Croton
Surrounded by nature
13 homes for sale·Median $375K·Walkability 0.5/10·Schools 5.0/10
If you want to talk about Michigan engineering history over a beer, you've got to know about Croton Township — it's home to the Croton Dam, which back in 1907 became the first hydroelectric facility in the world to transmit power over 110,000-volt lines, drawing engineers from Russia, England, France, Italy, Japan, and India just to see how it worked. The dam still stands on the Muskegon River as a National Register landmark, and the township itself spreads across 36 square miles of what feels like genuine West Michigan — a mix of suburban and rural living where homes typically run around $432K. You're about 46 minutes from downtown Grand Rapids if you need the city, but honestly, most people here are staying put. There's Conklin Park, a 12-acre spot with baseball fields, tennis courts, and a Frisbee golf course right there overlooking the dam pond, plus the North Country Trail cuts through with nearly 38 miles of hiking throughout the area. The township's got roots going back to 1840 when it was built around a sawmill, and while the original village got partially submerged when the reservoir filled a century ago, that just adds to the character — you're living on land with real history baked in.
Why people love it here
Lake life
- Bills Lake within walking distance
- MK Conklin Park: 3 min drive
- North Country National Scenic Trail: 4 min drive
$71K median household income
- $375K median · 39 sales in last 12mo
Explore Croton
Same name, different focus — Croton is also covered as:
- Croton Community — community details
Conventional Mortgage Calculator
Median home price in Croton
Estimated Monthly Payment
$2,546/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
39 homes sold in Croton this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
MK Conklin Park
2.3 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Bills Lake
0.0 mi
Based on 4 rated schools nearby
Range: 4/10 to 6/10
School District: Newaygo Public School District
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Driftwood Bar and Grill
MK Conklin Park
Croton Dam Pond
Beach in Village Of Croton Area
North Country National Scenic Trail
To buy a median-priced Croton home (around $375,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $59k/year in household income to qualify — an estimated monthly payment of $2,212 (principal, interest, property tax, and insurance).
The typical Croton household earns $70,938 — above what the median home requires. At that income, a buyer can afford roughly $458,000 with 20% down.
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,212/mo | $59,000 |
| 10% (+PMI) | $2,590/mo | $69,064 |
| 5% (+PMI) | $2,716/mo | $72,429 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
5 parcels
Active / pending
Typical Land Value
$31K/acre
Median asking
Median Price
$50K
Per listing
Who actually lends in Croton, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$912/yr in electricity from a typical rooftop solar system
Produces ~6,379 kWh/yr · offsets ~61% of a typical home's use
Private well
Rural township; private wells typical.
Septic - individual
Rural township; individual septic typical (lakefront areas may have shared systems).
Resident-arranged private hauler
Residents arrange private trash haulers.
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Regional IOU; Croton Dam (hydro) is a Consumers facility.
Confirm by addressPropane / LP (no piped gas)
Rural township; likely propane.
Confirm by addressSource: crotontownship.org
Utility, solar, and service details for Croton are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Median Income
$71K
Home Value (Census)
$214K
Frequently asked about Croton
- What do homes cost in Croton?
- The median home value in Croton is about $375,000. Individual prices vary by street, size, and condition.
- How active is the Croton housing market?
- there are 13 homes for sale in Croton right now, and 39 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Croton?
- Croton is served by Newaygo Public School District. Its highest-rated assigned school is Tri County Senior High School (6/10).
- Is Croton walkable?
- Croton scores 0.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
