indian Channel Launch

Boat Launch

1.6 mimap
Scott Flahive Memorial Launch

Boat Launch

2.2 mimap
Lloyds Bayou Launch

Boat Launch

2.7 mimap

+6 more within 5 miles

💊 Pharmacies(3)

Walgreens

Pharmacy

2.1 mimap

Rite Aid

Pharmacy

3.0 mimap

Walgreens

Pharmacy

3.1 mimap

🏥 Hospitals(1)

North Ottawa Community Hospital

Hospital

2.8 mimap

📚 Libraries(2)

Spring Lake District Library

3.0 mimap

Loutit District Library

3.2 mimap
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Snug Harbor? Our team can help with availability, schools, and what it's really like to live here.

Call

Frequently asked about Snug Harbor

What do homes cost in Snug Harbor?
The median home value in Snug Harbor is about $381,000. Individual prices vary by street, size, and condition.
How active is the Snug Harbor housing market?
there are 20 homes for sale in Snug Harbor right now, and 92 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
What schools serve Snug Harbor?
Snug Harbor is served by Grand Haven Area Public Schools. Its highest-rated assigned school is Grand Haven High School (8/10).
Is Snug Harbor walkable?
Snug Harbor scores 1.8/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.

Top contributors in Snug Harbor

Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.

GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Snug Harbor? Our team can help.

Call
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Conventional Mortgage Calculator

Median in Snug Harbor

Estimated Monthly Payment

$2,587/mo

$
$76,200
20%
%
Principal & Interest $1,97776%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

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