Borland
Solid value in a growing area
Median $288K·Walkability 3.3/10·Schools 4.7/10
The unpaved road in arrives quiet, dust rising off the dirt in summer, the landscape opening to woods and acreage on either side. This stretch of Mecosta County feels removed from the world—a handful of homes scattered across wooded lots, most sitting on several acres, the kind of place where a pole barn or fenced pasture isn't decoration but part of the daily rhythm. The general store that once anchored this hamlet has long since crumbled, and the water tower stands as a skeletal reminder of the railroad days when this was called Bell Crossing and lumber moved through on the rails. Now it's quieter, known mostly to locals and the occasional traveler who passes without noticing—a former farming community where the land itself, dense and private, is what remains. About ten miles south of Big Rapids, in Deerfield Township, the real estate here speaks to what draws people out here: hardwood floors and updated kitchens in ranch homes on five, ten, or thirty acres; pole barns for equipment; wells and generators. The appeal isn't in the name or the history—it's in the space, the trees, and the distance from the noise.
Why people love it here
$288K median
- Based on 3yr sales
Conventional Mortgage Calculator
Median home price in Borland
Estimated Monthly Payment
$1,955/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 3 rated schools nearby
Range: 4/10 to 6/10
School District: Morley Stanwood Community Schools
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Subway
Morley Pond
The Dragon Trail - Segment #5
White Pine Trail
Crime in Borland is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Mecosta County.
Mecosta County crime & safety stats →To buy a median-priced Borland home (around $288,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $51k/year in household income to qualify — an estimated monthly payment of $1,916 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,916/mo | $51,082 |
| 10% (+PMI) | $2,205/mo | $58,811 |
| 5% (+PMI) | $2,302/mo | $61,396 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Local Government · area-wide
Deerfield Township
unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$898/yr in electricity from a typical rooftop solar system
Produces ~6,393 kWh/yr · offsets ~61% of a typical home's use
Private well
Based on assessor parcel records
Septic - individual
On-site septic.
Resident-arranged private hauler
No municipal collection.
Consumers Energy · ~14.0¢/kWh
Service splits by location — other areas may be served by Great Lakes Energy. Confirm by address.
Confirm by addressConsumers Energy / SEMCO / propane (LP)
Rural areas often LP/propane.
Confirm by addressArea township/volunteer fire department (county mutual aid)
Rural fire coverage via nearest township department / county mutual aid.
Services for Deerfield · Source: findenergy.com
Utility, solar, and service details for Borland are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Nearest Park
Davis Bridge Park
5.5 mi
Parks Nearby
0
within 1 mile
Frequently asked about Borland
- What do homes cost in Borland?
- The median home value in Borland is about $288,000. Individual prices vary by street, size, and condition.
- How active is the Borland housing market?
- there is 1 home for sale in Borland right now. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Borland?
- Borland is served by Morley Stanwood Community Schools. Its highest-rated assigned school is Morley Stanwood High School (6/10).
- Is Borland walkable?
- Borland scores 3.3/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Borland
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