White River
Room to spread out, great value
The quick answer
White River is a township, part of Montague Area Public Schools. Homes here typically sell for around $401,000.
9 homes for sale·Median $401K·Walkability 0.0/10·Schools 5.3/10
It's rolling countryside out here in West Michigan—mostly open land and tree-lined roads, with Muskegon County spreading out in every direction. You get real space to breathe; the average lot runs just over three acres, so your neighbors aren't staring into your living room. The horizon stays wide and uncluttered, the kind of place where you can actually see the sky change colors at sunset without streetlights washing it out.
Why people love it here
3.1 acre avg lots
- 573 homes
$106K median household income
- $401K median · 19 sales in last 12mo
Near the water
- White Lake — 0.9 mi
- Montague Township Park: 6 min drive
- Beach at Sand Piper Trl & Feather Ridge Rd: 11 min drive
Conventional Mortgage Calculator
Median home price in White River
Estimated Monthly Payment
$2,722/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
19 homes sold in White River this year. Thinking of selling?
See what your home is worthMedian Income
$106K
Household
Median Sale Price
$401K
19 sales in last 12mo
Expected Rent
$1,025/mo
$900 – $1,150 · wider-area estimate
Parcels
573
504 residential
Flood Risk
None
Not in flood zone
Nearest Park
Meinert Park
2.3 mi
Parks Nearby
0
within 1 mile
Nearest Lake
White Lake
0.9 mi
Based on 3 rated schools nearby
Range: 5/10 to 6/10
School District: Montague Area Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Montague Foods
Cafe 31
Sawyers Brewing Company
Montague Township Park
+1 more
Playground in Whitbeck Rd & Stanton Blvd Area
White Lake
Beach at Sand Piper Trl & Feather Ridge Rd
Dune Access Path
Dog Park in Peterson Rd & Lasley St Area
Montague Library
Northstar Cinema
Most of White River is policed by the Muskegon County Sheriff's Office. Across that jurisdiction in 2024, the most common reported offenses were larceny / theft (274 per 100,000 residents) and burglary (80 per 100,000 residents), per FBI Uniform Crime Reporting.
For perspective, homicide — the most serious crime — was reported at about 0.002% of the population, roughly 1 in 50,000 residents.
| Offense type | Per 100k residents |
|---|---|
| Larceny / theft | 274 |
| Burglary | 80 |
| Aggravated assault | 45 |
| Motor-vehicle theft | 35 |
| Rape | 22 |
| Arson | 7 |
| Homicide | 2 |
| Robbery | 2 |
Reported offenses per 100,000 residents, Muskegon County Sheriff's Office, FBI Uniform Crime Reporting (2024). Figures cover the Muskegon County Sheriff's Office's full jurisdiction (the county's unincorporated areas), not White River alone. Crime is reported at the jurisdiction level and varies block to block within any community.
To buy a median-priced White River home (around $401,000) at today's 6.66% 30-year fixed rate with 20% down, you'd need roughly $66k/year in household income to qualify — an estimated monthly payment of $2,478 (principal, interest, property tax, and insurance).
The typical White River household earns $105,833 — above what the median home requires. At that income, a buyer can afford roughly $673,000 with 20% down.
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,478/mo | $66,068 |
| 10% (+PMI) | $2,886/mo | $76,950 |
| 5% (+PMI) | $3,023/mo | $80,609 |
Estimates use a 6.66% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
4 parcels
Active / pending
Typical Land Value
$58K/acre
Median asking
Median Price
$165K
Per listing
Who actually lends in White River, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$932/yr in electricity from a typical rooftop solar system
Produces ~6,523 kWh/yr · offsets ~62% of a typical home's use
Private well
Rural lakeshore township; individual private wells
Septic - individual
No municipal sewer; individual septic
Resident-arranged hauler (Republic/Arrowaste area)
Residents contract their own hauler
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Service splits by location — other areas may be served by Great Lakes Energy. Confirm by address.
Confirm by addressRegional gas IOU where available; rural may use propane
Confirm by addressMontague Fire District Authority
Authority serves City of Montague, Montague Twp, White River Twp
Source: whiterivertwp.com
Utility, solar, and service details for White River are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Median Income
$106K
Home Value (Census)
$287K
Expected Rent
$1,025/mo
$900 – $1,150 · wider-area estimate
🍕 Restaurants(5)
🍺 Bars(5)
+2 more within 5 miles
🏫 Schools(8)
Mouth School
School
School
+3 more within 5 miles
🌳 Parks(4)
+1 more within 5 miles
🐕 Dog Parks(2)
🚴 Trails(3)
📚 Libraries(1)
Montague Library
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about White River? Our team can help with availability, schools, and what it's really like to live here.
Living in White River: the details
Is White River a good place to live?
White River suits buyers looking for room to spread out on larger lots and green space nearby — here is what the data shows. When it comes to errands, it is mostly a drive-first area, so you will use a car for groceries, dining and errands. This township is part of Montague Area Public Schools. Expect prices centered around $401,000.
What does it cost to live in White River?
The typical home in White River goes for around $401,000. There are 9 homes for sale here right now and 19 homes sold here in the past year.
Frequently asked about White River
- What do homes cost in White River?
- The median home value in White River is about $401,000. Individual prices vary by street, size, and condition.
- How active is the White River housing market?
- there are 9 homes for sale in White River right now, and 19 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve White River?
- White River is served by Montague Area Public Schools. Its highest-rated assigned school is Montague High School (6/10).
- Is White River walkable?
- White River scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.