Deerfield
Solid value in a growing area
2 homes for sale·Median $333K·Schools 4.7/10
Most people driving through this part of west Michigan expect rural quiet and nothing more—then they realize the restaurants and services are closer than they thought. A coffee shop sits about 2.8 miles away, and when hunger hits, you're only steps from a restaurant, so you're not stranded out here. The nearest grocery runs about 3.1 miles, which means your daily errands don't eat up a morning. What really defines the area, though, is the land itself: properties tend to sprawl across several acres, often wrapped in woods, with ponds, creeks, and rolling terrain that draws folks looking for space to actually *do* something with. You'll see barns, pole structures, greenhouses—the kind of setups that suggest people here aren't just living in the country, they're using it.
Why people love it here
$58K median household income
- $333K median · 10 sales in last 12mo
Near the water
- West Canadian Lake — 1.6 mi
Explore Deerfield
Same name, different focus — Deerfield is also covered as:
- Deerfield Subdivision — the subdivision and its homes
Mortgage Calculator
Median home price in Deerfield
Estimated Monthly Payment
$2,257/mo
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. This is not a commitment to lend or an offer of credit. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Lender. NMLS Consumer Access
10 homes sold in Deerfield this year. Thinking of selling?
See what your home is worthBased on 3 rated schools nearby
Range: 4/10 to 6/10
School District: Morley Stanwood Community Schools
Most of Deerfield is policed by the Mecosta County Sheriff's Office. Across that jurisdiction in 2024, the most common reported offenses were larceny / theft (598 per 100,000 residents) and aggravated assault (259 per 100,000 residents), per FBI Uniform Crime Reporting.
For perspective, homicide — the most serious crime — was reported at about 0.003% of the population, roughly 1 in 33,000 residents.
| Offense type | Per 100k residents |
|---|---|
| Larceny / theft | 598 |
| Aggravated assault | 259 |
| Burglary | 116 |
| Rape | 33 |
| Motor-vehicle theft | 33 |
| Arson | 9 |
| Homicide | 3 |
| Robbery | 3 |
Reported offenses per 100,000 residents, Mecosta County Sheriff's Office, FBI Uniform Crime Reporting (2024). Figures cover the Mecosta County Sheriff's Office's full jurisdiction (the county's unincorporated areas), not Deerfield alone. Crime is reported at the jurisdiction level and varies block to block within any community.
To buy a median-priced Deerfield home (around $332,500) at today's 6.43% 30-year fixed rate with 20% down, you'd need roughly $50k/year in household income to qualify — an estimated monthly payment of $1,893 (principal, interest, property tax, and insurance).
The typical Deerfield household earns $57,535 — above what the median home requires. At that income, a buyer can afford roughly $382,000 with 20% down.
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,893/mo | $50,476 |
| 10% (+PMI) | $2,226/mo | $59,365 |
| 5% (+PMI) | $2,337/mo | $62,332 |
Estimates use a 6.43% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not an APR or a commitment to lend — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Median Price
$60K
Per listing
Who actually lends in Deerfield, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government
Deerfield Township
unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Private well
Rural township; individual wells.
Septic - individual
On-site septic.
Resident-arranged private hauler
No municipal collection.
Service splits by location — other areas may be served by Great Lakes Energy. Confirm by address.
Confirm by addressConsumers Energy / SEMCO / propane (LP)
Rural areas often LP/propane.
Confirm by addressArea township/volunteer fire department (county mutual aid)
Rural fire coverage via nearest township department / county mutual aid.
Source: findenergy.com
Utility, solar, and service details for Deerfield are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Median Income
$58K
Home Value (Census)
$159K
Frequently asked about Deerfield
- What do homes cost in Deerfield?
- The median home value in Deerfield is about $332,500. Individual prices vary by street, size, and condition.
- How active is the Deerfield housing market?
- there are 2 homes for sale in Deerfield right now, and 10 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Deerfield?
- Deerfield is served by Morley Stanwood Community Schools. Its highest-rated assigned school is Morley Stanwood High School (6/10).
