Wilcox
Room to spread out, great value
1 home for sale·Median $269K·Walkability 0.5/10·Schools 4.0/10
Most people picture West Michigan as strip malls and sprawl, but Wilcox Township is the opposite—1,100 folks spread across 34 square miles of forestland and rural homes, where the average lot sits on nearly 12 acres. You're genuinely isolated here, but isolated in the way that matters: space, trees, and room to breathe without feeling cut off. Homes run around $119K.
Why people love it here
11.9 acre avg lots
- 14 homes
$46K median household income
- $269K median · 11 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Wilcox
Estimated Monthly Payment
$1,826/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
11 homes sold in Wilcox this year. Thinking of selling?
See what your home is worthMedian Income
$46K
Household
Median Sale Price
$269K
11 sales in last 12mo
Parcels
14
13 residential
Based on 3 rated schools nearby
Range: 3/10 to 5/10
School District: White Cloud Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Mudget Lake
Beach in Village Of Morgan Area
North Country Trail Spur
To buy a median-priced Wilcox home (around $269,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $42k/year in household income to qualify — an estimated monthly payment of $1,574 (principal, interest, property tax, and insurance).
The typical Wilcox household earns $45,833 — above what the median home requires. At that income, a buyer can afford roughly $296,000 with 20% down.
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,574/mo | $41,965 |
| 10% (+PMI) | $1,844/mo | $49,185 |
| 5% (+PMI) | $1,935/mo | $51,599 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
5 parcels
Active / pending
Typical Land Value
$7K/acre
Median asking
Median Price
$100K
Per listing
Who actually lends in Wilcox, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government
Wilcox Township (Newaygo County)
unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$919/yr in electricity from a typical rooftop solar system
Produces ~6,431 kWh/yr · offsets ~61% of a typical home's use
Private well
Rural township; individual private wells
Septic - individual
No municipal sewer; individual septic
Resident-arranged private hauler (Republic Services)
No municipal collection; residents contract haulers
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Coop rate book lists Wilcox Twp in its Newaygo territory
Confirm by addressNo piped natural gas (propane/LP)
Deep-rural; typically propane
Confirm by addressArea fire department (via Newaygo County 911)
Rural fire coverage dispatched through county
Source: newaygocountymi.gov
Utility, solar, and service details for Wilcox are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Median Income
$46K
Home Value (Census)
$128K
Flood Risk
None
Not in flood zone
Nearest Park
Unnamed park
2.8 mi
Parks Nearby
0
within 1 mile
Frequently asked about Wilcox
- What do homes cost in Wilcox?
- The median home value in Wilcox is about $269,000. Individual prices vary by street, size, and condition.
- How active is the Wilcox housing market?
- there is 1 home for sale in Wilcox right now, and 11 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Wilcox?
- Wilcox is served by White Cloud Public Schools. Its highest-rated assigned school is White Cloud Elementary School (5/10).
- Is Wilcox walkable?
- Wilcox scores 0.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.