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Home/Neighborhoods/Newaygo County/Troy
Township23184.4 acres

Troy

Solid value in a growing area

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)
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The quick answer

Troy is a township, part of Walkerville Public Schools. Homes here typically sell for around $285,000.

Jump to:Is it a good place to live?·What it costs to live here·How safe is it?

2 homes for sale·Median $285K·Walkability 0.0/10·Schools 3.0/10

🏙️58 mito Downtown GR(~1h 56m drive)
🏞️51 mito Lake Michigan(~1h 41m drive)

You're driving on quiet two-lane roads through rolling farmland—the kind of place where you pass more trees than houses—and that's pretty much the whole story of Troy Township. It's a small rural township in Newaygo County about 40 miles north of Grand Rapids, with fewer than 300 residents spread across 36 square miles, so you get a real sense of space out here. There's no downtown to speak of, no shopping strips, just open land and the rhythm of a working landscape that hasn't changed much in decades. Most people own their homes outright, and you'll notice the houses are spaced far apart—this isn't the place to walk to a neighbor's for coffee, and there's no public transit, so you're driving everywhere. If you want some nature nearby, the Manistee National Forest's White Cloud Unit is about 8 miles away, good for hiking and getting away from the sound of your own driveway. It's the kind of place you move to when you're done with noise and want dirt roads and quiet, though the trade-off is that it's a solid two hours to downtown Grand Rapids, so you'd better be serious about rural living or have a good reason to make that drive regularly.

Why people love it here

💰Home Values

$55K median household income

  • $285K median · Based on 3yr sales

Explore Troy

Same name, different focus — Troy is also covered as:

  • Troy Community — community details
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Conventional Mortgage Calculator

Median home price in Troy

Estimated Monthly Payment

$1,937/mo

$
$57,050
20%
%
Principal & Interest $1,48076%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

Median Income

$55K

Household

Median Sale Price

$285K

Based on 3yr sales

Expected Rent

$1,125/mo

$1,000 – $1,250 · wider-area estimate

3.0
/10 avg
Below average schools

Based on 1 rated school nearby

School District: Walkerville Public Schools

3Walkerville Public SchoolOther · PK-12 · 276 students · 18:1 · 9.0 mi
Full Troy crime & safety report →

To buy a median-priced Troy home (around $285,250) at today's 6.66% 30-year fixed rate with 20% down, you'd need roughly $44k/year in household income to qualify — an estimated monthly payment of $1,648 (principal, interest, property tax, and insurance).

The typical Troy household earns $55,417 — above what the median home requires. At that income, a buyer can afford roughly $364,000 with 20% down.

Down paymentMonthly paymentIncome needed
20% $1,648/mo$43,951
10% (+PMI)$1,938/mo$51,691
5% (+PMI)$2,036/mo$54,294

Estimates use a 6.66% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price and median property taxes, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Troy cost-of-living breakdown →

Land for sale

Listings

3 parcels

Active / pending

Typical Land Value

$3K/acre

Median asking

Median Price

$372K

Per listing

Local Government

Troy Township (Newaygo County)

unconfirmed

Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.

Solar potential

~$909/yr in electricity from a typical rooftop solar system

Produces ~6,360 kWh/yr · offsets ~61% of a typical home's use

Waterunconfirmed

Private well

Rural township; individual private wells

Sewerunconfirmed

Septic - individual

No municipal sewer; individual septic

Trashunconfirmed

Resident-arranged private hauler (Republic Services)

No municipal collection; residents contract haulers

Electricvaries by address

Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh

Coop rate book lists Troy Twp in its Newaygo territory

Confirm by address
Natural Gasvaries by address

No piped natural gas (propane/LP)

Deep-rural; typically propane

Confirm by address
Police

Newaygo County Sheriff

Sheriff is primary law enforcement

Fireunconfirmed

Area fire department (via Newaygo County 911)

Rural fire coverage dispatched through county

Source: newaygocountymi.gov

Utility, solar, and service details for Troy are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.

Median Income

$55K

Home Value (Census)

$100K

Expected Rent

$1,125/mo

$1,000 – $1,250 · wider-area estimate

Flood Risk

None

Not in flood zone

Nearest Park

Big Star Lake Public Access

2.5 mi

Parks Nearby

0

within 1 mile

🌳 Parks(3)

Big Star Lake Public Access

2.5 mimap

Lake Township Park

3.3 mimap

Reed Lake Boating Access Site

5.0 mimap
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Troy? Our team can help with availability, schools, and what it's really like to live here.

Call

Living in Troy: the details

Is Troy a good place to live?

Here is a data-based look at what living in Troy is like. Day to day, it is mostly a drive-first area, so you will use a car for groceries, dining and errands. This township is part of Walkerville Public Schools. Homes here typically sell for around $285,000.

What does it cost to live in Troy?

The typical home in Troy goes for around $285,000. There are 2 homes for sale here right now.

Frequently asked about Troy

What do homes cost in Troy?
The median home value in Troy is about $285,250. Individual prices vary by street, size, and condition.
How active is the Troy housing market?
there are 2 homes for sale in Troy right now. Listings refresh throughout the day from the MichRIC MLS.
What schools serve Troy?
Troy is served by Walkerville Public Schools. Its highest-rated assigned school is Walkerville Public School (3/10).
Is Troy walkable?
Troy scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.

Top contributors in Troy

Data sources: listings · Updated 8/2/2026
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Troy? Our team can help.

Call
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Conventional Mortgage Calculator

Median in Troy

Estimated Monthly Payment

$1,937/mo

$
$57,050
20%
%
Principal & Interest $1,48076%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

Micro Communities(2)

Troy
T

Troy

Walgamor Corners
W

Walgamor Corners

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