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Home/Neighborhoods/Newaygo County/Wilcox Township
21710.9 acres

Wilcox Township

Room to spread out, great value

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)
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The quick answer

Wilcox Township is a township, part of White Cloud Public Schools. Homes here typically sell for around $269,000.

Jump to:Is it a good place to live?·What it costs to live here

1 home for sale·Median $269K·Walkability 0.5/10·Schools 4.0/10

🏙️44 mito Downtown GR(~1h 28m drive)
🏞️44 mito Lake Michigan(~1h 29m drive)

Most people picture West Michigan as strip malls and sprawl, but Wilcox Township is the opposite—1,100 folks spread across 34 square miles of forestland and rural homes, where the average lot sits on nearly 12 acres. You're genuinely isolated here, but isolated in the way that matters: space, trees, and room to breathe without feeling cut off. You're about 3.5 miles from White Cloud, where you can grab what you need, and the Muskegon River—the region's main draw for fishing and summer life—is right there in the broader area. The nearest park is a couple miles out, and yes, downtown Grand Rapids is a solid 76-minute drive, but that's not really the point. Wilcox is part of Newaygo County, where tourism and outdoor recreation are the backbone.

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Why people love it here

🏡Space & Property

11.9 acre avg lots

  • 14 homes
💰Home Values

$46K median household income

  • $269K median · 11 sales in last 12mo
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Conventional Mortgage Calculator

Median home price in Wilcox Township

Estimated Monthly Payment

$1,826/mo

$
$53,800
20%
%
Principal & Interest $1,39676%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

11 homes sold in Wilcox Township this year. Thinking of selling?

See what your home is worth

Median Income

$46K

Household

Median Sale Price

$269K

11 sales in last 12mo

Expected Rent

$975/mo

$875 – $1,100 · wider-area estimate

Parcels

14

13 residential

4.0
/10 avg
Average schools

Based on 3 rated schools nearby

Range: 3/10 to 5/10

School District: White Cloud Public Schools

5White Cloud Elementary SchoolElementary · K-05 · 414 students · 17:1 · 3.3 mi
4White Cloud High SchoolHigh · 09-12 · 294 students · 24:1 · 3.5 mi
3White Cloud Junior High SchoolMiddle · 06-08 · 227 students · 16:1 · 3.5 mi

Walkability

0.5

Car-dependent

Overall walkability score out of 10

🛒Daily Errands— Grocery, pharmacy
0.0
🍽️Dining— Restaurants, cafes, bars
0.0
🌳Nature— Parks, trails
0.5
🚌Transit— Bus stops, stations
0.0
💪Fitness— Gyms, recreation
0.0

Based on actual walk/bike/drive times to nearby amenities via Mapbox

🏞️Lakes & Water
Quick drive

Mudget Lake

6 mindrive
Diamond Lake
12 mindrive
Lake White Cloud
11 mindrive
🏖️Beaches
Quick drive

Beach in Village Of Morgan Area

11 mindrive
Beach in Van Auken's White River No.2 Area
15 mindrive
🥾Hiking Trails
Quick drive

North Country Trail Spur

15 mindrive
North Country National Scenic Trail
11 mindrive

To buy a median-priced Wilcox Township home (around $269,000) at today's 6.66% 30-year fixed rate with 20% down, you'd need roughly $43k/year in household income to qualify — an estimated monthly payment of $1,598 (principal, interest, property tax, and insurance).

The typical Wilcox Township household earns $45,833 — above what the median home requires. At that income, a buyer can afford roughly $291,000 with 20% down.

Down paymentMonthly paymentIncome needed
20% $1,598/mo$42,609
10% (+PMI)$1,872/mo$49,909
5% (+PMI)$1,964/mo$52,363

Estimates use a 6.66% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Wilcox Township cost-of-living breakdown →

Land for sale

Listings

5 parcels

Active / pending

Typical Land Value

$7K/acre

Median asking

Median Price

$100K

Per listing

Who actually lends in Wilcox Township, and how homes here are financed — from 2024 federal mortgage records.

Home purchases~22 loans · $4M

Loans to buy a home

Conventional 75%FHA 15%VA 5%USDA 4%

Most active lenders

1Lake Michigan Credit Union14%
2Rocket Mortgage, LLC11%
3Independent Bank11%
4The Huntington National Bank11%
5Gerber Federal Credit Union11%

Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.

Local Government

Wilcox Township (Newaygo County)

unconfirmed

Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.

Solar potential

~$919/yr in electricity from a typical rooftop solar system

Produces ~6,431 kWh/yr · offsets ~61% of a typical home's use

Waterunconfirmed

Private well

Rural township; individual private wells

Sewerunconfirmed

Septic - individual

No municipal sewer; individual septic

Trashunconfirmed

Resident-arranged private hauler (Republic Services)

No municipal collection; residents contract haulers

Electricvaries by address

Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh

Coop rate book lists Wilcox Twp in its Newaygo territory

Confirm by address
Natural Gasvaries by address

No piped natural gas (propane/LP)

Deep-rural; typically propane

Confirm by address
Police

Newaygo County Sheriff

Sheriff is primary law enforcement

Fireunconfirmed

Area fire department (via Newaygo County 911)

Rural fire coverage dispatched through county

Source: newaygocountymi.gov

Utility, solar, and service details for Wilcox Township are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.

Median Income

$46K

Home Value (Census)

$128K

Expected Rent

$975/mo

$875 – $1,100 · wider-area estimate

Flood Risk

None

Not in flood zone

Nearest Park

Unnamed park

2.8 mi

Parks Nearby

0

within 1 mile

🍺 Bars(1)

Shamrock

Bar

4.0 mimap

🌳 Parks(6)

Park

2.8 mimap

Park in Village Of Morgan Area

2.8 mimap

Unnamed park

2.8 mimap

+3 more within 5 miles

GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Wilcox Township? Our team can help with availability, schools, and what it's really like to live here.

Call

Living in Wilcox Township: the details

Is Wilcox Township a good place to live?

Wilcox Township suits buyers looking for room to spread out on larger lots — here is what the data shows. When it comes to errands, it is mostly a drive-first area, so you will use a car for groceries, dining and errands. This township is part of White Cloud Public Schools. The going price is around $269,000.

What does it cost to live in Wilcox Township?

The median home value in Wilcox Township is about $269,000. There is 1 home for sale here right now and 11 homes sold here in the past year.

Frequently asked about Wilcox Township

What do homes cost in Wilcox Township?
The median home value in Wilcox Township is about $269,000. Individual prices vary by street, size, and condition.
How active is the Wilcox Township housing market?
there is 1 home for sale in Wilcox Township right now, and 11 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
What schools serve Wilcox Township?
Wilcox Township is served by White Cloud Public Schools. Its highest-rated assigned school is White Cloud Elementary School (5/10).
Is Wilcox Township walkable?
Wilcox Township scores 0.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.

Top contributors in Wilcox Township

Data sources: parcels, listings · Updated 8/2/2026
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Wilcox Township? Our team can help.

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Conventional Mortgage Calculator

Median in Wilcox Township

Estimated Monthly Payment

$1,826/mo

$
$53,800
20%
%
Principal & Interest $1,39676%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

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