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Home/Neighborhoods/Mason County/Deerfield Township

Deerfield Township

Solid value in a growing area

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)

The quick answer

Deerfield Township is a township, part of Morley Stanwood Community Schools. Homes here typically sell for around $263,000.

Jump to:Is it a good place to live?·What it costs to live here·How safe is it?

2 homes for sale·Median $263K·Schools 4.7/10

Most people driving through this part of west Michigan expect rural quiet and nothing more—then they realize the restaurants and services are closer than they thought. A coffee shop sits about 2.8 miles away, and when hunger hits, you're only steps from a restaurant, so you're not stranded out here. The nearest grocery runs about 3.1 miles, which means your daily errands don't eat up a morning. What really defines the area, though, is the land itself: properties tend to sprawl across several acres, often wrapped in woods, with ponds, creeks, and rolling terrain that draws folks looking for space to actually *do* something with. You'll see barns, pole structures, greenhouses—the kind of setups that suggest people here aren't just living in the country, they're using it.

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Why people love it here

💰Home Values

$58K median household income

  • $263K median · 9 sales in last 12mo
🌊Nature & Outdoors

Near the water

  • West Canadian Lake — 1.6 mi

Conventional Mortgage Calculator

Median home price in Deerfield Township

Estimated Monthly Payment

$1,785/mo

$
$52,600
20%
%
Principal & Interest $1,36576%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

9 homes sold in Deerfield Township this year. Thinking of selling?

See what your home is worth

Median Income

$58K

Household

Median Sale Price

$263K

9 sales in last 12mo

Expected Rent

$1,075/mo

$1,000 – $1,175 · estimated range

4.7
/10 avg
Average schools

Based on 3 rated schools nearby

Range: 4/10 to 6/10

School District: Morley Stanwood Community Schools

6Morley Stanwood High SchoolHigh · 09-12 · 362 students · 22:1 · 3.3 mi
4Morley Stanwood Elementary SchoolElementary · PK-05 · 461 students · 17:1 · 3.4 mi
4Morley Stanwood Middle SchoolMiddle · 06-08 · 226 students · 15:1 · 3.4 mi

Most of Deerfield Township is policed by the Mecosta County Sheriff's Office. Across that jurisdiction in 2024, the most common reported offenses were larceny / theft (598 per 100,000 residents) and aggravated assault (259 per 100,000 residents), per FBI Uniform Crime Reporting.

For perspective, homicide — the most serious crime — was reported at about 0.003% of the population, roughly 1 in 33,000 residents.

Offense typePer 100k residents
Larceny / theft598
Aggravated assault259
Burglary116
Rape33
Motor-vehicle theft33
Arson9
Homicide3
Robbery3

Reported offenses per 100,000 residents, Mecosta County Sheriff's Office, FBI Uniform Crime Reporting (2024). Figures cover the Mecosta County Sheriff's Office's full jurisdiction (the county's unincorporated areas), not Deerfield Township alone. Crime is reported at the jurisdiction level and varies block to block within any community.

Full Deerfield Township crime & safety report →

To buy a median-priced Deerfield Township home (around $263,000) at today's 6.67% 30-year fixed rate with 20% down, you'd need roughly $41k/year in household income to qualify — an estimated monthly payment of $1,553 (principal, interest, property tax, and insurance).

The typical Deerfield Township household earns $57,535 — above what the median home requires. At that income, a buyer can afford roughly $373,000 with 20% down.

Down paymentMonthly paymentIncome needed
20% $1,553/mo$41,412
10% (+PMI)$1,821/mo$48,554
5% (+PMI)$1,911/mo$50,955

Estimates use a 6.67% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Deerfield Township cost-of-living breakdown →

Land for sale

Listings

1 parcel

Active / pending

Median Price

$60K

Per listing

Who actually lends in Deerfield Township, and how homes here are financed — from 2024 federal mortgage records.

Home purchases~14 loans · $3M

Loans to buy a home

Conventional 80%FHA 11%VA 6%USDA 3%

Most active lenders

1Lake Michigan Credit Union14%
2United Shore Financial Services, LLC13%
3Guild Mortgage Company12%
4Isabella Bank7%
5Mortgage 1 Incorporated7%

Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.

Local Government

Deerfield Township

unconfirmed

Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.

Waterunconfirmed

Private well

Rural township; individual wells.

Sewerunconfirmed

Septic - individual

On-site septic.

Trashunconfirmed

Resident-arranged private hauler

No municipal collection.

Electricvaries by address

Consumers Energy

Service splits by location — other areas may be served by Great Lakes Energy. Confirm by address.

Confirm by address
Natural Gasvaries by address

Consumers Energy / SEMCO / propane (LP)

Rural areas often LP/propane.

Confirm by address
Police

Mecosta County Sheriff

No local PD; county sheriff.

Fireunconfirmed

Area township/volunteer fire department (county mutual aid)

Rural fire coverage via nearest township department / county mutual aid.

Source: findenergy.com

Utility, solar, and service details for Deerfield Township are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.

Median Income

$58K

Home Value (Census)

$159K

Expected Rent

$1,075/mo

$1,000 – $1,175 · estimated range

GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Deerfield Township? Our team can help with availability, schools, and what it's really like to live here.

Call

Living in Deerfield Township: the details

Is Deerfield Township a good place to live?

Deerfield Township suits buyers looking for green space nearby — here is what the data shows. This township is part of Morley Stanwood Community Schools. The going price is around $263,000.

What does it cost to live in Deerfield Township?

The median home value in Deerfield Township is about $263,000. There are 2 homes for sale here right now and 9 homes sold here in the past year.

Frequently asked about Deerfield Township

What do homes cost in Deerfield Township?
The median home value in Deerfield Township is about $263,000. Individual prices vary by street, size, and condition.
How active is the Deerfield Township housing market?
there are 2 homes for sale in Deerfield Township right now, and 9 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
What schools serve Deerfield Township?
Deerfield Township is served by Morley Stanwood Community Schools. Its highest-rated assigned school is Morley Stanwood High School (6/10).

Top contributors in Deerfield Township

Data sources: census · Updated 8/2/2026
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Deerfield Township? Our team can help.

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Conventional Mortgage Calculator

Median in Deerfield Township

Estimated Monthly Payment

$1,785/mo

$
$52,600
20%
%
Principal & Interest $1,36576%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

Micro Communities(3)

Borland
B

Borland

Higbee Corner
H

Higbee Corner

Rustford
R

Rustford

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